Loans With Coach

10/17/2026

🏡 REALTORS: The appraisal report is changing. Here’s what belongs in your transaction playbook.

UAD 3.6 introduces a redesigned appraisal report that adjusts based on the property type, inspection, and assignment.

📅 November 2, 2026 is the Fannie Mae/Freddie Mac mandate for new appraisal submissions. Temporary lender exceptions are available, so confirm the requirements for your deal.

Three questions to ask your lender:

✅ Which appraisal format applies to this loan program?
✅ If we change programs or lenders, can the existing appraisal be accepted?
✅ Could that change require additional work, cost, or time?

A financing backup plan should account for the appraisal, too.

Before you pivot, understand what that move means for your buyer’s budget and closing calendar.

Save this for your next buyer consultation and share it with your transaction partner.

DeShawn Curtis | Loans With Coach
📲 323-621-4065

Requirements and appraisal acceptance vary by lender and loan program.

10/16/2026

Did you know your home equity could unlock new financial opportunities? 🏡

Whether a HELOC or a reverse mortgage makes sense depends on your age, property, and goals. Each option has unique costs and repayment terms, so it helps to understand how they work before making a decision.

Send me a message today and let's explore what options fit your unique situation!

For informational purposes only. Product availability, eligibility, rates, fees, terms, and requirements vary. Reverse mortgage borrowers must meet applicable program requirements. Not financial, tax, or legal advice. Not a commitment to lend.

DeShawn Curtis | NMLS #2383103 | DRE #02132378
Loan Factory | NMLS #320841 | DRE #01771313

10/15/2026

How much do you really know about what goes into a mortgage approval? 🏠

Qualifying isn't just about one number—it looks at your full financial picture, including your credit, income, debts, savings, and loan options.

Drop A, B, C, or D in the comments below! Want to see how these factors affect your homebuying journey? Send me a direct message today.

DeShawn Curtis | NMLS #2383103 | DRE #02132378
Loan Factory | NMLS #320841 | DRE #01771313

10/14/2026

What does your next chapter look like? 🏡 Whether you're buying your first home, needing extra space, or chasing that dream property, every journey is unique. Your home financing should be tailored specifically to your goals, budget, and timeline.

Drop your pick in the comments below, or send me a message to explore your options!

DeShawn Curtis | NMLS #2383103 | DRE #02132378
Loan Factory | NMLS #320841 | DRE #01771313

10/13/2026

Your next chapter starts with a simple plan! 🏡 Whether you're buying your first home, moving into a bigger space, or investing in your future, understanding your financing options helps you make confident choices. You don't need to have every detail figured out to take that first step.

Thinking about making a move? Message me today and let's talk through your options! 💬

For informational purposes only. Loan programs, rates, terms, fees, and eligibility vary by borrower and scenario. Not a commitment to lend.

DeShawn Curtis | NMLS #2383103 | DRE #02132378
Loan Factory | NMLS #320841 | DRE #01771313

10/12/2026

Big news today for a fantastic family! 🎉 We just received the conditional loan approval, and the finish line is officially in sight.

Hearing the pure excitement in a client's voice when they get this update is what this work is all about. 🔑 It means the major underwriting review is behind us, leaving us with just a few quick routine items to check off before closing day.

DeShawn Curtis is thrilled to help bring these wonderful buyers one step closer to moving day. Congratulations on reaching this huge milestone! 🏠✨

DeShawn Curtis | NMLS #2383103 | DRE #02132378
Loan Factory | NMLS #320841 | DRE #01771313

10/12/2026

Did you know your home equity can be a key part of your retirement plan? 🏡

For eligible homeowners, a reverse mortgage offers a way to access part of your equity while continuing to live in the home you love. It can provide extra financial flexibility, though it also comes with important costs and long-term responsibilities to carefully consider.

Curious to learn how a reverse mortgage works? Send me a message today, and let's discuss whether it fits your goals! 📩

For informational purposes only. Not financial, legal, or tax advice. Eligibility, proceeds, fees, terms, and requirements vary. Borrowers remain responsible for applicable property taxes, homeowners insurance, property maintenance, and other loan obligations. Not a commitment to lend.

DeShawn Curtis | NMLS #2383103 | DRE #02132378
Loan Factory | NMLS #320841 | DRE #01771313

10/12/2026

Happy Columbus Day! 🧭

Today, we celebrate the spirit of exploration and the courage it takes to embark on new journeys. Whether you are exploring new possibilities or taking the next step toward your homeownership goals, Loan Factory is here to help guide your way.

Wishing you and your family a meaningful and wonderful holiday! 🏡

DeShawn Curtis | NMLS #2383103 | DRE #02132378
Loan Factory | NMLS #320841 | DRE #01771313

10/11/2026