Tonja Showalter Armentrout, Mortgage Advisor with F&M Mortgage NMLS# 510632

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United States
Harrisonburg, VA
Tonja Showalter Armentrout, Mortgage Advisor with F&M Mortgage NMLS# 510632

Competitive Rates & Quick Approvals with in house processing and underwriting. Let me help you with your homebuying needs.

F&M Mortgage is proud to serve you locally in Rockingham County, Shenandoah County, Augusta County, Fredrick County, and the cities of Harrisonburg, Staunton, and Waynesboro. We are licensed in the states of Virginia, West Virginia, Maryland, and North Carolina as well. We have the ability to offer a wide variety of mortgage products to meet your individual needs.

11/03/2026

New listing!

Peaceful Mountain Serenity Awaits! Tucked away in the beautiful Appalachian Mountains, this charming cabin sits on just over five wooded acres and features its own private pond, complete with a dock and gazebo. Originally built in 1976 and updated in 2022, the current owners have added a new roof, tankless water heater, water softener and filtration systems.

Questions? Contact Logan Evans at 540-383-0555.

Due to Facebook's new restrictions on posting links, if you send us a request via messenger, we'll reply with the link! You may also visit our website and search for 17393 Peepers Hollow Lane or visit the property website noted in yellow on the graphic.

www.17393PeepersHollow{dot}com

11/03/2026

Documents are in. The appraisal is scheduled. Everything is on track. Then someone says “oh, I forgot to tell you something” and my whole face does this.

It could be nothing. It could be a new car, a job change, a surprise deposit or a cousin’s loan you co-signed two weeks ago.

Here’s the secret: I’m not scared of the thing. I’m scared of hearing about it the day before closing. Tell me early and almost everything has a fix.

— Tonja Armentrout, your go to mortgage advisor in Harrisonburg, Staunton, & Waynesboro, VA

11/03/2026

11/02/2026

“I’d love to move, but I can’t give up my rate.”

Fair. A low rate is worth real money, and I will never tell you to toss it lightly.

But it is rarely the whole picture. The storage unit, the extra commute, the room nobody uses the way it should be used. Those cost something too, they just never make it into the comparison.

So put it all on one line: what this house really costs you each month, what the next one would cost, and what it takes to get there. Then ask whether the difference buys back something you would want every single day.

Sometimes it does not, and staying is the right call. Sometimes the gap is a lot smaller than you expected.

— Tonja Armentrout, your go to mortgage advisor in Harrisonburg, Staunton, & Waynesboro, VA.

11/01/2026

Halloween 2🎃26

11/01/2026

November 1st means one thing… 🎃➡️🎄

Halloween is officially over, and I’m ready for ALL things Christmas! 🎅🏼🎁

Bring on the Christmas music, twinkling lights, Hallmark movies, and all the holiday magic! ✨

Who else is ready to deck the halls, or are you one of those “not until after Thanksgiving” people? 😂🎄

10/31/2026

🎃 Buying your first home can be a little SPOOKY! 👻

One minute you’re excited, the next you’re stressed, and wondering what you got yourself into! 😂

But that last face? 🏡🔑 THAT’S the one we’re working toward!

Let’s take the scary out of homebuying and get you pre-approved!

📲 540.810.9292

10/31/2026

Happy Howl-ween! 🎃 👻 🐶

Address

2040 Deyerle Avenue, Ste 207
Harrisonburg, VA
22801

Website

http://www.fmhome.com/

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