My Team Kelly - CrossCountry Mortgage

My Team Kelly - CrossCountry Mortgage Personal NMLS903948
Personal NMLS716658
Branch NML2723505
Company NMLS3029
Equal Housing Opportunity
Nmlsconsumeraccess.org

Signing your closing day docs is the most exciting moment of the mortgage process — but it doesn’t happen without a Nota...
09/08/2026

Signing your closing day docs is the most exciting moment of the mortgage process — but it doesn’t happen without a Notary Signing Agent. Get to know them: http://spr.ly/6181BEtp8U

09/07/2026

Being self-employed doesn't automatically make it harder to buy a home, but it does mean your loan may be documented differently than a traditional W-2 borrower.

In this video, Jason explains why planning ahead is especially important for self-employed buyers.

09/04/2026

📈 Mortgage rates ticked higher again this week.

The average 30-year fixed rate reached 6.79% as of August 28, as inflation concerns and changing global markets continue to put pressure on borrowing costs.

A few things we’re watching:

📊 Global bond yields have climbed to levels not seen since 2008
🌎 The U.S.-Iran conflict and tariffs continue to fuel inflation concerns
🏦 The Fed could consider another rate increase if inflation stays elevated
📅 The September 11 CPI report could give markets an important new read on inflation

So, what does this mean for homebuyers?

👉 Don’t try to time the market perfectly. The more important question is whether the home and monthly payment work for you today.

If rates eventually move lower, refinancing may be an option down the road—although future rates and loan approval aren’t guaranteed.

🎥 Watch this week’s Market Update for the latest.

📲 Thinking about buying or wondering what today’s rates mean for your purchasing power? Give Lisa or me a call. We’ll help you understand your options and run the numbers.

http://spr.ly/6181BGBSZS



Equal Housing Opportunity. NMLS3029

Delayed homeownership has long-lasting financial impacts. Fewer years to grow home equity, less opportunity to be mortga...
09/04/2026

Delayed homeownership has long-lasting financial impacts. Fewer years to grow home equity, less opportunity to be mortgage-free by age 65 and paying a mortgage later in life. See how it adds up in our article: http://spr.ly/6186BG6ZfO

An assumable loan allows a qualified buyer to take over a seller's existing mortgage, including rate and terms. Eligible...
09/03/2026

An assumable loan allows a qualified buyer to take over a seller's existing mortgage, including rate and terms. Eligible FHA, VA and USDA loans may offer unique advantages for buyers exploring their financing options. Learn how they work: http://spr.ly/6182B1lyC8

No matter where the market goes next, the best first step is understanding your options and having a strategy in place w...
09/02/2026

No matter where the market goes next, the best first step is understanding your options and having a strategy in place when the right opportunity comes along. See what's driving today's housing market: http://spr.ly/6185B179Uv

09/01/2026

🏡 What could your home equity do for you?

Here’s a real example.

We recently helped a homeowner access $513,000 of their home equity to make home improvements and consolidate debt—without refinancing their existing first mortgage.

Instead, we used a second mortgage solution that allowed them to access the funds they needed while leaving their current first mortgage in place.

That strategy isn’t right for everyone, but it highlights something many homeowners don’t realize:

👉 Refinancing your entire mortgage isn’t the only way to access your equity.

Depending on your situation, your equity could potentially help with home improvements, debt consolidation, major expenses, or other financial goals.

🎥 Watch the video to see how we approached this homeowner’s situation.

Wondering how much equity you have—or what options might be available?

📲 Give Lisa or me a call. We’ll help you look at the whole picture.

A VA home loan is a Veteran’s most powerful homebuying tool. Want to see for yourself? Check out our calculator to find ...
09/01/2026

A VA home loan is a Veteran’s most powerful homebuying tool. Want to see for yourself? Check out our calculator to find out your monthly VA loan payment.

🔗http://spr.ly/6186BEewDC

08/31/2026

One of the biggest mistakes we see is people deciding they won't qualify for a home loan before ever talking with a lender.

In this video, Jason explains why it's worth having a conversation before making assumptions about what may or may not be possible.

A 2-1 buydown reduces the mortgage rate by 2% for the first year of the loan and 1% for the second. 🏡  Check out our art...
08/28/2026

A 2-1 buydown reduces the mortgage rate by 2% for the first year of the loan and 1% for the second. 🏡 Check out our article to learn about this big – but temporary – benefit http://spr.ly/6187B1Qn4v

Address

8596 N Wayne Drive, Suite A, Office #A8
Hayden, ID
83835

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