06/10/2026
Parents of rising high school seniors!
Many families are surprised to learn that applying Early Decision can impact more than just admissions—it can also affect financial aid.
While Early Decision may improve a student's chances of admission at some colleges, it comes with an important tradeoff: families often lose the ability to compare financial aid and scholarship offers from multiple schools.
Before committing to an Early Decision application, it's important to understand both the admissions advantages and the financial implications.
I put together a guide explaining:
• The different application options
• How Early Decision can affect need-based and merit aid
• When families can walk away from an ED agreement
• How to determine if ED is the right choice for your student ⬇️
Why Early Decision Can Feel Like a Gamble for Families Watching College Costs