Totus Wealth Management

06/23/2026

If you are counting on savings to fund retirement, it can help to pressure-test the plan now.

How much you save, when you retire, and how long retirement lasts all move the outcome.

A quick run-through can highlight what is working and what needs attention.

Run the numbers with our Saving for Retirement Calculator: https://www.totuswm.com/resource-center/retirement/saving-for-retirement?utm_source=SA&utm_medium=Social&utm_campaign=SAAS

06/21/2026

Today, we're thinking of the dads and father figures who teach life lessons, offer guidance, and lead by example in everyday moments.

Hope your Father’s Day is a good one, surrounded by the people who are grateful for you. https://www.totuswm.com/?utm_source=SA&utm_medium=Social&utm_campaign=SAAS

06/19/2026

Today, we remember June 19, 1865, and the moment freedom was finally enforced for the last enslaved people in Texas.

May today be an opportunity to reflect, listen, and continue moving progress forward. https://www.totuswm.com/?utm_source=SA&utm_medium=Social&utm_campaign=SAAS

06/15/2026

The Fed meets Tuesday and Wednesday, and while everyone’s expecting no change, there are still a couple things to keep an eye on—like the new dot plot and what’s next under the new Chair. CIO Gene Goldman reminds us that a Fed hold may not be exciting, but consistency counts. See more in .

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

06/15/2026

Happy Work Anniversary, Richard! Thank you for your continued dedication, professionalism, and the thoughtful guidance you bring to the Totus community.

06/15/2026

Happy Birthday, Olga! ✨ Wishing you a joyful day of celebration and a bright year ahead.

06/15/2026

If you run a business, retirement planning can feel like one more decision competing for your attention.

A SEP-IRA can offer a straightforward way to save for retirement without the same overhead as some other options.

If you’re weighing whether it's a good fit for your situation, start with the key pros, cons, and eligibility basics.

Learn more in our article here: https://www.totuswm.com/resource-center/retirement/is-a-sep-ira-right-for-your-business?utm_source=SA&utm_medium=Social&utm_campaign=SAAS

06/14/2026

Happy Birthday, Katherine! 💐 We hope your day is filled with celebration, joy, and quality time with all your loved ones.

06/11/2026

A retirement budget can look solid on paper. Then healthcare enters the picture.

Some costs are predictable, like premiums, but others can hit you unexpectedly and can derail your budget.

If you’re building your plan, this is an area worth treating seriously.

Explore our healthcare-in-retirement insights here: https://www.totuswm.com/resource-center/retirement/healthcare-costs-in-retirement?utm_source=SA&utm_medium=Social&utm_campaign=SAAS

Without a solid approach, healthcare expenses may add up quickly and potentially alter your spending.

06/11/2026

Happy Birthday, Doug! 🎊 Here's to a fantastic day and a year ahead filled with continued joy and success.