Manuel Angeles, Mortgage & Real Estate Broker

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Manuel Angeles, Mortgage & Real Estate Broker

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Please contact me to help you fully analyze your needs and recommend appropriate solutions. I am not licensed in all jurisdictions.

Manuel Angeles | Los Angeles Mortgage & Real Estate Broker | NMLS #1750546, CalDRE #01985856 | Homes Funded by Manuel Angeles — Loan Factory | Founder, The Real Estate Lender As a licensed Agent of New York Life Insurance Company I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Neither New York Life Insurance Company, nor its agents, provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. Any testimonial on this site is based on an individual’s experience and may not be representative of the experience of other customers. These testimonials are no guarantee of future performance or success.

801 N Brand Blvd, Penthouse Suite, Glendale, CA 91203
My CA Insurance license number is 012345

11/04/2026

The myth that quietly empties people's savings 🏠

"Put everything down — bigger down payment is always smarter."

Sometimes. But I've watched buyers drain every dollar into the down payment and move into a house with no cushion left for the water heater, the roof, or life.

A slightly smaller down payment with reserves intact can be the stronger move.

The right answer lives in your full picture — not in a rule of thumb.

📞 (323) 900-0853

Visit homesfunded.com — for mortgage and credit guidance for your next purchase.

Manuel Angeles | NMLS #1750546 | DRE #01985856
Loan Factory | NMLS #320841 | DRE #01771313
(323) 900-0853 | Equal Housing Opportunity

11/04/2026

INGLEWOOD — TOURS THIS WEEK
12-suite office building (former boutique motel — every suite has its own private bathroom) minutes from SoFi Stadium and the Intuit Dome.
📍 1237 S Flower St, Inglewood, CA 90301
💲 $1,900,000 — just $158,333 per suite
✅ 8 of 12 suites leased — $86,700/year already in place
🏦 Seller financing: $1,000,000 down, $900,000 carried at 8.00% interest-only for 24 months
🔑 Adaptive-reuse upside: residential, co-living, or supportive housing
Private tours available this week — this one will not sit.
📞 (323) 800-8893
Manuel Angeles, Gemini 2 Realty Inc, CalDRE #01985856

11/03/2026

Pre-approval vs pre-qualification — not the same thing 📋

Pre-qualification: a conversation and an estimate.
Pre-approval: verified income, assets, and credit — a lender has actually reviewed the file.

Sellers know the difference. In a competitive offer situation, so should you.

Get the real version: 📞 (323) 900-0853

Visit homesfunded.com — for mortgage and credit guidance for your next purchase.

Manuel Angeles | NMLS #1750546 | DRE #01985856
Loan Factory | NMLS #320841 | DRE #01771313
(323) 900-0853 | Equal Housing Opportunity

11/02/2026

The least-read important document in real estate 📄

Not the contract. Not the disclosures. The closing disclosure's cousin that arrives first — the Loan Estimate — gets a glance, a signature, and a drawer.

Three pages that predict almost every dollar of the deal: the payment, the cash to close, which costs can change and which can't.

Read it next to your closing disclosure at the end and you'll see your whole transaction in two snapshots. Ten quiet minutes, twice, is real due diligence.

📞 (323) 900-0853

Visit homesfunded.com — for mortgage and credit guidance for your next purchase.

Manuel Angeles | NMLS #1750546 | DRE #01985856
Loan Factory | NMLS #320841 | DRE #01771313
(323) 900-0853 | Equal Housing Opportunity

11/01/2026

The SB 79 tiers, in one saveable post

Per the California Legislature, SB 79 sets building heights by how close a site sits to a qualifying transit stop. For Tier 1 — the heaviest rail — the law allows up to nine stories adjacent to the stop, up to seven stories within a quarter mile, and up to six stories within a half mile.

Per the California Legislature, projects of ten or more units also carry an affordability component of seven to thirteen percent, depending on the tier and project.

Save the structure, not a slogan: distance decides height, and size brings obligations with it.

If your property sits near a station, which tier do you actually fall in?

(323) 900-0853

Visit usreforsale.com — to see Los Angeles homes and California investment properties.

Manuel Angeles | NMLS #1750546 | DRE #01985856
Loan Factory | NMLS #320841 | DRE #01771313
(323) 900-0853 | Equal Housing Opportunity

10/31/2026

A tradeline is just a receipt that your business pays its bills

When a supplier gives your business terms and reports how you paid, that account becomes a tradeline — a line in your business credit history that the next lender can read.

