Legacy 1st Insurance

Legacy 1st Insurance LEGACY 1ST INSURANCE is a locally owned and operated, independent FULL SERVICE Insurance Agency & Ta

Legacy 1st Insurance Group is a locally owned and operated, independent insurance agency here to serve the Rio Grande Valley.

Does Hospital Indemnity Insurance replace my health insurance? No. Hospital Indemnity Insurance is designed to supplemen...
06/03/2026

Does Hospital Indemnity Insurance replace my health insurance? No. Hospital Indemnity Insurance is designed to supplement your major medical health insurance, not replace it.

Working with an independent insurance agent gives you access to multiple insurance companies, allowing you to compare co...
06/02/2026

Working with an independent insurance agent gives you access to multiple insurance companies, allowing you to compare coverage options and pricing in one place instead of shopping around on your own.

Wellness 101: Laughter can also stimulate circulation and aid muscle relaxation, both of which can help reduce some of t...
06/01/2026

Wellness 101: Laughter can also stimulate circulation and aid muscle relaxation, both of which can help reduce some of the physical symptoms of stress.

An "Explanation of Benefits" EOB is created after a claim payment has been processed by your health plan. It explains th...
05/29/2026

An "Explanation of Benefits" EOB is created after a claim payment has been processed by your health plan. It explains the actions taken on a claim, such as the amount that will be paid, the benefit available, discounts, reasons for denying payment and the claims appeal process. EOBs are available as a paper copy or electronically.

A health savings account (HSA) helps you save money on health care. By making you a part of the medical services decisio...
05/28/2026

A health savings account (HSA) helps you save money on health care. By making you a part of the medical services decision process, health savings accounts are designed to help you manage medical expenses and reduce the continuing raising of health care expenses.

Reminder, the “Waiting period: is the period of time that an employer makes a new employee wait before he or she becomes...
05/27/2026

Reminder, the “Waiting period: is the period of time that an employer makes a new employee wait before he or she becomes eligible for coverage under the company's health plan. Also, the period of time beginning with a policy's effective date during which a health plan may not pay benefits for certain pre-existing conditions.

Preventive Care Reminder: Regular checkups and screenings can help detect health issues early, when they are often easie...
05/26/2026

Preventive Care Reminder: Regular checkups and screenings can help detect health issues early, when they are often easier to treat.

Health Insurance 101: “In-network Coinsurance” is the percent (for example, 20%) you pay of the allowed amount for cover...
05/25/2026

Health Insurance 101: “In-network Coinsurance” is the percent (for example, 20%) you pay of the allowed amount for covered health care services to providers who contract with your health insurance or plan. In-network coinsurance usually costs you less than out-of-network coinsurance.

In Observance of Memorial Day, our offices will be CLOSED on Monday, May 25th, 2026. We will resume our regular Business...
05/25/2026

In Observance of Memorial Day, our offices will be CLOSED on Monday, May 25th, 2026. We will resume our regular Business hours on Tuesday, May 26th, 2026. 🇺🇸

Enjoy Memorial Day Weekend!“Start where you are. Use what you have. Do what you can.”
05/22/2026

Enjoy Memorial Day Weekend!
“Start where you are. Use what you have. Do what you can.”

Address

306 South 3rd Street
Harlingen, TX
78550

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

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