Brian Black - Farmers Insurance Agency

05/06/2022

05/04/2022

Call us at 254-772-1444 today to discuss our Farmers Smart Plan Home Policies and how they can help you!

05/02/2022

Liability coverage helps pay the cost of injury to others and damage to their property when you’re at fault. This coverage is required by law in nearly all states.

04/27/2022

Comprehensive coverage covers your vehicle for loss caused by things besides a collision. These include theft, vandalism, hail, fire, and animal damage. Learn more about the difference between collision and comprehensive, and
what each can specifically offer you.

04/25/2022

Your home says a lot about you and where you’re headed. It’s where life unfolds and memories are made. Perhaps you can’t imagine living anywhere else. But does your home coverage reflect what really matters to you? As your local Farmers agent, I can help you understand your options for insuring your home and everything in it.
If you’d like to learn more about protecting your home how you want, give me a call today at (254) 772-1444.

04/22/2022

Dwelling coverage helps pays for damage to the structure itself caused by sudden, accidental events like fire, wind, lightning, falling objects and vandalism. This is the coverage most homeowners think of first when selecting insurance.

04/20/2022

Collision coverage helps cover the cost to repair or replace your own vehicle when you’re at fault. It covers collisions with other vehicles, objects and animals.

04/18/2022

Like whole life, universal life insurance offers the potential of life-long coverage, to age 121. But it allows flexibility in the timing and amount of premiums and allows you to adjust the death benefit amount.
• You choose the amount of premium to pay, within contract limits. That payment goes into a separate account inside the policy, with the cost of the policy deducted from the account each month. Your policy stays in force as long as there’s enough value in the account to cover the deductions.
• You can build more cash value by paying more premium.
• When times are tough, you can reduce or even pause premium payments as long as there’s enough cash value to cover policy costs.

04/15/2022

Call 254-772-1444 to cover your best friend for life!

04/13/2022

What happens if my friend is driving my car and has an accident?

Auto policies can cover you and any person that is driving your car with your permission. Make sure to confirm with you’re agent that your policy has this provision before letting anybody drive your car.

04/11/2022

You’re ready to bid, but are you ready to win? A hot housing market can make it hard for first time buyers. These tips can help you start off on the right foot:
• Review your credit report. Correct any errors and take steps to improve your credit score if necessary.
• Know what you can afford. Calculate your monthly income and all of your monthly expenses, including estimated expenses for a home (mortgage, utilities, taxes, insurance, HOA fees, etc.).
• Get preapproved for a mortgage. Many sellers don’t want to wait for potential buyers who aren’t already approved. (In really hot markets, even preapproval may not be enough – sellers may expect you to have cash in hand.)
• Learn about the homebuying process ahead of time to help things run more smoothly.