Aces Insurance Services

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Aces Insurance Services Independent Agency licensed in Texas and Missouri. Personal, Commercial, Property, Auto Insurance.

Most homeowners or drivers have some form of homeowners and auto insurance; however, their coverage might not be enough ...
10/15/2026

Most homeowners or drivers have some form of homeowners and auto insurance; however, their coverage might not be enough to protect them in the event of a major claim.

When a serious accident or unexpected lawsuit exceeds what your existing policies can cover, the gap between what you owe and what your insurance pays becomes very real, very fast. That’s where umbrella liability coverage comes in.

Umbrella liability insurance covers costs that would otherwise come straight out of your pocket. With relatively low annual costs, this comprehensive coverage can be one of the most affordable ways to fully protect what you love.

So, if you’re curious about whether umbrella insurance makes sense for your situation, please don’t hesitate to reach out to our team. We are here to help you run the numbers and see what makes sense.

When a covered loss hits your business, knowing how your insurance policy will reimburse you is crucial. The difference ...
10/09/2026

When a covered loss hits your business, knowing how your insurance policy will reimburse you is crucial. The difference between having actual cash value (ACV) and replacement cost value (RCV) coverage is significant and can affect how your business may respond after a loss.

Swipe through for a breakdown of both and what each one means for your bottom line.

If you want help determining whether you have ACV or RCV or would like to talk through how payout structures can impact your coverage, please don’t hesitate to reach out to our team. We are here to help.

October is Fire Prevention Month, serving as a good reminder that fire safety is not something to put off until an emerg...
10/06/2026

October is Fire Prevention Month, serving as a good reminder that fire safety is not something to put off until an emergency happens. In the United States, one home structure fire is reported every 96 seconds, serving as a sobering reminder of the importance of fire safety.

So, that said, our team wanted to share a few practical tips worth reviewing this season:

⚫ Know the leading causes - Cooking and heating are the two leading causes of home fires in the United States. Never leave cooking unattended, keep flammable materials at least three feet from heat sources, and check electrical cords regularly for damage or fraying.

⚫ Check your smoke alarms - Test them monthly, replace batteries annually, and fully replace any alarm that is 10 or more years old.

⚫ Have an escape plan and practice it - Plan two ways to escape from every room, make sure all windows and doors open easily, and designate an outdoor meeting place.

⚫ Know how to use a fire extinguisher - Remember the acronym PASS: Pull the pin, Aim low at the base of the fire, Squeeze the handle slowly, and Sweep the nozzle side to side. If you are not confident, get out and call 911.

⚫ Build safer daily habits - Never leave portable heaters or fireplaces unattended, keep matches and lighters locked away from children, avoid overloading outlets, and turn off all appliances before leaving the house or going to bed.

Fire prevention is a shared responsibility, and a little preparation goes a long way. If you have further questions about fire safety, we encourage you to reach out to your local fire station.

And if you have any insurance questions or needs, please don’t hesitate to reach out to our team. We are here to help you.

Theft prevention is top of mind for many homeowners. Not only can it be deeply unsettling for your space to be invaded, ...
09/25/2026

Theft prevention is top of mind for many homeowners. Not only can it be deeply unsettling for your space to be invaded, but burglary can also represent significant financial losses for homeowners.

The good news is that a few simple prevention tips can go a long way toward protecting your home. Swipe for more.

While these tips can help deter burglars, they cannot fully prevent theft or mitigate the effects of a home invasion. That’s why it can also be crucial to ensure your homeowners insurance not only includes theft coverage, but that the coverage fully protects your home and belongings.

That said, if you have questions about your homeowners coverage and how it can help protect you in the event of theft, don’t hesitate to reach out to our team. We are here to help you.

Hard to believe we’re already in the final 100 days of the year. Before things get busy again, now is a great time to ch...
09/22/2026

Hard to believe we’re already in the final 100 days of the year. Before things get busy again, now is a great time to check in on one simple question: what has changed in your life this year?

Big milestones like buying a home, upgrading your car, welcoming a new family member, or making a career shift are worth celebrating — but they can also create gaps in your insurance if your coverage hasn’t kept up.

Here are a few life events that often call for an insurance review:

• Buying or renovating a home
• Purchasing a new vehicle
• Changes in your household or family structure
• Gaining new valuables or heirlooms
• Adjustments in income, assets, or career direction

At Aces Insurance Services, we’re here to make sure your coverage still reflects where you are today. A quick policy review can go a long way in protecting the things that matter most.

If any of this sounds familiar, reach out anytime — our team is always here to help.

Hispanic Heritage Month is a meaningful time to recognize the culture, history, and impact of Hispanic and Latin America...
09/15/2026

Hispanic Heritage Month is a meaningful time to recognize the culture, history, and impact of Hispanic and Latin American communities—both here in Texas and across the country.

At Aces Insurance Services, we’re proud to honor the legacy, contributions, and resilience of these communities. Their influence is woven into the fabric of Waco and the many families and businesses we support every day.

We’re grateful to serve such a diverse community and celebrate these stories this month and all year long.

Ransomware attacks continue to rise across Texas, and businesses of every size are feeling the impact. Our team sees how...
09/14/2026

Ransomware attacks continue to rise across Texas, and businesses of every size are feeling the impact. Our team sees how quickly these situations can disrupt operations, which is why having the right proactive steps in place is so important.

Swipe through to learn what’s driving the increase in attacks, along with practical actions your team can take today to strengthen your cybersecurity.

Even with solid safety measures, no system is completely immune. That’s where commercial cyber insurance can make a real difference. The right policy can help your business manage the aftermath of a ransomware event with clarity and confidence.

If you’d like to review your current coverage or explore options, we’re here to help. Reach out anytime to start the conversation.

Twenty-five years ago, our country faced a moment that changed us all, and the strength that followed continues to refle...
09/11/2026

Twenty-five years ago, our country faced a moment that changed us all, and the strength that followed continues to reflect the heart of our communities here in Waco and across Texas.

On Patriot Day, we pause to honor the lives lost on September 11, 2001, and to recognize the first responders, volunteers, and everyday people who showed extraordinary courage when it was needed most.

We remember their sacrifice, we honor their legacy, and we stand united in never forgetting.

09/10/2026

As routines settle back in and the pace of the season shifts, fall is a great reminder that progress doesn’t always look the same. Sometimes it’s big and noticeable, and other times it’s slow, steady, and happening quietly in the background.

At Aces Insurance Services, we see this every day with our clients across Waco and throughout Texas. Whether you're updating your home insurance, revisiting auto coverage, or planning ahead for your business, small steps can make a big difference over time.

What’s one area of your life where you’re making steady progress right now? Share it in the comments — we’d love to cheer you on.

Managing a commercial fleet means keeping drivers safe and risks low, and training plays a huge role in that. With most ...
09/09/2026

Managing a commercial fleet means keeping drivers safe and risks low, and training plays a huge role in that. With most workplace vehicle accidents tied to driver error, the way your team learns behind the wheel truly matters.

One training option gaining momentum is simulation-based training. It gives drivers a controlled, real‑world environment to practice in, helping fleets strengthen safety and reduce exposure.

If you're wondering how your approach to training might affect your commercial auto coverage, our team at Aces Insurance Services is always here to help. Reach out anytime with questions or if you want to review your current commercial insurance setup.

Address

Hewitt, TX
76643

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12542892423

Website

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