08/20/2026
🌴 Baldwin County is more than where we do business — it’s now our home.
From Orange Beach and Gulf Shores to Foley, Fairhope, Daphne, Spanish Fort and everywhere in between, we’re proud to serve the people and businesses that make Baldwin County such a great place to live.
One thing we’ve learned about insurance on the Alabama Gulf Coast: local details matter.
🏠 Coastal home insurance
🌊 Flood & wind coverage
🚗 Auto insurance
🚤 Boat insurance
🏢 Commercial property & business insurance
🏖️ Condos, rentals & investment properties
Insurance along the coast isn’t always simple. Different homes, different flood zones, different wind options and different carriers can make a big difference.
That’s why having a local independent insurance agency matters. We can shop multiple companies and help you understand your options instead of trying to fit everyone into the same policy.
📍 Proudly serving Baldwin County, Alabama
📞 251-333-4750
United Risk Agency Alabama
Local people. Multiple insurance companies. More options.