Wesley Burks, Gulf South Mortgage

10/15/2026

Come see us ! Cindy Revon Creel-Century 21 J. Carter & Company Alex Creel Realtor at Century 21 J. Carter & Company 228-731-3881

Join us THIS THURSDAY for a Dual Open House on Rolling Green Drive in Pass Christian! Come tour two stunning homes, explore all they have to offer, and find your perfect fit! 🔑🏠

⛳️ Plus, we’re adding a little friendly competition with a PUTTING CONTEST and DOOR PRIZES! 🎉

📍 6814 Rolling Green Drive | $462,900
📍 6855 Rolling Green Drive | $443,000
📅 Thursday, October 15
⏰ 11 AM – 1 PM

Whether you’re actively house hunting or just starting to look, we’d love to see you! Stop by, tour both homes, test your putting skills, and join us for some fun! ⛳️🏡

09/16/2026

Realtor friends — this is something I think we all need to have on our radar.

Starting November 2, 2026, the appraisal process is going through a pretty significant change with the transition to UAD 3.6.

I’ve been reading up on it, and my biggest takeaway is that appraisals are going to become much more detailed and data driven. Appraisers will be collecting a lot more information about the property, improvements, square footage, condition, solar, ADUs, basements, and other features.

That may not sound like a huge deal, but when you combine a more time-consuming appraisal process with an already shrinking pool of experienced appraisers, I think we need to be prepared for some growing pains.

For those of us trying to get deals to the closing table, documentation is going to matter.

Floor plans, accurate square footage, receipts or dates for major improvements, solar information, a good CMA, multiple-offer information, and anything else that helps accurately tell the story of the property could become even more important.

I also think this is a good reminder that the appraisal shouldn't just be something we order and hope comes back okay. The lender, Realtor, and appraiser all have a role in making sure the right information is available from the beginning.

There will probably be some bumps in the road when this rolls out, but that's exactly why I'm paying attention to it now.

08/12/2026

Are your buyers still waiting for "interest rates to drop” before buying?

Consider this... Let's take a 4-year snapshot of the interest rates for the first week in August

2023 - 6.90%
2024 - 6.73%
2025 - 6.63%
2026 - 6.75%

That's 4 straight years in the high 6's. At some point, we have to recognize that this may not be a temporary spike, it’s simply the market we’re in right now. If you are waiting for rates to drop, how long will you wait? What is the "rate" number you are waiting to see?

Meanwhile, here is what waiting actually cost? Someone who has been sitting on the sidelines since 2023 may have spent three more years paying rent while missing out on potential home appreciation and principal paydown. Home values have risen, Rates didn't move, but EQUITY DID!

And here’s the biggest thing: life doesn’t wait for the perfect interest rate. People buy homes because they get married, have children, change jobs, need more space, retire, relocate — because LIFE HAPPENS!

I know it's cliche' to say, "marry the home, date the rate", But you can’t go back in time and buy "The one". If the numbers make sense, waiting for “perfect” could end up costing you more in the long run.

Wesley Burks

04/17/2026

Super excited to share a new program we have available. Wesley Burks

03/23/2026

In honor of the LOAN RANGERS inspiration. RIP Chuck Norris

02/23/2026

02/05/2026

Check out one of the MANY non-QM Investor options we have. Wesley Burks

02/07/2025

Come out to support Mary Ann Patton, Realtor- Century 21 J. Carter & Co. at her Open House tomorrow! I’m doing a Black Jack Ranch giveaway and Denison & Associates is giving away a $50 gift card.