Ashley Dugan, Mortgage Loan Originator, NMLS# 1936256

Ashley Dugan, Mortgage Loan Originator, NMLS# 1936256 I strive to create a positive home loan experience for clients. I’m passionate about helping individuals and families achieve their homeowning dreams.

Whether they’re buying their first home or refinancing, I do my best to answer questions and educate on the loan process. I began my career in the mortgage industry in January 2020 because I wanted to make a difference in the lives of others. When I purchased my first home, I had the opportunity to work with an exceptional loan officer that showed me the impact I could make on others. I strive to

create the same positive experience with each client. Whether they’re buying their first home or refinancing their current home, I do my best to answer questions and educate them on the loan process. Proactive by nature, I work to stay on the ball from beginning to end and keep the loan process as efficient as possible. Communication is key to a smooth transaction and I make sure that you understand all of your options. My job is to advise you through the loan process and help guide you to the best decision for your situation.

More homes are hitting the market this June. 🏡New listings are on the rise, while homes are continuing to sell at the sa...
06/15/2026

More homes are hitting the market this June. 🏡

New listings are on the rise, while homes are continuing to sell at the same pace as last year. That tells us buyer demand is still strong and available inventory is being absorbed.

For buyers, more listings mean more options. For sellers, qualified buyers are still actively searching.

Whether you're thinking about buying, selling, or just exploring your options, now is a great time to understand where you stand.

📲 Let's talk about your next move.

More homes. More choices. More momentum.Inventory continues to climb, with homes for sale tracking above year-ago levels...
06/01/2026

More homes. More choices. More momentum.

Inventory continues to climb, with homes for sale tracking above year-ago levels and new listings on the rise. As the summer market heats up, buyers are stepping into one of the most selection-rich environments we've seen in a while.

More options means more negotiating power. And the right financing can help you move fast when the right home comes along.

Ready to get pre-approved before your competition does?

🏡 National Housing Market Update 📈More homes are hitting the market, giving buyers greater opportunity and more choices ...
05/26/2026

🏡 National Housing Market Update 📈

More homes are hitting the market, giving buyers greater opportunity and more choices this spring! Inventory continues to rise above last year’s levels while homes are still selling at a steady pace — a strong sign that supply and demand remain balanced.

For buyers, that means more options and less pressure. For sellers, motivated buyers are still actively making moves. The market continues to create opportunities on both sides of the transaction.

If you’re thinking about buying, selling, or refinancing, now is a great time to explore your options and make a plan with confidence. 🔑

Good news for buyers working through today's housing costs. 🏠Affordability is improving as more inventory hits the marke...
05/18/2026

Good news for buyers working through today's housing costs. 🏠

Affordability is improving as more inventory hits the market and financing options continue to expand. And here's the headline: DPA programs just hit a record high this quarter.

Down payment assistance is more available right now than it's been in a long time. If cost has been the barrier keeping you from buying, let's talk about what programs you may qualify for.

Spring market update 🌿🏘️We’re continuing to see signs of a more balanced market. Sellers are becoming more realistic wit...
05/12/2026

Spring market update 🌿🏘️

We’re continuing to see signs of a more balanced market. Sellers are becoming more realistic with pricing, and buyers are gaining a little more room to breathe during the home search process.

If you’ve been sitting on the sidelines waiting for conditions to improve, this could be a great time to revisit your plans and explore what’s possible. 💬🔑

Market Update: More Opportunities for Homebuyers! 🏡 We’re seeing a positive shift in the market this week—inventory is h...
05/04/2026

Market Update: More Opportunities for Homebuyers! 🏡

We’re seeing a positive shift in the market this week—inventory is higher than last year, giving buyers more options to choose from. At the same time, asking prices are starting to ease, making homeownership a bit more attainable.

Even better, homes are still selling at a steady pace, which means demand is staying strong without the pressure of intense bidding wars.

If you’ve been waiting for the right time to buy, this could be your window of opportunity!

📲 Let’s connect today to explore your options and get you pre-approved—your next home might be closer than you think.

🏠 Mortgage rates just dropped for the second week in a row, reaching their lowest point in three spring seasons.Lower bo...
04/27/2026

🏠 Mortgage rates just dropped for the second week in a row, reaching their lowest point in three spring seasons.

Lower borrowing costs, rising purchase applications, and improving pending sales are all pointing in the same direction: housing demand is building momentum. 📈

If you've been waiting for conditions to improve, this is worth paying attention to. Now could be a great time to explore what today's rates mean for your buying power. Let's talk. 💬

🌷 The spring market is opening more doors for buyers.Inventory is staying stronger than last year, pricing pressure has ...
04/21/2026

🌷 The spring market is opening more doors for buyers.

Inventory is staying stronger than last year, pricing pressure has eased a bit, and negotiating room is improving. That combination can create real opportunity if you're planning a move this season.

If buying has been on your mind lately, this is a smart time to explore your options. 🔑

🏡 Buyers are gaining ground this spring.Housing conditions remain favorable as inventory continues to outpace last year’...
04/13/2026

🏡 Buyers are gaining ground this spring.

Housing conditions remain favorable as inventory continues to outpace last year’s levels and prices trend lower, giving buyers more room to explore and negotiate. 📉

Even with some recent rate volatility, the market is offering more options and improved negotiating power than we’ve seen in recent seasons.

If you’ve been waiting for the right mix of opportunity and flexibility, this could be your moment. Let’s talk next steps. 💬🏠

🏡 The spring market is opening more doors for buyers.Rising inventory and softening home prices are creating more favora...
04/06/2026

🏡 The spring market is opening more doors for buyers.

Rising inventory and softening home prices are creating more favorable conditions, giving buyers more options and flexibility. 📉

Even though mortgage rates have ticked up recently, they’re still lower than this time last year, helping keep affordability stronger than recent seasons.

If you’ve been waiting for a more balanced market, this spring could be your opportunity. Let’s talk about your next move. 💬

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Indianapolis, IN

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