The honest way to build them:
- Start with suppliers your business already uses
- Ask whether they report payment history before you rely on it
- Pay on time, or early, and keep records either way

There is no shortcut worth buying here. A history you actually earned is the only kind that holds up in a real file review.

Which of your current suppliers could be reporting for you already?

(323) 900-0853

Visit myLAbusiness.com — to explore Los Angeles businesses for sale and seller guidance.

Manuel Angeles | NMLS #1750546 | DRE #01985856
Loan Factory | NMLS #320841 | DRE #01771313
(323) 900-0853 | Equal Housing Opportunity

10/30/2026

Your lease is part of your sale price 📄

Buyers don't just buy your business — they buy the right to operate where it operates.

A lease with years left, fair terms, and a clear path to transfer is an asset. A lease about to expire, with renewal up in the air, is a discount the buyer will price in.

Selling in the next few years? Read your lease like a buyer will. Then fix what you can, early.

📞 (323) 800-8893

Visit myLAbusiness.com — to explore Los Angeles businesses for sale and seller guidance.

Manuel Angeles | NMLS #1750546 | DRE #01985856
Loan Factory | NMLS #320841 | DRE #01771313
(323) 800-8893 | Equal Housing Opportunity

10/30/2026

Thinking about selling your LA business? Start with what buyers actually inspect 📊

Buyers look hardest at the quality behind the numbers.

What earns serious attention:
✓ Recurring revenue
✓ Clean books
✓ Operations that don't depend on the owner for every decision

If you're considering an exit in the next few years, preparation starts today — long before you list.

📞 (323) 800-8893

Visit myLAbusiness.com — to explore Los Angeles businesses for sale and seller guidance.

Manuel Angeles | NMLS #1750546 | DRE #01985856
Loan Factory | NMLS #320841 | DRE #01771313
(323) 800-8893 | Equal Housing Opportunity

10/29/2026

Before you sign the purchase agreement — read these twice 📋

→ The deposit: how much, and the deadline to deliver it
→ Your contingency dates: inspection, appraisal, loan
→ The seller's disclosures: every page, especially the gaps
→ The closing-cost estimate: line by line, not just the total
→ The HOA documents, if there are any

Five slow reads now beat one expensive surprise later. Save this for offer day.

📞 (323) 900-0853

Visit homesfunded.com — for mortgage and credit guidance for your next purchase.

Manuel Angeles | NMLS #1750546 | DRE #01985856
Loan Factory | NMLS #320841 | DRE #01771313
(323) 900-0853 | Equal Housing Opportunity

10/28/2026

Twelve suites, two stadiums, one street in Inglewood that is not getting cheaper.

🏢 STADIUM-DISTRICT INCOME BUILDING — $1,900,000

📍 1237 S Flower St, Inglewood, CA 90301 — near Century Blvd, in the orbit of SoFi Stadium and the Intuit Dome

Inglewood changed. The question for investors is whether you own anything near where it changed to.

This is a 2-story, 12-suite commercial office building in the C-2A Airport Commercial zone:

✅ $1,900,000 — $158,333/unit, $599.75/SF
✅ 3,168 SF building on a 3,951 SF lot, 8 secured parking stalls
✅ 8 of 12 suites occupied — current NOI $28,700 (1.51% cap)
✅ Every suite has a private bathroom (vanity + toilet + walk-in shower) — a former boutique motel conversion, post-2017
✅ Seller financing: $1M down, $900K seller carry at 8% interest-only for 24 months

Event nights, corporate demand, airport-corridor tenants — this location works for office leasing now and gives a furnished-rental or residential conversion story later, subject to City verification.

APN 4024-039-016. Private tours by appointment.

📞 Call or text (323) 800-8893 · [email protected]

Manuel Angeles | CalDRE #01985856
Gemini 2 Realty Inc | CalDRE #01527795

*Buyer to verify zoning and any conversion with the City of Inglewood.*

Address

904 N. La Brea Avenue #A
Inglewood, CA
90302

Telephone

+13239005258

Website

https://www.homesfunded.com/, https://www.uscreforsale.com/, https://www.crefunded.com/, https://therealestatelender.com

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