Deric Steven Garcia - Mortgage Loan Officer

08/28/2026

Your home may be worth more than you think, and the equity can help you make your next move. Whether you are dreaming of your next vacation, paying off debt, starting a home rennovation project, or just want more flexibility, a Cash Out refinance or a HELOC may be worth considering. Let's talk about your home's equity. Call us at 770.227.2251.

08/26/2026

Achieving Pinnacle status with Rocket Mortgage is an accomplishment I’m extremely proud of. More than the recognition itself, it represents the consistency, discipline, and commitment I’ve brought to serving my clients and helping them achieve their homeownership goals. I’m grateful for the people who have supported me throughout the journey, and I’m excited to continue raising the bar and building on this achievement.

08/18/2026

A lot of people believe you can't buy a house without 20% down, but there are plenty of programs that allow much less. Lower down payments can make it easier to get into your new home without draining your bank account. Let's First National Bank find the option that is right for you!

08/06/2026

5.0 star review received on Experience.com for Deric Steven Garcia by Aayush P - Hello Everyone mybself Aayush Patel and I want to say something for MR. DERIC GARCIA he is really really good person i knw him last almost 4years and he help me out for make my dream house and he again help me out on refinancing loan if anyone need house loan or refinancing plz plz plz go with deric he guide to right way smoothly and always he is ready to work with any problem and try to resolve it very smoothly I work with him past present and in future also so plz if u need ur dream house contact to MR DERIC for loan
Thank u so much

Click to see all 28 reviews of Deric Steven Garcia, Mortgage Loan Officer

07/23/2026

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Get Prequalified with a loan from First National Bank and shop for your dream home with confidence.

07/18/2026

Grandaddy Mimm's Distillery + Brewery Caleb Screws Haley Garcia Julie Garcia

07/18/2026

We took a hike today Amicalola Falls State Park

07/08/2026

Whether you are buying your first home, building your dream home, or refinancing your current home, First National Bank has the right loan for your needs.

06/25/2026

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Your best strategy when looking for a new home is getting preapproved with a loan from First National Bank. The home buying process will go faster and you will know the amount that fits your budget.