Jacobson Insurance & Risk Management

Jacobson Insurance & Risk Management Insure with Insight. Control Costs. Fuel Your Business Growth.

At JACOBSON, our priority is to offer innovative insurance solutions to businesses of all sizes, keeping in mind the evolving needs of the modern world. We believe in investing in both technology and people, and are dedicated to staying ahead of the curve to better serve our clients. Our rich history and tradition serve as the foundation of our commitment to provide unrivaled exceptional service a

nd expertise to our clients. We are constantly forward looking, embracing new opportunities to meet the ever-changing needs of our clients.

One of the most common issues we see when reviewing commercial insurance programs? Coverage gaps that clients didn't kno...
06/16/2026

One of the most common issues we see when reviewing commercial insurance programs? Coverage gaps that clients didn't know existed until a claim revealed them.

Common blind spots include flood exclusions in standard property policies, inadequate wind/hail deductibles, missing equipment breakdown coverage, and limits that haven't been updated to reflect the actual cost to rebuild or replace.

Now, before storm season peaks, is an ideal time to schedule a coverage review.

We're happy to take a look at your current coverage and see if any gaps exist.
📞 855-222-7475
📥 [email protected]

Warmer months bring more than just heat. Summer introduces a set of commercial property exposures that business owners o...
06/10/2026

Warmer months bring more than just heat. Summer introduces a set of commercial property exposures that business owners often underestimate until a loss happens:

🫨 Ongoing severe convective storm activity (wind, hail, flash flooding)
🫨 Hurricane season risks for coastal and Gulf-adjacent properties
🫨 HVAC strain and failure during heat waves
🫨 Increased foot traffic leading to accelerated wear on doors, flooring, and stairways
🫨 Flood damage that may not be covered under a standard commercial property policy

Building a proactive inspection and maintenance schedule now, and making sure your coverage reflects your actual exposures, are two of the most effective things you can do heading into summer. We're here to help with both.

📞 855-222-7475
📥 [email protected]

April, May, and June are the peak months for tornado activity in the United States, and the risks extend well beyond a s...
06/08/2026

April, May, and June are the peak months for tornado activity in the United States, and the risks extend well beyond a storm passing overhead.

According to FEMA and the U.S. Department of Labor, 40% of small businesses don't reopen after a major natural disaster. That's not just a statistic. It's a reminder that a tornado plan is a business survival plan.

We help businesses in our region think through preparedness, continuity, and the right coverage before they ever need to use it.

We'd love to have a conversation with you.
📞 855-222-7475
📥 [email protected]

Storm season is here. Whether your team is reviewing your emergency action plan or building one from scratch, our Severe...
06/05/2026

Storm season is here. Whether your team is reviewing your emergency action plan or building one from scratch, our Severe Convective Storm Preparedness and Response Checklist walks you through what to address before, during, and after a storm, from shelter-in-place procedures and backup power to insurance documentation and claims steps.

A little preparation today can make a significant difference when severe weather arrives.

Reach out to request your copy.
📞 855-222-7475
📥 [email protected]

The numbers are hard to ignore: severe convective storms produced more than $51 billion in insured losses in 2025 alone,...
06/03/2026

The numbers are hard to ignore: severe convective storms produced more than $51 billion in insured losses in 2025 alone, marking the third consecutive year losses exceeded $50 billion, according to Gallagher Re. From 2005 through 2022, only two years even crossed the $40 billion mark.

Hail alone accounts for as much as 80% of all SCS-related insurance claims, and NOAA recorded 5,430 hail events in 2025. These aren't outlier years. This is the new normal.

Knowing your exposures, and confirming your policy limits actually reflect them, has never been more important.

Reach out if we can help you with a coverage review.

📞 855-222-7475
📥 [email protected]

Celebrating is our favorite, and we got to celebrate Forrest's birthday. We hope you had a wonderful day! 🎉
06/01/2026

Celebrating is our favorite, and we got to celebrate Forrest's birthday. We hope you had a wonderful day! 🎉

June 1 marks the start of the Atlantic hurricane season. For Houston-area businesses, that means now is the time to revi...
06/01/2026

June 1 marks the start of the Atlantic hurricane season. For Houston-area businesses, that means now is the time to review your emergency action plans, confirm your coverage, and make sure your team knows what to do before a storm is ever in the forecast.

We help our clients get ahead of risk not react to it. Questions about your storm preparedness or commercial property coverage? Let's talk.
📞 855-222-7475
📥 [email protected]

Imagine this: a fire breaks out two blocks from your shop. You weren't damaged. But the city closes down the street for ...
05/27/2026

Imagine this: a fire breaks out two blocks from your shop. You weren't damaged. But the city closes down the street for 4 days while crews work the scene.

No customers in. No revenue.

Standard property insurance? Won't help. The damage wasn't to your building.

Civil authority coverage? That's the one. It's a piece of business interruption coverage that kicks in when the government closes off access to your premises because of damage to nearby property.

Most policies have it built in. But the radius, the waiting period, and the duration limits vary wildly. Worth knowing what's actually in yours.

Want a quick gut-check on your BI coverage? Send us a message.

Every industry has its own quirks when it comes to insurance, and 'standard' coverage rarely fits perfectly. A retail ba...
05/27/2026

Every industry has its own quirks when it comes to insurance, and 'standard' coverage rarely fits perfectly.

A retail bakery worries about food contamination, equipment breakdown (that walk-in cooler isn't cheap), and slip-and-falls.

A public warehouse worries about clients' inventory in their care, forklift accidents, and crime exposures from valuable goods on-site.

An optometry practice worries about professional liability, HIPAA, and specialized equipment coverage.

If your insurance program looks like everyone else's in your industry, or worse, like a generic small business policy, you might be over-insured in the wrong places and under-insured in the dangerous ones.

What industry are you in? We'd love to talk specifics.

This Memorial Day, we pause to honor the brave men and women who gave everything in service to our country.Their sacrifi...
05/25/2026

This Memorial Day, we pause to honor the brave men and women who gave everything in service to our country.

Their sacrifice is the foundation of every freedom we enjoy, including the ability to build businesses, raise families, and pursue what matters most in our communities.

To the families who carry their memory forward, and to the veterans who served alongside them: thank you.

We are forever grateful.

Address

9894 Bissonnet, Suite 340
Houston, TX
77036

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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