Totus Wealth Management

06/02/2026

This Monthly Recap summarizes market performance, major events and news from May 2026. Read more here:

U.S. stocks extended gains in May, with the S&P 500 ending the month with seven straight daily gains and its ninth consecutive weekly gain, its longest winning…

06/02/2026

Happy Work Anniversary, Sammy! Thank you for the energy, commitment, and care you bring to our team and the clients we serve.

06/01/2026

Markets are riding a nine-week rally, but a data-heavy week will test that momentum. With PMIs, job openings, and the May jobs report in focus, we are watching labor strength and inflation signals closely. The question: can the rally continue, or does volatility return? See what Chief Market Strategist Brian Klimke thinks in .

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

06/01/2026

If you’re building a portfolio, the vehicle matters, not just the investment itself.

Mutual funds and ETFs come with different features that can affect how you buy, hold, and rebalance.

Before you commit to one, it’s worth understanding the trade-offs.

Read the guide here: https://www.totuswm.com/resource-center/investment/mutual-funds-vs-etfs?utm_source=SA&utm_medium=Social&utm_campaign=SAAS

06/01/2026

Happy Work Anniversary, Michael! We’re grateful for your continued dedication and all you do for the Totus team.

05/31/2026

Happy work anniversary, Kathy! 🎉 Your dedication and guidance you bring to our team each day makes a real difference, we’re grateful to have you on the team!

05/31/2026

Wishing a very happy work anniversary to David! We appreciate your continued dedication and the professional guidance you provide every day. 🌟

Thank you for everything you do.

05/29/2026

Education spending can add up fast: books, fees, housing, and more.

A 529 may help with some of those costs, but not everything automatically qualifies.

Knowing the difference can help you use the account as intended and stay on track.

See what’s eligible in our article here: https://www.totuswm.com/resource-center/money/what-can-you-buy-with-529-distributions?utm_source=SA&utm_medium=Social&utm_campaign=SAAS

05/28/2026

Wishing a very happy work anniversary to David! 👏

Your commitment to providing professional guidance is truly valued.

05/27/2026

In retirement, should you keep your mortgage or pay off your home?

Keeping a mortgage can preserve liquidity, but paying it off can reduce fixed expenses.
Either way, it's a decision worth thinking through before you make a big move.

Learn more and get insights from our article on mortgages in retirement here: https://www.totuswm.com/resource-center/money/mortgages-in-retirement?utm_source=SA&utm_medium=Social&utm_campaign=SAAS