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Monday 9am - 7pm Tuesday 9am - 7pm Wednesday 9am - 7pm Thursday 9am - 7pm Friday 9am - 7pm Saturday 9am - 12pm

Denis Zhukov · NMLS #368655

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United States
Huntingdon Valley, PA
Denis Zhukov · NMLS #368655

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📍 Mortgage Pro | Homebuyer Advocate | Refinance Strategist | Trusted by Families, Backed by Expertise
Call 267-296-9186
Equal Housing Opportunity · New American Funding NMLS 6606

11/04/2026

When life calls, home equity answers.

A cash-out refinance gets you cash funds, often at a lower rate than credit cards or personal loans.

Let's see what's possible.

11/02/2026

The October Market Update is here. Here's what the numbers say.

Home prices dipped 1.4% year-over-year to a median of $419,250. Inventory climbed 5.4% to 1.2 million active listings. Homes are taking 61 days to go under contract. And nearly 1 in 5 listings had a price reduction.

More homes. More time. More room to negotiate. If you've been waiting on the sidelines, it's worth a conversation.

Send me a message and we'll find time to talk.

New American Funding | 1 MacArthur Place, Suite 800, Santa Ana, CA 92707 | NMLS ID #6606 | Equal Housing Opportunity

Source: Realtor.com, September 2026

10/30/2026

Rent has a way of changing your budget over time. According to the information in this graphic, rent grew at an average annual rate of 5.6% from 2020–2026. That matters because renters have to plan for the possibility that their housing costs may continue changing. With a fixed-rate mortgage, however, your principal and interest payment is generally fixed for the life of the loan, although taxes, insurance, HOA fees, and other costs can change. 🏡 That’s one reason it can be helpful to compare your current rent with what homeownership could realistically look like for your budget. You don't have to figure it out alone. NAF can help you understand mortgage options, estimated payments, down payment requirements, and the steps toward becoming a homeowner. 💬 Curious what buying could look like compared with your current rent? Let’s run the numbers.

10/28/2026

Helping your clients make a non-contingent offer just got a whole lot easier. NAF Cash Secure, an affiliate of New American Funding, backs their approved Conventional or VA loan and their confidence. Your clients stand out. Sellers say yes. You get the closing.

10/26/2026

Your mortgage is a strategic tool that can be customized to fit your exact goals. Which of these matters most to you? Let’s customize a plan that fits your life, right now.

10/23/2026

NAF Approved goes beyond a basic pre-qualification. Your financials before you ever set foot in a home. Stronger offers, faster closes, less stress. Ready to shop like a pro? Start your pre-approval today.

10/21/2026

House hunting without a strategy is like showing up to a chess match without knowing the rules. ♟️🏠
You deserve a tactical edge — and that's exactly what NAF Cash brings to the table. Get the advantage that helps you move fast, stand out, and win the home you actually want.
Ready to play to win? Let's talk. 🎯

10/19/2026

Closing on a home isn't magic… but it sure feels like it when you get the keys. 🔑✨
If you've ever wondered what actually happens between "offer accepted" and "keys in hand," we broke it down into 3 simple steps. No jargon, no stress — just the stuff you actually need to know.
Swipe ➡️ to see what really goes down on closing day.
Ready to make your move? Let's talk. 💬

10/16/2026

Your car, your health, your home. The important things in life deserve protection. Your home purchase is no different.

NAF Cash Secure, an affiliate of New American Funding, backs your approved Conventional or VA financing so that if anything unexpected comes up between approval and closing, your purchase stays on track.

Smart buyers protect their biggest investment. You've got this.

10/14/2026

The home that seemed slightly outside your purchase price range may not be out of budget anymore. Here's why: Conforming loan limits are climbing.

The single-unit figure is projected to hit $845,000, a bump from the current $832,750—and NAF is already writing loans at the new number, before the Federal Housing Finance Agency (FHFA) makes it official in November.

That line is the dividing wall between Conventional and Jumbo financing. Jumbo means tighter qualifying rules, heavier documentation, and frequently a heftier down payment. Conventional means a smoother, more straightforward process.

If a deal stalled just above the old limit, let's revisit it. Message me and we'll run the numbers.

Address

Huntingdon Valley, PA

Opening Hours

Monday	9am - 7pm
Tuesday	9am - 7pm
Wednesday	9am - 7pm
Thursday	9am - 7pm
Friday	9am - 7pm
Saturday	9am - 12pm

Telephone

+12672969186

Website

https://www.newamericanfunding.com/mortgage-loans/deniszhukov

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