Zephyr Insurance

Zephyr Insurance Zephyr is the leading provider of residential hurricane coverage in Hawaii.

As Hurricane Lowell continues to develop, Zephyr Insurance is sharing important coverage and claims information for poli...
09/08/2026

As Hurricane Lowell continues to develop, Zephyr Insurance is sharing important coverage and claims information for policyholders on Kaua‘i and O‘ahu.

A Hurricane Watch has been issued for Kaua‘i, activating hurricane coverage for Zephyr policyholders in the county, subject to policy terms and conditions. Because a Hurricane Watch or Warning has not been issued for O‘ahu, policyholders in the City and County of Honolulu should review the guidance in this post to determine where to report storm-related damage.

Zephyr has begun mobilizing resources and preparing its claims teams to respond. If you experience damage, report your claim as soon as it is safe to do so and continue monitoring official weather and emergency updates.

During an emergency, local phone networks may become congested or unreliable. As part of your emergency plan, choose an ...
09/04/2026

During an emergency, local phone networks may become congested or unreliable.

As part of your emergency plan, choose an out-of-area contact that everyone in your household knows how to reach.

If household members become separated and are able to make a call or send a text, this person can serve as a central contact for sharing updates.



In the wake of Hurricane Lala and its impacts on Hawaiʻi, National Preparedness Month is a timely reminder of the import...
09/01/2026

In the wake of Hurricane Lala and its impacts on Hawaiʻi, National Preparedness Month is a timely reminder of the importance of being ready before an emergency happens.

Throughout September, Zephyr Insurance will be sharing practical tips to help Hawaiʻi residents prepare their homes and households for severe weather.



Preparing for hurricane season includes making sure your vehicle is ready, too.During hurricane season, keep your gas ta...
08/31/2026

Preparing for hurricane season includes making sure your vehicle is ready, too.

During hurricane season, keep your gas tank at least half full so you’re prepared if travel becomes necessary or fuel supplies become limited.

Taking this proactive step can help you stay ready when it matters most.



Supporting Hawaiʻi homeowners every step of the way.From helping you understand your coverage options to providing prepa...
08/28/2026

Supporting Hawaiʻi homeowners every step of the way.

From helping you understand your coverage options to providing preparedness resources throughout hurricane season, Zephyr Insurance is committed to serving Hawaiʻi homeowners with trusted local knowledge and personal service.

Local team. Local care.

Visit ZephyrInsurance.com to learn more.

Knowing where your emergency kit is can be just as important as what's inside it.Store your disaster supplies in an easy...
08/24/2026

Knowing where your emergency kit is can be just as important as what's inside it.

Store your disaster supplies in an easy-to-access location and make sure everyone in your household knows where to find them.

Being organized today can save valuable time during an emergency.



Zephyr Insurance is continuing to provide in-person assistance to policyholders on Hawaii Island impacted by Hurricane L...
08/22/2026

Zephyr Insurance is continuing to provide in-person assistance to policyholders on Hawaii Island impacted by Hurricane Lala. Following our Claim Assistance Centers in Kailua-Kona, Zephyr representatives will be in Waimea and Hilo next week to help policyholders report hurricane-related damage, answer questions about their policies and provide guidance on the claims process.

📍 WAIMEA
Wednesday, Aug. 26 | 9 a.m. to 3 p.m.
Allstate Insurance Agency – Nakoa Kai Professionals
65-1291 Kawaihae Rd., Suite 201, Kamuela

📍 HILO
Thursday, Aug. 27 | 9 a.m. to 4 p.m.
Business Insurance Services
1080 Kilauea Ave., Hilo

Policyholders are encouraged to reserve a time slot in advance: https://www.signupgenius.com/go/10C0B4BA9A92EABFDCE9-65224271-zephyr/200769799 #/

Walk-ins will be assisted on a first-come, first-served basis as time permits. Additional dates and locations on Hawaii Island will be announced soon.

You can also file a claim by emailing [email protected] at (808) 440-5400.

Preparing today helps protect tomorrow.Taking time to understand your insurance coverage before you need it can provide ...
08/21/2026

Preparing today helps protect tomorrow.

Taking time to understand your insurance coverage before you need it can provide greater confidence when the unexpected happens.

Whether you're reviewing your current policy or exploring your options, Zephyr Insurance is here to help Hawaiʻi homeowners make informed decisions.

Visit ZephyrInsurance.com to learn more.

Following Hurricane Lala, it’s important to understand which type of insurance coverage may apply if your home sustained...
08/20/2026

Following Hurricane Lala, it’s important to understand which type of insurance coverage may apply if your home sustained damage.

Homeowners, hurricane and flood insurance provide different types of protection, and coverage depends on the cause of the damage and the specific terms of your policy. This guide from the Hawaiʻi Department of Commerce and Consumer Affairs provides helpful information on the differences and what residents should consider when determining which policy may apply.

Our team will be available in Kailua-Kona on Wednesday, Aug. 19, and Thursday, Aug. 20, to help policyholders report hur...
08/18/2026

Our team will be available in Kailua-Kona on Wednesday, Aug. 19, and Thursday, Aug. 20, to help policyholders report hurricane-related damage, answer questions about their policies and provide guidance throughout the claims process.

📍 Allstate Insurance Agency – Nakoa Kai Professionals
75-167 Hualalai Rd., Suite 101, Kailua-Kona
🗓 Wednesday, Aug. 19 and Thursday, Aug. 20
⏰ 9 a.m. to 4:30 p.m.

Policyholders are encouraged to reserve a time slot in advance: https://www.signupgenius.com/go/10C0B4BA9A92EABFDCE9-65224271-zephyr/200769799 #/. Walk-ins will be assisted on a first-come, first-served basis as time permits. Additional dates and locations on Hawaii Island will be announced soon.

You can also file a claim by emailing [email protected] or by calling (808) 440-5400.

Address

1001 Bishop Street #2750
Honolulu, HI
96813

Opening Hours

Monday 8am - 4:30pm
Tuesday 8am - 4:30pm
Wednesday 8am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 4:30pm

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