Jacobson Insurance & Risk Management

Jacobson Insurance & Risk Management Insure with Insight. Control Costs. Fuel Your Business Growth.

At JACOBSON, our priority is to offer innovative insurance solutions to businesses of all sizes, keeping in mind the evolving needs of the modern world. We believe in investing in both technology and people, and are dedicated to staying ahead of the curve to better serve our clients. Our rich history and tradition serve as the foundation of our commitment to provide unrivaled exceptional service a

nd expertise to our clients. We are constantly forward looking, embracing new opportunities to meet the ever-changing needs of our clients.

The numbers are hard to ignore: severe convective storms produced more than $51 billion in insured losses in 2025 alone,...
06/03/2026

The numbers are hard to ignore: severe convective storms produced more than $51 billion in insured losses in 2025 alone, marking the third consecutive year losses exceeded $50 billion, according to Gallagher Re. From 2005 through 2022, only two years even crossed the $40 billion mark.

Hail alone accounts for as much as 80% of all SCS-related insurance claims, and NOAA recorded 5,430 hail events in 2025. These aren't outlier years. This is the new normal.

Knowing your exposures, and confirming your policy limits actually reflect them, has never been more important.

Reach out if we can help you with a coverage review.

📞 855-222-7475
📥 [email protected]

Celebrating is our favorite, and we got to celebrate Forrest's birthday. We hope you had a wonderful day! 🎉
06/01/2026

Celebrating is our favorite, and we got to celebrate Forrest's birthday. We hope you had a wonderful day! 🎉

June 1 marks the start of the Atlantic hurricane season. For Houston-area businesses, that means now is the time to revi...
06/01/2026

June 1 marks the start of the Atlantic hurricane season. For Houston-area businesses, that means now is the time to review your emergency action plans, confirm your coverage, and make sure your team knows what to do before a storm is ever in the forecast.

We help our clients get ahead of risk not react to it. Questions about your storm preparedness or commercial property coverage? Let's talk.
📞 855-222-7475
📥 [email protected]

Imagine this: a fire breaks out two blocks from your shop. You weren't damaged. But the city closes down the street for ...
05/27/2026

Imagine this: a fire breaks out two blocks from your shop. You weren't damaged. But the city closes down the street for 4 days while crews work the scene.

No customers in. No revenue.

Standard property insurance? Won't help. The damage wasn't to your building.

Civil authority coverage? That's the one. It's a piece of business interruption coverage that kicks in when the government closes off access to your premises because of damage to nearby property.

Most policies have it built in. But the radius, the waiting period, and the duration limits vary wildly. Worth knowing what's actually in yours.

Want a quick gut-check on your BI coverage? Send us a message.

Every industry has its own quirks when it comes to insurance, and 'standard' coverage rarely fits perfectly. A retail ba...
05/27/2026

Every industry has its own quirks when it comes to insurance, and 'standard' coverage rarely fits perfectly.

A retail bakery worries about food contamination, equipment breakdown (that walk-in cooler isn't cheap), and slip-and-falls.

A public warehouse worries about clients' inventory in their care, forklift accidents, and crime exposures from valuable goods on-site.

An optometry practice worries about professional liability, HIPAA, and specialized equipment coverage.

If your insurance program looks like everyone else's in your industry, or worse, like a generic small business policy, you might be over-insured in the wrong places and under-insured in the dangerous ones.

What industry are you in? We'd love to talk specifics.

This Memorial Day, we pause to honor the brave men and women who gave everything in service to our country.Their sacrifi...
05/25/2026

This Memorial Day, we pause to honor the brave men and women who gave everything in service to our country.

Their sacrifice is the foundation of every freedom we enjoy, including the ability to build businesses, raise families, and pursue what matters most in our communities.

To the families who carry their memory forward, and to the veterans who served alongside them: thank you.

We are forever grateful.

Memorial Day weekend is around the corner. A few quick things worth checking before you head out: 🔒 Lock-up plan: Who's ...
05/21/2026

Memorial Day weekend is around the corner. A few quick things worth checking before you head out:

🔒 Lock-up plan: Who's responsible for closing? Are alarms armed?
📞 After-hours contacts: Does your team know who to reach if something breaks, floods, or trips?
📸 Quick photo walkthrough: A 2-minute video of your space before you leave can save you a major headache if a claim happens.

Have a safe and meaningful weekend, Texas.

The reinsurance market is shifting toward buyers heading into 2026, and that softening is starting to filter down to com...
05/20/2026

The reinsurance market is shifting toward buyers heading into 2026, and that softening is starting to filter down to commercial property buyers in Texas.

But here is the nuance most articles skip:

It is not a flat discount across the board. Insurers are differentiating sharply between loss-free programs and loss-affected ones. Wildfire-exposed risks are still seeing higher attachment points and stricter terms. Clean accounts are getting rewarded.

If your renewal is in the next 6 months, this is the year to make sure your story is well-documented: maintenance records, risk improvements, claims history, and updated valuations. Underwriters are paying attention to who's prepared.

A softening market is not a good market for everyone. It's a good market for the businesses that can prove they deserve it.

Want help building your renewal narrative? That's what we do.

Friday reminder for business owners: a stressed-out workforce is also a higher-risk workforce. Fatigue and burnout drive...
05/18/2026

Friday reminder for business owners: a stressed-out workforce is also a higher-risk workforce.

Fatigue and burnout drive workers' comp claims, accidents, and EPL exposures. You don't need a giant wellness program to make a difference.

Sometimes it's:
✔ A real lunch break
✔ Coverage so people can actually take their PTO
✔ A manager who notices when someone is running on empty

Have a great weekend, Texas. Take the break.

Halfway through May. ☀️ Quick check-in, Houston business owners: what's been the highlight of your year so far? A new hi...
05/15/2026

Halfway through May. ☀️

Quick check-in, Houston business owners: what's been the highlight of your year so far? A new hire, a big contract, hitting a milestone?

Drop it below. We love seeing this community win.
Share a win in the comments 👇

Address

9894 Bissonnet, Suite 340
Houston, TX
77036

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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