Rick Moore - Senior Mortgage Advisor

01/11/2026

Small fixes, big savings ❄️🏡

January is a great month to stay ahead of winter wear-and-tear. Here’s a quick checklist to help avoid surprise repairs:

✅ Check your heating system — swap filters and schedule a tune-up if needed
✅ Protect exposed pipes — add insulation sleeves to help prevent freezing
✅ Test smoke & CO detectors — press the test button and replace batteries
✅ Clear gutters & downspouts — reduce ice buildup and improve drainage
✅ Seal drafts around windows & doors — weatherstrip/caulk to keep heat in

Save this for later and share with a homeowner who needs the reminder!

01/10/2026

Just a friendly reminder. Supporting my real estate partners isn’t a Monday through Friday job. You work weekends. Therefore so do I. Computer is fired up. Ready to support the hard working men and women in the realtor community

01/09/2026

Fridays Tip.

5. Stay disciplined
Between now and spring:
• Don’t open new credit accounts
• Don’t finance furniture, cars, or big accessories
• Keep cash reserves intact

01/06/2026

I’d like to enter a formal plea…

Guilty as charged for not sending out enough referrals lately.

No excuses. No defense. No denial.

Your Honor, I got caught up in the Holiday season, occasionally pretending I have a personal life.

But let the record show:

I fully intend to do better.

Going forward, I promise to:

Refer early
Refer often
Refer aggressively
Refer until my phone auto-corrects my name to “Referral Moore”

To my realtor partners:

I apologize for the temporary referral drought. The Holidays got me.

But fear not… the referral faucet is officially back ON 🚰

Now if you’ll excuse me, I have referrals to send just to restore balance to the universe.

to my RI and Mass realtor friends, if you're interested in joining my Referral faucet just email your contact info and your preferred Geographical area of business.

The Faucet is Open!!!!!

01/06/2026

Home buyers Mortgage tip #2. Get pre-approved early
• This puts you in the strongest negotiating position
• Sellers take you seriously when you can prove financing upfront

01/05/2026

01/05/2026

Dear valued clients, friends, and Realtor partners, Although the temperature may be 19 degrees today, it's essential to note that the spring purchase market is already underway. This week, I will share practical tips on preparing buyers to successfully win offers. I am available 24/7 for discussions. Key considerations include:

1. Understand your financial standing: review your credit report for errors, avoid significant purchases, and familiarize yourself with your debt-to-income ratio and budget comfort zone.

10/14/2025

Benefits
• Lower interest rate: Mortgage rates are usually much lower than credit card rates.
• Simplified payments: Combines multiple debts into one monthly payment.
• Potentially lower monthly cost: Reduces total monthly outflow, freeing up cash flow.
• Possible tax benefit: Mortgage interest may be tax-deductible (consult a tax professional). Let’s have a chat to see if this is a viable option to help reduce any debt related stress. [email protected]

07/16/2025

☀️ Is Your Home Summer-Ready? 🏡🍹

The sun is out, and it’s time to make your home shine! Whether you're staying put or thinking of selling, a summer-ready home is a happy (and valuable!) home.

Here are a few easy ways to freshen up your space this season:

🌿 Boost Curb Appeal – Fresh mulch, trimmed hedges, and a pop of color with flowers go a long way.
🧼 Deep Clean Outdoor Areas – Power wash patios, clean windows, and dust off the grill.
💡 Light It Up – Add solar lights for cozy summer evenings.
❄️ Check A/C Systems – Stay cool and energy-efficient.
🏖️ Create a Summer Vibe – Think bright pillows, fresh scents, and airy linens indoors.

✨ Bonus: If you're selling, a summer-ready home stands out and feels inviting to buyers!

Want tips that will make your home market-ready this summer? Let’s chat! 508.577.3489