Kevin Larson at Rate NMLS 819697 -Your Las Vegas Mortgage Guy

11/02/2026

More borrowing power means more opportunities to help homeowners turn your equity into financial flexibility without refinancing your existing first mortgage.

Whether you're planning a major renovation, consolidating debt or funding another big expense, an increased HELOAN gives you more options. See how HELOANs can fund your next big project.

Reach out for more information: [email protected]

http://rate.com/kevinlarson

11/02/2026

Your future home can start with one folder.

Organizing documents, such as income, assets, employment and current housing information before you apply could make mortgage prep feel a lot more manageable.

Start with one category today, then keep building from there. If you have questions, I’m happy to help you understand exactly what may be needed when you’re ready to take the leap toward homeownership. Save this post. Future you will be glad you did.
https://myoc.io/cG7nchDAgRl/eQnCE



NMLS # 819697

10/30/2026

Home prices were up in more than three-quarters of the nation’s metro markets in the third quarter of 2026, with the average home price sitting at $432,900. The Northeast region (4%) led the nation in price appreciation, followed by the Midwest (3.6%). 21% of markets saw home prices decline in Q3, showing there's still plenty of opportunities out there for buyers.

Need help navigating this evolving housing market? Let’s talk.
https://myoc.io/cG7nchDAgRl/aLi2i



NMLS # 819697

10/30/2026

Entreprenuers, don’t scroll past this! When it comes to buying a home, your tax returns may not tell the full story. ​A Rate Portfolio Loan may let eligible buyers qualify using business or personal bank statements instead.​
​
Call me and let’s see what your options look like. ​​

https://myoc.io/cG7nchDAgRl

NMLS # 819697

10/29/2026

With the economy remaining strong and inflation lingering, the Fed opted to hold interest rates during their latest meeting. Mortgage rates are expected to stay about where they are in response. When rates hold steady, it takes some pressure off your home financing decisions. Instead of trying to anticipate what could happen next, focus on your timing, budget and other factors within your control.

If you’re in the market for a new home, let’s plan your next move.
https://myoc.io/cG7nchDAgRl/EVCOK



NMLS # 819697

10/29/2026

A fixer-upper isn’t always the budget-friendly path it seems. Renovation costs could quickly add up to what you’d pay for a brand new home. Let’s connect to explore what makes the most sense for your budget and long-term goals.
https://myoc.io/cG7nchDAgRl/U9ZFl



NMLS # 819697

10/28/2026

Running more than one business, or managing income that doesn't move in a straight line? Standard income documentation isn't always built for that. For eligible business owners, a current 12-month profit and loss statement may offer a documentation path built for that kind of complexity.

If that sounds like your business, let's have a conversation.
https://myoc.io/cG7nchDAgRl



NMLS # 819697

10/27/2026

Don’t blame ghosts for every creak, thud and clunk. There’s (probably) a perfectly normal explanation for the sounds your home makes. The real trick is keeping up with seasonal maintenance to prevent small issues from spiraling into bigger ones.

Review our home maintenance guide to get your home ready for spooky season.
https://myoc.io/cG7nchDAgRl/DSaOP



NMLS # 819697

10/26/2026

10/26/2026

The new car payment followed you home … and now it won't leave. New debt can creep into your homebuying process, impacting your mortgage approval by changing your debt-to-income ratio.

Before financing a large purchase, let’s talk about how it may affect your plan. After all, some things are better left lurking in the shadows.
https://myoc.io/cG7nchDAgRl/jd6gf



NMLS # 819697