Totus Wealth Management

09/02/2026

Long-term care planning starts with a few important questions: what kind of care might be needed, where it may happen, how long it could last, and how it would be paid for.

Insurance, savings, family support, and timing can all affect the plan.

We can help you review how long-term care needs may fit into your broader financial picture. https://www.totuswm.com/contact-us?utm_source=SA&utm_medium=Social&utm_campaign=SAAS

09/02/2026

This Monthly Recap summarizes market performance, major events and news from August 2026. Read more here:

U.S. stocks returned to gains in August after the S&P 500 and Nasdaq Composite both ended negative the prior two months while the Dow Industrials capped a…

08/31/2026

A financial legacy is not only about the wealth that gets passed down. It is also about passing down knowledge, values, and behaviors.

Education, communication, family structure, and shared values can all help prepare heirs for future responsibility.

This helpful article explores ways to bring education, structure, and stewardship into your plans for a financially informed legacy. Read it here: https://www.totuswm.com/resource-center/lifestyle/how-families-can-build-a-financially-informed-legacy?utm_source=SA&utm_medium=Social&utm_campaign=SAAS

08/31/2026

What will this week's economic data mean for rate hike odds?
Join Chief Market Strategist Brian Klimke on this week's episode of as he breaks down key reports on manufacturing, services, employment, and Friday's closely watched jobs report. With the Fed meeting just two weeks away, markets will be looking to see whether the data strengthens or weakens the case for another hike.

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

08/30/2026

Happy Birthday to Rick, Branch Operations Manager! Hope you enjoy the celebration and the year ahead.

08/29/2026

Happy Work Anniversary to Payton, Director of Marketing! Congratulations on this milestone, and thank you for your contributions.

08/28/2026

Deciding when to take Social Security is not just about choosing the earliest possible date or the highest benefit amount.

Your income needs, health, spouse or survivor considerations, work plans, taxes, and retirement timeline can all shape the decision.

This article explores key factors to evaluate before you claim: https://www.totuswm.com/resource-center/retirement/deciding-when-to-take-social-security?utm_source=SA&utm_medium=Social&utm_campaign=SAAS

08/28/2026

Happy Work Anniversary to Tim, Senior Financial Advisor! We appreciate all you do and the leadership you bring.

08/26/2026

A portion of each paycheck goes toward Social Security, but many people do not know how that number is calculated.

Your salary and employment status can affect your payroll tax estimate.

Use the calculator to estimate your 2026 Social Security payroll tax: https://www.totuswm.com/resource-center/tax/social-security-tax-estimator?utm_source=SA&utm_medium=Social&utm_campaign=SAAS

08/24/2026

A long retirement can be a gift, but it also means your savings may need to last longer than expected.

Longevity risk, health care costs, inflation, withdrawals, and Social Security should all factor into your retirement plan.

Read the article for a closer look at managing the risk of outliving your wealth: https://www.totuswm.com/resource-center/estate/managing-the-risk-of-outliving-your-money?utm_source=SA&utm_medium=Social&utm_campaign=SAAS