David Flugge - Loan Officer - NMLS 729370

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Helena, MT
David Flugge - Loan Officer - NMLS 729370

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Loan Officer NMLS # 729370 | New American Funding NMLS # 6606 I love what I do for a living. I love the whole process of buying a home. I think that is amazing.

David Flugge
Loan Officer
[email protected]
Phone/Fax: (406) 283-8034
Mobile: (406) 868-7915
2647 Reardon Rd
Helena, MT 59602
NMLS 729370
STATE NMLS LIST
MT 729370

I have been in the Lending industry for 22 years and have lived in Helena, MT since 2013. I get to help people from all walks of life buy their first home whether it's a vacation home or a home to build wealth through investment properties, and I get to help all of those buyers fulfill the dream of homeownership. I get to help people buy the #1 largest purchase that they will make in their lifetime, and I take great pride in helping with that process. If you want to work with a lender who will answer their phone later at night or on the weekends and handle your buying process with speed and efficiency, then I am your guy. I grew up on a farm and ranch in Buffalo, MT, got my associate's degree in Music Education from Northwest College in Powell, Wyoming, and then got my bachelor's degree in Business Management from the University of Montana. My wife Korrie and I have been married for 21 years and we have 3 wonderful young men CJ (19) Cole (17) and Carter (13). These young men and my wife are why I do this job. When I am not working, I am spending time with family, doing family barbecues, family campouts, watching Montana Grizzlies Football, watching Dallas Cowboys Football, playing basketball at the gym or outside, and following my children in all their activities.

10/30/2026

Rent has a way of changing your budget over time. According to the information in this graphic, rent grew at an average annual rate of 5.6% from 2020–2026. That matters because renters have to plan for the possibility that their housing costs may continue changing. With a fixed-rate mortgage, however, your principal and interest payment is generally fixed for the life of the loan, although taxes, insurance, HOA fees, and other costs can change. 🏡 That’s one reason it can be helpful to compare your current rent with what homeownership could realistically look like for your budget. You don't have to figure it out alone. NAF can help you understand mortgage options, estimated payments, down payment requirements, and the steps toward becoming a homeowner. 💬 Curious what buying could look like compared with your current rent? Let’s run the numbers.

10/29/2026

5.0 star review received on Experience.com for David Flugge by Shane L - David is professional, educated, and has excellent customer service. He stayed on task, never waivered, and helped my clients buy their MT home.

Read more: https://experience.com/reviews/davidflugge/525730a1-d2c6-4e9f-95a7-d49e3e8836e4?V=1793286864&utm_source=facebook&utm_medium=autopost&utm_content=13789926

10/28/2026

Helping your clients make a non-contingent offer just got a whole lot easier. NAF Cash Secure, an affiliate of New American Funding, backs their approved Conventional or VA loan and their confidence. Your clients stand out. Sellers say yes. You get the closing.

10/26/2026

Your mortgage is a strategic tool that can be customized to fit your exact goals. Which of these matters most to you? Let’s customize a plan that fits your life, right now.

10/23/2026

NAF Approved goes beyond a basic pre-qualification. Your financials before you ever set foot in a home. Stronger offers, faster closes, less stress. Ready to shop like a pro? Start your pre-approval today.

10/21/2026

House hunting without a strategy is like showing up to a chess match without knowing the rules. ♟️🏠
You deserve a tactical edge — and that's exactly what NAF Cash brings to the table. Get the advantage that helps you move fast, stand out, and win the home you actually want.
Ready to play to win? Let's talk. 🎯

10/19/2026

Closing on a home isn't magic… but it sure feels like it when you get the keys. 🔑✨
If you've ever wondered what actually happens between "offer accepted" and "keys in hand," we broke it down into 3 simple steps. No jargon, no stress — just the stuff you actually need to know.
Swipe ➡️ to see what really goes down on closing day.
Ready to make your move? Let's talk. 💬

10/16/2026

Your car, your health, your home. The important things in life deserve protection. Your home purchase is no different.

NAF Cash Secure, an affiliate of New American Funding, backs your approved Conventional or VA financing so that if anything unexpected comes up between approval and closing, your purchase stays on track.

Smart buyers protect their biggest investment. You've got this.

10/14/2026

The home that seemed slightly outside your purchase price range may not be out of budget anymore. Here's why: Conforming loan limits are climbing.

The single-unit figure is projected to hit $845,000, a bump from the current $832,750—and NAF is already writing loans at the new number, before the Federal Housing Finance Agency (FHFA) makes it official in November.

That line is the dividing wall between Conventional and Jumbo financing. Jumbo means tighter qualifying rules, heavier documentation, and frequently a heftier down payment. Conventional means a smoother, more straightforward process.

If a deal stalled just above the old limit, let's revisit it. Message me and we'll run the numbers.

10/12/2026

Your home equity could be a powerful financial tool. 🏡💰
A cash-out refinance allows you to replace your current mortgage with a new, larger loan and receive the difference in cash—giving you funds that may be used for things like consolidating high-interest debt, home improvements, education costs, medical expenses, or other financial goals.
Of course, it’s important to look at the full picture, including your new payment, closing costs, and how much equity you’ll have remaining.
Curious if a cash-out refinance could make sense for your goals? Let’s talk about your options.

Address

420 Sierra Road West Suite 5
Helena, MT
59602

Telephone

+14068687915

Website

http://nmlsconsumeraccess.org/, http://naf.com/DavidFlugge

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