F&M Wealth

09/30/2026

Yesterday evening, nearly 100 teammates gathered at Melrose Caverns to celebrate growth, connection and the people who make it all possible. 🍃

From exploring the caverns and enjoying delicious food to playing games and taking part in a seriously competitive pumpkin decorating contest, we’re grateful for opportunities to spend time together and celebrate the people who make our workplace special.

09/29/2026

Don’t miss your chance to securely clear out old paperwork this fall at F&M Bank’s final two Shred Days of 2026.

Bring tax returns, bank statements, medical records, and other sensitive documents for secure, on-site shredding by H&R Contractors, Inc

📍 October 2: Elkton https://www.facebook.com/share/1CBCAb58oW/

📍 October 23: Broadway https://www.facebook.com/share/19gf2eJgUu/

Please limit materials to five banker boxes or 13-gallon bags per customer.

09/25/2026

Today, September 25 - “9 to 5” - communities across the country are celebrating Dolly Parton Day in tribute to her music, generosity and lifelong commitment to literacy.

A special shout-out to our Myers Corner branch team for joining the celebration! 📚

09/23/2026

🏡 Thinking about buying a home but not sure where to start?

Join Veronica Amato with F&M Mortgage and Derek Chaudhuri with Kline May Realty for their Home Buyers 101 Workshop, held the first Wednesday of every month!

Whether you’re a first-time homebuyer or simply looking for a refresher, they’ll help break down the homebuying process and answer your questions along the way.

📍 Kline May Realty | Harrisonburg
🕠 5:30–7:30 PM on the first Wednesday each month
🍴 Food & beverages provided

Scan the QR code or call/text (540) 435-7778 to RSVP!

We’re proud to have Veronica Amato Mortgage Advisor F&M Mortgage helping local buyers feel more confident about what comes next. 🏠❤️

09/22/2026

Nothing makes us happier than hearing from homeowners who had a great experience along the way! 🏡❤️

A big thank you to this customer for trusting Gervasio, Veronica Amato Mortgage Advisor F&M Mortgage, and the F&M Mortgage team with their home financing journey.

Ready to start yours? Our team is here to help you every step of the way.

09/21/2026

Our Harrisonburg teams had a great time supporting the Big Brothers Big Sisters of Harrisonburg-Rockingham County Putt Putt for Kids' Sake ⛳💚

We’re always grateful for opportunities to come together, have a little fun, and support organizations making a meaningful difference for local youth and families.

Thank you to Big Brothers Big Sisters for all you do in our community!

09/18/2026

🏡 ARM or fixed-rate mortgage... what’s the difference?

When choosing a home loan, the interest rate is only part of the picture. Understanding how your rate works over time can help you feel more confident comparing your options.

Our latest guide breaks down adjustable-rate and fixed-rate mortgages, including how ARMs work, when rates may adjust, and questions to consider as you explore your home financing options.

Read the full guide to learn more.

https://www.fmbankva.com/articles/arm-vs-fixed-rate-mortgage-whats-the-difference

Member FDIC | Equal Housing Lender

09/18/2026

🚒 ❤️

07/10/2026

For Brent, financial planning starts with listening.

Every client's goals, priorities, and circumstances are unique. That's why Brent believes the best financial conversations begin with understanding what matters most to the individual, not simply recommending products.

Building trust is the foundation of every long-term relationship.

06/26/2026

Meet Brent Loope, Financial Advisor with F&M Wealth.

Originally from Botetourt County and a graduate of Bridgewater College, Brent has called the Shenandoah Valley home for years.

Today, he works alongside Senior Financial Advisor Calan Jansen to help individuals and families plan for the future through personalized financial guidance.

Whether you're preparing for retirement, planning for life's milestones, or simply looking for a trusted financial partner, Brent is here to help start the conversation.

Learn more: https://www.fmbankva.com/wealth/schedule-an-appointment/fandm-wealth-advisors

06/04/2026

We’re honored that F&M Wealth has been named the Gold Winner for Best Wealth Management in the 2026 Shenandoah Valley Best Awards, presented by Harrisonburg Media Group.

Thank you to everyone who voted and to the clients, community members, and partners who have placed their trust in our team. This recognition reflects the relationships we've built throughout the Shenandoah Valley and our commitment to helping individuals and families navigate their financial journeys.

We are especially grateful to our Wealth team for the professionalism, dedication, and personalized service they bring to each client relationship every day.

Thank you for your continued support and for making this recognition possible.

01/09/2026

A new year brings new opportunities to review your financial plan.

Rather than making big changes, January is a great time to step back and ask:
• Do my goals still reflect what matters most to me?
• Has my financial situation changed?
• Am I comfortable with my current approach?

Working with a financial professional can help you stay aligned with your goals as life evolves. Financial planning is not a one-time event, it’s an ongoing conversation.

If you’re ready to review your plan, our Wealth team is here to help.

09/22/2025

📢 Sentara RMH Employees: With the pension plan ending this year, you may be considering your next steps for retirement.

The F&M Wealth team is here to help you review your options and build a plan that aligns with your long-term goals.

📞 Contact us today to schedule a conversation: https://www.fmbankva.com/calan-jansen/

Farmers & Merchants Bank has teamed with Osaic Institutions, Inc, to provide access to solutions.

09/19/2025

Left a job and not sure what happened to your old 401(k)?
You’re not alone, and it might be time to track it down.
An orphaned 401(k) is a retirement account that’s still sitting in a former employer’s plan. And the good news? You have options.
✅ Leave it in your old plan
✅ Roll it into your new employer’s plan
✅ Roll it into an IRA
✅ Or cash out (though that may come with penalties or taxes)
At F&M Wealth, we’re here to help you understand your choices, and choose the one that aligns with your financial goals.

08/21/2025

Changed jobs? Don’t forget about your old 401(k).
Many people leave retirement accounts behind when they move to a new employer—but doing nothing isn’t always the best option.

Learn more: https://www.fmbankva.com/401k-rollover-options/

08/11/2025

We’re evolving — with a fresh new name and look.

F&M Financial Services is now F&M Wealth. Same trusted team, same commitment to your financial future, now with a brand that reflects our modern approach to wealth management.

Effective September 1, 2025

Read the full announcement:

Timeless Guidance, Modern Approach Timberville, VA – August 11, 2025 – F&M Financial Services, the wealth management division of F&M Bank, is pleased to announce that effective September 1, 2025, it will begin operating under a new name: F&M Wealth. The updated brand reflects the division’s ev...

08/06/2025

Have a 401(k) from a previous employer?
You’re not alone—and you don’t have to leave it behind.

At F&M Financial Services, we can help you:

✅ Consolidate old accounts
✅ Avoid unnecessary fees
✅ Keep your retirement plan on track
✅ Cash Out your Account

Simplifying your retirement savings starts with a conversation.

Learn about your 401(k) options with F&M Wealth in the Shenandoah Valley. Explore rollovers, IRA transfers, employer plans, and other retirement strategies.