Winn Molnari - Your Mortgage Guy

Winn Molnari - Your Mortgage Guy With over 25 years in the mortgage business, I am your experienced and knowledgeable lender!
(1)

Winn Molnari, Branch Manager, NMLS 205839 | Stockton Mortgage NMLS 8259 | Equal Housing Lender | nmlsconsumeraccess.org

06/10/2026

Summer Fridays feel a little different when the porch is yours.
Late sunsets, slower evenings, and a space that feels like home.
If buying has been in the back of your mind lately, this might be your sign to start exploring your options.


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

One of the fastest ways to make your loan originator nervous?Making a major purchase before closing.New cars.Furniture s...
06/09/2026

One of the fastest ways to make your loan originator nervous?
Making a major purchase before closing.

New cars.
Furniture sprees.
“Just putting it on the card for now.”

Big purchases can impact your credit, debt-to-income ratio, and overall loan approval process more than most buyers realize.
Moral of the story:
Maybe wait until after closing for the celebratory shopping trip


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

PMI is one of the most misunderstood parts of the homebuying process, but it can help make homeownership more accessible...
06/08/2026

PMI is one of the most misunderstood parts of the homebuying process, but it can help make homeownership more accessible for buyers who don’t put 20% down.
The more you understand how PMI works, the more confident you can feel navigating the buying process.

Want to learn more?
Check out our blog post here: https://stockton.com/blog/2018/12/20/getting-rid-of-private-mortgage-insurance-pmi/


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

The little moments today can shape the future someone grows into tomorrow.For a lot of families, homeownership is about ...
06/05/2026

The little moments today can shape the future someone grows into tomorrow.
For a lot of families, homeownership is about more than buying a house. It’s about creating stability, building memories, and having a place future generations can always come back to.

Sometimes the first step starts with simply making a plan.


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

06/04/2026

Summer always has a way of making you think differently about home.
Backyards.
Cookouts.
A space that actually feels like yours.

If buying has been in the back of your mind, this might be your sign to start asking questions.


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

A lot of buyers assume one number automatically determines whether they can buy a home.In reality, there are several pie...
06/03/2026

A lot of buyers assume one number automatically determines whether they can buy a home.

In reality, there are several pieces that help shape the full picture:
• income
• debt
• savings
• loan type
• goals

That’s why personalized guidance matters so much. A conversation can usually provide way more clarity than a Google search spiral.


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

A lot of people think talking to a lender is intimidating.Honestly, most conversations start with: “Okay… here’s where w...
06/02/2026

A lot of people think talking to a lender is intimidating.

Honestly, most conversations start with:
“Okay… here’s where we’re at.”

No perfect timing.
No perfect finances.
No pressure.

Just figuring out the next best step together and creating a plan that makes sense for you.


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

New month. Strong offers. Smart planning. 👏The first of the month is a great reminder that preparation matters in today’...
06/01/2026

New month. Strong offers. Smart planning. 👏

The first of the month is a great reminder that preparation matters in today’s market. A strong offer isn’t always the highest one. Communication, strategy, and being prepared ahead of time can make a big difference when the right home comes along.

If homeownership is on your mind this summer, now’s a great time to start the conversation.


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

No question is too small during the homebuying process.If you’re curious about down payments, credit, rates, or where to...
05/29/2026

No question is too small during the homebuying process.
If you’re curious about down payments, credit, rates, or where to even begin, I’m happy to help break things down.

Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

Some people spend their weekends relaxing.Others are walking through open houses saying, “Wait… this one actually feels ...
05/28/2026

Some people spend their weekends relaxing.
Others are walking through open houses saying, “Wait… this one actually feels like home.”
If that’s you lately, it may be time to start the conversation about what comes next.

Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

Address

3220 San Jacinto Street
Houston, TX
77044

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 6pm
Sunday 9am - 6pm

Telephone

+12812361090

Website

Alerts

Be the first to know and let us send you an email when Winn Molnari - Your Mortgage Guy posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Winn Molnari - Your Mortgage Guy:

Shortcuts

Share

Category