Jay Miller, Mortgage Loan Originator, NMLS: 657301

02/17/2025

The January CPI report was just what we didn't need with inflation rising on higher home rental, oil and food costs. Unless something changes, the Fed might not cut again for several months. Hope you enjoy my quick update on national and local real estate!

National news and local views for the week

01/28/2025

When you're applying for a home loan, it’s important to keep your finances steady and predictable. 🚦 Avoiding common pitfalls—like taking on new debt or making big financial moves—can help ensure a smooth approval process. Think of it as staying in your financial “lane” until closing day! 🏡 Need guidance or have questions about your specific situation? Let’s chat and get you ready for success! 💬

01/20/2025

The tamer December CPI report helped mortgage rates move lower. Meanwhile, the inventory of homes for sale continues to rise. Lower rates + more inventory? Let's hope the trend continues as the spring selling season approaches! Hope you enjoy my latest update on all things real estate!

National news and local views for the week

01/12/2025

Happy New Year! In 2025, I resolve to keep you briefed on all the important national and local real estate news. Hope you enjoy my latest update and, as always, reach out if you've got any questions!

National news and local views for the week

01/08/2025

A FICO score is used by lenders to calculate credit risk. It’s based on the credit reports of the borrowers. The higher the score, the better. But don’t let a low score keep you from pursuing financing. Let’s talk and see what you can afford.

01/07/2025

Read the full article to stay in the know

12/23/2024

November CPI inflation was flattish, but that's probably still good enough for the Fed to cut rates again on December 18. I wanted to wish all my clients a very joyful holiday season! Take a break, love your family, be grateful, and I'll see you in 2025!!

National news and local views for the week

12/23/2024

Multi-generational living can be a smart move for families, from saving on costs to supporting loved ones. Whatever your reason, I’m here to help you explore financing options to make it happen! Ready to find out how? Send me a message today! 📲✨

12/13/2024

Shared homeownership is gaining popularity, especially among Gen Z! 🏡 By teaming up with family or friends, more buyers are finding creative ways to make homeownership possible despite financial challenges. With the right plan and guidance, this approach can be a smart path to building equity and achieving your homeownership dreams. Curious about how this works? Let’s chat about your options—send me a message today!

12/09/2024

Seller concessions might sound complicated, but they’re a great way to save money when buying a home! 🏡 These are costs a seller may agree to cover, like repairs or closing fees, to help make the deal work for everyone. Understanding these terms can give you an edge in negotiations. Ready to dive into your homebuying journey? Let’s connect and get started! 💬