Deric Steven Garcia - Mortgage Loan Officer

06/04/2026

Looking for the home of your dreams? First National Bank can help you be ready when the right house comes along. Get pre approved with us today!

05/29/2026

First National Bank offers more loan options for you. Whether you are looking for a Conventional loan, VA loan, FHA loan, and more - we are here to help you decide what Mortgage loan is right for you. Call us today! Deric Garcia 678.510.5202

05/18/2026

5.0 star review received on Experience.com for Deric Steven Garcia by Crissy B - Deric was amazing to work with! I would totally use him again for my clients! He was very good at communicating and updating me on the file before I could even ask. He was great with my client as well. Everything was smooth during the transaction and we even closed a week early.

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05/18/2026

5.0 star review received on Experience.com for Deric Steven Garcia by Maria M - Deric was extremely helpful through the entire process he was with us every step of the way even when were weren’t having luck finding a house. When we did finally find what we were looking for Deric was super informative and if I didn’t understand something he would take the time to explain it in a way that I was able to actually understand. He was always available to talk through email or phone calls and he always got back to me that same day if he missed my call. If you are looking for a lender definitely reach out to him we had a great experience!

Click to see all 25 reviews of Deric Steven Garcia, Mortgage Loan Officer

05/14/2026

Closed! So excited for all parties involved and thankful for such a smooth transaction from start to finish.

Big thanks to Deric Steven Garcia - Mortgage Loan Officer for doing an amazing job and taking such great care of my clients throughout the process, and to Hannah Crow as the listing agent. You both were so great to work with, and your communication, professionalism, teamwork, and hard work helped make everything go so smoothly for everyone involved.

So grateful for a smooth closing and to work alongside such awesome people! 🎉

04/29/2026

Expect Better from First National Bank! Looking to purchase a new home, refinance your current home, or simply get cash out for an upcoming project or life event - Deric Garcia can help you! Just call 678.510.5202 and experience the FNB difference!

04/21/2026

Two purchase loans clear to close in under two weeks—driven by strong upfront pre-approvals, tight processes, and constant lender follow-up.

Thanks for the assist Rocket Pro😀

04/16/2026

At First National Bank, we're here to help you grow, whether you are planting roots in a new home, refreshing your finances, or planning your Spring adventure. We have the right loan for you! Let's make this season bloom with possibilities.

04/13/2026

Let First National Bank help you turn your "someday" into a "welcome home". With lots of loan types for every customer's need, First National Bank wants you to feel like home in your new home! Call Deric Garcia at 678.350.4322 for more details today!

12/10/2025

Mortgage rates stay above 6% as Fed policy is set to shift, with spreads still historically wide and homebuyer affordability slowly improving.