FocusOne

10/12/2026

🚗 Vehicles have evolved. Has your coverage?

Today's vehicles are smarter, more advanced, and more complex than ever. But not all vehicle service contracts have kept pace.

For credit unions, coverage gaps can lead to unexpected repair expenses for members and potential risks to loan portfolios.

In our latest article, Marcy Murray highlights what credit unions should look for when reviewing their VSC programs.

🔗 Read more: https://focusone.com/vehicle-service-contract-coverage-gaps/

As hybrid and electric vehicles reshape credit union loan portfolios, is your vehicle service contract coverage keeping up? Discover five gaps to review.

10/09/2026

Pink outfits ✅ Pink treats ✅ Pink-ed out office ✅

Team FocusOne went all in for Breast Cancer Awareness Month this week. 💗

The treats were gone in record time, but the message sticks around: early detection saves lives. Book your screening and remind someone you love to book theirs.

We’re wearing pink for every fighter, survivor, and family touched by breast cancer.

10/06/2026

Budget season is happening everywhere. 📊

As credit unions plan for 2027, there’s one question worth putting back on the table:

What role should indirect lending play in your growth strategy?

The market is changing, and credit unions that pulled back may find that rebuilding dealer relationships takes more time than expected.

Our latest blog looks at what’s happening in indirect lending, what it means for credit unions that stayed in the channel, and what those that stepped away should be thinking about now.

👉 Read the latest from FocusOne.
https://focusone.com/the-indirect-retreat-is-flattening-what-happens-to-credit-unions-that-already-walked/

Credit union indirect lending is turning around. Auto balances grew in Q2 2026. Here's what it means for CUs that pulled out of the channel.

10/01/2026

Chicken & waffles + cake = a pretty good way to celebrate a BIG milestone. 🧇🍗🎂🎉

Today marks the start of our final transition as we prepare to launch our new mortgage servicing experience on October 9!

We took a little time to celebrate with The Waffle Bus and a team huddle before heading into the home stretch.

A lot of teamwork has brought us to this point, and we’re excited for what’s ahead. 💚

October 9, here we come!

09/30/2026

Thank you to the Houston Chapter of Credit Unions for bringing the local credit union community together at this year’s Annual Meeting & Business Expo!

We enjoyed connecting with familiar faces, meeting new ones, and spending time with our credit union partners.

Thanks to everyone who stopped by to see the FocusOne team! 👋

09/29/2026

We’ll see you tonight at the Houston Chapter of Credit Unions Annual Meeting, Casino Night & Business Expo! 🎉

Come find the FocusOne team, say hello and spend a few minutes with us. 👋

Looking forward to a great evening with Houston’s credit union community!

09/17/2026

A great day on the course for a great cause! ⛳🙌

FocusOne CEO Adrian Dominguez had a great time supporting Priority Trust Credit Union and the charities they serve at their Annual Charity Golf Tournament.

Congratulations to Malcolm René and the entire Priority Trust team on a fantastic event! Thanks for having us. 💚

09/09/2026

$10,936.

That’s the average total production expense per mortgage loan reported for Q2 2026.

Mortgage volume is rising again, but higher volume does not automatically mean a more efficient mortgage operation.

In our latest blog, Keith Varney looks at what rising volume can hide, why smaller mortgage programs face a different cost equation, and what credit unions should evaluate before adding more fixed expense.

Read more:
https://focusone.com/mortgage-volume-is-back-cost-per-loan-is-still-the-problem/

Mortgage volume is back, but cost per loan remains a challenge. See how credit unions can evaluate expenses, efficiency, and partnership options.

09/01/2026

Budget season is a good time to ask a harder question:

What does your indirect lending program actually cost?

The obvious expenses are easy to find. The hidden costs, from after-hours coverage gaps to staffing inefficiencies and lost dealer opportunities, may be harder to see.

Our latest blog looks at the real cost of running indirect lending in-house and four questions credit unions should consider as they build their 2027 budgets.

Read more:
https://focusone.com/what-it-actually-costs-to-run-indirect-lending-in-house/

Indirect lending is not expensive. Running it below scale is. A real cost breakdown for credit unions building a 2027 auto lending budget.