Ann Miller, Mortgage Loan Officer, NMLS# 1024037

05/19/2026

Cool condo for sale!! Reach out to Jessica for more details!

MLS 5088119

05/07/2026

You don't know your options until you ask! Reach out and we can discuss things in real time!

Mortgage rates ticked up slightly this week, but the bigger picture is working in buyers’ favor:

- Home prices are easing, hitting their lowest levels since July 2021

- Inventory is up, giving buyers more options and negotiating power

- New-home sales are seeing a boost

What does this mean for you?

Spring buying season is shaping up with more opportunity and slightly less pressure on affordability. More homes to choose from + better pricing trends = a smarter time to explore your options.

📩 Let’s talk about what’s possible for you: https://bluewatermtg.com/contact/

04/20/2026

IMPORTANT CONDO UPDATES - I am here to help navigate this with you!

04/10/2026

Some Friday humor for you from your favorite mortgage professional!

04/07/2026

03/27/2026

So very true!!!

03/18/2026

With United Title & Escrow Services, LLC – I just made it onto their weekly engagement list by being one of their top engagers 🎉The best there is!!

03/03/2026

Something to keep in mind as we venture into the Spring market!

Buying with an FHA loan? Here’s something every buyer (and agent) should know.

FHA loans require properties to meet specific Minimum Property Standards before financing can move forward. These standards are designed to ensure the home is:

✔️ Safe

✔️ Secure

✔️ Structurally sound

An FHA appraisal doesn’t just determine value — it also evaluates the condition of the property. If certain issues are identified (roof, foundation, utilities, safety concerns, etc.), repairs may need to be addressed prior to closing.

At Blue Water Mortgage, we guide clients through the FHA process from pre-approval to closing so there are no unexpected roadblocks along the way.

📩 Have questions about FHA financing or wondering if a property will qualify?Reach out directly or visit our blog to learn more: https://bluewatermtg.com/minimum-property-standards-fha/

02/11/2026

From submission to closing in just 2 day! This is just an example of how quick and easy your refinance could be! With rates coming down, it may be the right time to look into this. A phone call is the place to start! Let's talk about it.