Ryan Mohamed, Mortgage Loan Officer at Rate

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Hopkinton, MA
Ryan Mohamed, Mortgage Loan Officer at Rate

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Ryan Mohamed, NMLS 963804
Senior Loan Officer at Rate (operating as Guaranteed Rate, Inc. in New York state) NMLS 2611. Guaranteed Rate, Inc.

Licensed in MA-NH-RI-CT-ME-FL

Helping homebuyers make confident moves through education, service and speed. Ryan Mohamed, Senior Loan Officer | Rate (NMLS #963804)
Licensed in MA, RI, CT, ME, NH & FL
📞 (508) 958-0204 | ✉️ [email protected]
🌐 rate.com/ryanmohamed

I help homebuyers make confident moves through education, communication, and speed. Whether you’re a first-time buyer, refinancing, or building wealth through real estate, my goal is to make your financing experience clear, fast, and stress-free. DBA Rate NMLS 2611
3940 N. Ravenswood Ave., Chicago, IL 60613
(866) 934-7283 • rate.com • Equal Housing Lender
For licensing information, visit nmlsconsumeraccess.org
rate.com/licensing • rate.com/privacy

Rate has helped hundreds of thousands of people with Life’s Biggest Purchase™. With more than 170 offices and full-service solutions in all 50 states, we assist customers the way they choose — face-to-face, over the phone, or online — and have funded more than $65 billion in loans since 2000. Rate is ranked among the top ten retail mortgage lenders by National Mortgage News, one of only two independent companies in the top 10. We consistently achieve a 96% customer satisfaction rating and carry an A+ rating with the Better Business Bureau.

11/04/2026

Realtor or Loan Officer? Who should you ask?

Buying a home comes with a lot of questions, and knowing who to turn to can make the process a whole lot easier.

Your Realtor and Loan Officer have different areas of expertise, but we’re both working toward the same goal: getting you into your new home.

The best part? When we work together, you get the best of both worlds.

11/02/2026

Thank you SO much Dianna Reza for graciously hosting us at your incredible restaurant KAVA neo-taverna on Friday afternoon. The food was absolutely amazing, and I can’t think of a better way to celebrate your beautiful new home. The food was only surpassed by the wonderful company. We will definitely be back!

11/02/2026

Your future home can start with one folder.

Organizing documents, such as income, assets, employment and current housing information before you apply could make mortgage prep feel a lot more manageable.

Start with one category today, then keep building from there. If you have questions, I’m happy to help you understand exactly what may be needed when you’re ready to take the leap toward homeownership. Save this post. Future you will be glad you did.
https://myoc.io/a7cxU4vLmjp/TS0fu

NMLS # 963804

10/30/2026

Home prices were up in more than three-quarters of the nation’s metro markets in the third quarter of 2026, with the average home price sitting at $432,900. The Northeast region (4%) led the nation in price appreciation, followed by the Midwest (3.6%). 21% of markets saw home prices decline in Q3, showing there's still plenty of opportunities out there for buyers.

Need help navigating this evolving housing market? Let’s talk.
https://myoc.io/a7cxU4vLmjp/cTBgo

NMLS # 963804

10/29/2026

With the economy remaining strong and inflation lingering, the Fed opted to hold interest rates during their latest meeting. Mortgage rates are expected to stay about where they are in response. When rates hold steady, it takes some pressure off your home financing decisions. Instead of trying to anticipate what could happen next, focus on your timing, budget and other factors within your control.

If you’re in the market for a new home, let’s plan your next move.
https://myoc.io/a7cxU4vLmjp/y31k0

NMLS # 963804

10/29/2026

Time to bust some real estate myths! 🏡

There’s a lot of misinformation out there when it comes to buying and selling a home, and some of it could be holding you back!

We’re separating fact from fiction and clearing up some of the biggest misconceptions about the real estate and mortgage process.

Whether you’re buying your first home, selling your current one, or just exploring your options, having the right information makes all the difference.

What’s a real estate myth you’ve heard? Drop it in the comments!

10/28/2026

Don’t blame ghosts for every creak, thud and clunk. There’s (probably) a perfectly normal explanation for the sounds your home makes. The real trick is keeping up with seasonal maintenance to prevent small issues from spiraling into bigger ones.

Review our home maintenance guide to get your home ready for spooky season.
https://myoc.io/a7cxU4vLmjp/5NM6p

NMLS # 963804

10/27/2026

Congratulations to Paul and Emily on purchasing their first home in Spencer, MA!

This one was nearly a year in the making! We worked together over the past year to get them prepared for homeownership, and after plenty of patience and persistence, they found the perfect place to call home!

Even better, we were able to take advantage of a down payment assistance program that allowed them to purchase their home without having to pay any of their own down payment or closing costs! (Reach out if you’d like to learn more about programs like this!)

A huge thank you to Lauren for trusting me with the referral and to Ashley M. McPartland, Esq. for handling the legal side of things and helping us get to the finish line!

Congratulations again, Paul and Emily! Wishing you many happy years in your new home!

10/27/2026

The new car payment followed you home … and now it won't leave. New debt can creep into your homebuying process, impacting your mortgage approval by changing your debt-to-income ratio.

Before financing a large purchase, let’s talk about how it may affect your plan. After all, some things are better left lurking in the shadows.
https://myoc.io/a7cxU4vLmjp/9RZZp

NMLS # 963804

10/21/2026

Did you get this riddle right? While the answer gets a lot of attention, it’s only one piece of the larger mortgage puzzle. Discover the other numbers and details worth considering in our guide, or speak with me to better understand the big picture.
https://myoc.io/a7cxU4vLmjp/lpbtC

NMLS # 963804

Address

85 Main Street, Suite 204, Office #1
Hopkinton, MA
01748

Telephone

+15089580204

Website

http://rate.com/ryanmohamed

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