Melanie Kelly-Ruiz - CrossCountry Mortgage

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United States
Houston, TX
Melanie Kelly-Ruiz - CrossCountry Mortgage

Serving Texas & Florida homebuyers with personalized mortgage solutions. Let’s work together to open the doors to your next chapter.

Purchase • Refinance • Home Equity • Renovation • Investment • Construction

🔗 Book a consultation: linktr.ee/melkelruiz

Personal NMLS2527629
Branch NMLS2571734
Company NMLS3029 Hi, I’m Melanie Kelly-Ruiz, based in Houston, TX, and I’m passionate about helping individuals and families achieve their homeownership dreams. With years of experience in mortgage lending and a strong foundation in finance, I’ve built my career on trust, clear communication, and a genuine commitment to my clients’ success. My goal is to make the lending process seamless and empowering—whether you’re buying your first home, upgrading, or investing in your future. Clients know me for being proactive, transparent, and dependable from application to closing. As part of America’s #1 Retail Mortgage Lender, I combine personalized service with proven expertise to help you reach your goals confidently.

11/03/2026

Do you know how much equity you have in your home? It might be more than you realize. If you’re curious, our home value estimator is a great place to start: http://spr.ly/6186BHnlfk

11/02/2026

A simple thank you can make someone’s day.

11/01/2026

Day of the Dead is a time to honor loved ones who came before us with ofrendas, remembrance and celebration. While they’re deeply missed, tradition and legacy continue to guide and inspire us every day.

10/31/2026

Cobwebs in the corners of a home? No problem. Your budget? Let’s fix that. Our renovation loans can help you fill your rehab coffers to bring any fixer-upper to life. Contact us today!

10/30/2026

From caring for aging parents to creating space for extended family, multi-generational homes continue to serve an important purpose. We can help these buyers secure financing that fits the whole family.

10/29/2026

As we in the last week of October and it’s spooky season, I just want to remind everyone out there that I have several clients shopping for homes right now, and receiving fantastic deals on their new properties.

We are talking at seller concessions, good prices, built-in equity, etc.

Don’t let the hype around rates keep you from finding a great deal on your new home.

10/29/2026

Cracked cabinets, inefficient appliances, dead style: These are just a few signs it’s time to call us. We’ll help you figure out how to bust a bad room and make it brand new with a renovation loan. Contact us today!

10/29/2026

Big plans? Unexpected expenses? A CCM Signature Agency Cash Access refinance can help you access up to 90% combined loan-to-value, providing more available funds than a conventional cash-out refinance. See what may be possible: http://spr.ly/6185BHbbB1

10/28/2026

VA loans are assumable, including by borrowers who qualify financially but don’t meet the usual Military requirements. There are considerations for both buyer and seller, so let’s review the pros and cons together, no matter which side you’re on. When it comes to a mortgage, I’ve got your six.

10/27/2026

Own your home and your timeline. We'll help you buy when you’re ready — even if your current home isn’t. Get the Buy Now, Sell Later basic: http://spr.ly/6187BHrcYR

Address

9999 Bellaire Boulevard Suite 750
Houston, TX
77036

Website

https://crosscountrymortgage.com/The-Caballero-Team/Melanie-Kelly-Ruiz/, https://ccm.com/lp/LoansByMelanie, https://link

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