Nicholas S. Ludwa, CFP, CLU Harbortown Financial Group, LLC

Nicholas S. Ludwa, CFP, CLU Harbortown Financial Group, LLC My years of training and experience in financial services help me assess your financial future.

Harbortown Financial Group is not owned or operated by Equitable Advisors or Equitable Network

Check out LPL Financial Research's Weekly Commentary on the market: "What History Says About Fed Hikes and Stocks".   ht...
09/15/2026

Check out LPL Financial Research's Weekly Commentary on the market: "What History Says About Fed Hikes and Stocks". https://static.fmgsuite.com/media/documents/9a071a37-9e1e-4c8d-91c7-0ffb26a3195e.pdf

Check out LPL Financial Research's Weekly Commentary on the market: "Signs Point to a Normalization, Not a Crisis".  htt...
09/08/2026

Check out LPL Financial Research's Weekly Commentary on the market: "Signs Point to a Normalization, Not a Crisis". https://static.fmgsuite.com/media/documents/0a8e095d-26db-4c5c-8028-5f14e2b97921.pdf

Check out LPL's monthly client letter. https://static.fmgsuite.com/media/documents/75289a3f-a886-4a42-b15f-b694ecc66ad7....
09/01/2026

Check out LPL's monthly client letter.https://static.fmgsuite.com/media/documents/75289a3f-a886-4a42-b15f-b694ecc66ad7.pdf

Check out LPL Financial Research's Weekly Commentary on the market: "The Cash Flow Case for Value".  https://static.fmgs...
09/01/2026

Check out LPL Financial Research's Weekly Commentary on the market: "The Cash Flow Case for Value". https://static.fmgsuite.com/media/documents/9546ba0f-a55e-4612-ab15-fde0117a63dc.pdf

Check out LPL Financial Research's Weekly Commentary on the market: "Stock Market Tug of War: Earnings vs. Rates". https...
08/24/2026

Check out LPL Financial Research's Weekly Commentary on the market: "Stock Market Tug of War: Earnings vs. Rates".https://static.fmgsuite.com/media/documents/a0060be1-be17-40a1-9322-c5c9a4871952.pdf

Check out LPL Financial Research's Weekly Commentary on the market: "Shifting Leadership in Global Growth". https://stat...
08/17/2026

Check out LPL Financial Research's Weekly Commentary on the market: "Shifting Leadership in Global Growth".https://static.fmgsuite.com/media/documents/0eb52475-457a-47fd-bf0d-64077cdb9fde.pdf

Check out LPL Financial Research's Weekly Commentary on the market: "Municipal Bond Outlook: Why Carry Is the Strategy"....
08/12/2026

Check out LPL Financial Research's Weekly Commentary on the market: "Municipal Bond Outlook: Why Carry Is the Strategy". https://static.fmgsuite.com/media/documents/07ba72b6-30a3-47ed-807c-ab3702eca839.pdf

Check out LPL's monthly client letter for August 2026.  https://static.fmgsuite.com/media/documents/c82f7341-bd73-401c-b...
08/05/2026

Check out LPL's monthly client letter for August 2026. https://static.fmgsuite.com/media/documents/c82f7341-bd73-401c-bd8b-c0ce58b30b9b.pdf

Check out LPL Financial Research's Weekly Commentary on the market: "Constructive on Stocks in the Second Half as AI Deb...
08/04/2026

Check out LPL Financial Research's Weekly Commentary on the market: "Constructive on Stocks in the Second Half as AI Debate Continues ". https://static.fmgsuite.com/media/documents/828c1175-d9a7-4f71-8f52-55bcf7c3a282.pdf

Check out LPL Financial Research's Weekly Commentary on the market: "Can Hyperscalers Earn Their AI Ambitions?" https://...
07/28/2026

Check out LPL Financial Research's Weekly Commentary on the market: "Can Hyperscalers Earn Their AI Ambitions?"https://static.fmgsuite.com/media/documents/213e1b26-1c1f-4770-9f21-2bb21695246c.pdf

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190 Sunset Drive
Hamburg, NY
14075

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