The Lehtola Agency, LLC.

The Lehtola Agency, LLC. We provide Home & Property Insurance, Auto & Motorcycle Insurance, Business Insurance, Life Insurance and Recreational Vehicle Insurance.

Serving both Minnesota & Wisconsin

06/10/2024
06/05/2024

A lady stopped by my office yesterday - she noticed my last name on the signs for my office so she stopped in to introduce herself.. Her name is Sandy and she was a best friend of my Mom and went to nursing school with her in North Carolina. It was really neat to meet such a special person that was a big part of my mom's and dad's lives as they were kind of dating at the time.

05/06/2024

That weird Wave Anomaly, showing 83.7 foot waves below Africa started again this morning is what I see on http://Ventusky.com

02/16/2024

Pesticide linked to reproductive issues found in Cheerios, Quaker Oats

02/09/2024

CHINESE DISCOUNT SHIPPING AND A NEW AGE OF PIRACY: Shipping insurance companies are giving Chinese ships transiting the Red Sea a severe discount on their War Insurance costs compared to other cargo carriers.
Chinese ships are paying about 0.35% of their cargo value, while other carriers are paying 0.5–.75%, between a 40 and 50% discount on shipping. In monetary terms, a $100 million cargo paying 0.75% would pay $750,000 for insurance, while a Chinese carrier would pay $350,000.
Some insurance companies have been looking to bar insuring vessels from the United Kingdom, United States, and Israel altogether due to the Houthis specifically targeting them.
Why It Matters: Chinese cargo carriers are now at the top of a two-tiered shipping scheme where they are the quickest, cheapest, and safest compared to the rest of the world. This will encourage companies to use Chinese shipping, particularly as they try to maintain the just-in-time economy. This also sets up the Houthis for a potential rehash of the 1700s Barbary Coast, whereby transiting ships simply pay them for safe passage instead of insurance companies. This could potentially save hundreds of thousands of dollars for the company and further fund the Houthi war machine.

May 2022 - Live Well, Work Well Newsletter from The Lehtola Agency –
05/05/2022

May 2022 - Live Well, Work Well Newsletter from The Lehtola Agency –

Elevating Your Psychological Resiliency Psychological resilience refers to the ability to mentally withstand or adapt to uncertainty and adversity. Building resilience to life’s inevitable changes and challenges can help you cope with and manage stressors. Resilience can also help protect you from...

May is Motorcycle Safety Awareness Month. This event spreads safety information about motorcycles on the road. As the we...
04/25/2022

May is Motorcycle Safety Awareness Month. This event spreads safety information about motorcycles on the road. As the weather gets warmer, the number of those driving motorcycles will increase, and with that, all drivers on the road must be more aware of their surroundings to prevent accidents. Read more: https://thelehtolaagency.com/motorcycle-safety-awareness/

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1317 Vermillion Street
Hastings, MN
55033

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