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We act as Financial Strategists -- educating and empowering YOU to make smarter, healthier financial decisions. PAS is a wholly owned subsidiary of Guardian.

Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. WEALTH STRATEGIES is not an affiliate or subsidiary of PAS or Guardian. Karen Jessey: CA Insurance License Number - 0D30689. Neill Turner: CA Insurance License Number - 0H55255. This material is intended for general use. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.
/COMPLIANCE:2023-5973/

11/03/2026

𝐄𝐥𝐞𝐜𝐭𝐢𝐨𝐧 𝐃𝐚𝐲 𝐢𝐬 𝐓𝐎𝐃𝐀𝐘! 🗳️
Mailed it in, dropped it off, or headed to the polls? However you cast it, every ballot adds a voice.

𝑰𝒇 𝒚𝒐𝒖𝒓𝒔 𝒊𝒔 𝒔𝒕𝒊𝒍𝒍 𝒐𝒏 𝒕𝒉𝒆 𝒌𝒊𝒕𝒄𝒉𝒆𝒏 𝒄𝒐𝒖𝒏𝒕𝒆𝒓, 𝒕𝒉𝒆𝒓𝒆’𝒔 𝒕𝒊𝒎𝒆. 𝑮𝒆𝒕 𝒐𝒖𝒕 𝒂𝒏𝒅 𝒗𝒐𝒕𝒆.

“𝐈 𝐕𝐨𝐭𝐞𝐝” 𝐬𝐭𝐢𝐜𝐤𝐞𝐫 𝐨𝐩𝐭𝐢𝐨𝐧𝐚𝐥, 𝐛𝐮𝐭 𝐡𝐢𝐠𝐡𝐥𝐲 𝐞𝐧𝐜𝐨𝐮𝐫𝐚𝐠𝐞𝐝. ✅

𝐘𝐨𝐮𝐫 𝐋𝐢𝐟𝐞. 𝐃𝐞𝐬𝐢𝐠𝐧𝐞𝐝.

11/02/2026

💛 𝐓𝐨 𝐞𝐯𝐞𝐫𝐲 𝐜𝐚𝐫𝐞𝐠𝐢𝐯𝐞𝐫 𝐫𝐞𝐚𝐝𝐢𝐧𝐠 𝐭𝐡𝐢𝐬
November is National Family Caregivers Month.

Maybe you’re driving Mom to her appointments or keeping track of a spouse’s medications. Maybe you check in on a neighbor who lives alone. And maybe you’re doing it while working full time and raising kids of your own.

𝘾𝙖𝙧𝙚𝙜𝙞𝙫𝙞𝙣𝙜 𝙧𝙖𝙧𝙚𝙡𝙮 𝙘𝙤𝙢𝙚𝙨 𝙬𝙞𝙩𝙝 𝙖 𝙨𝙘𝙝𝙚𝙙𝙪𝙡𝙚 𝙤𝙧 𝙖 𝙙𝙖𝙮 𝙤𝙛𝙛. 𝙈𝙤𝙨𝙩 𝙛𝙖𝙢𝙞𝙡𝙞𝙚𝙨 𝙙𝙤𝙣’𝙩 𝙥𝙡𝙖𝙣 𝙛𝙤𝙧 𝙞𝙩 𝙚𝙞𝙩𝙝𝙚𝙧. 𝙏𝙝𝙚𝙮 𝙨𝙩𝙚𝙥 𝙞𝙣𝙩𝙤 𝙞𝙩 𝙖𝙛𝙩𝙚𝙧 𝙖 𝙛𝙖𝙡𝙡, 𝙖 𝙙𝙞𝙖𝙜𝙣𝙤𝙨𝙞𝙨, 𝙤𝙧 𝙖𝙣 𝙪𝙣𝙚𝙭𝙥𝙚𝙘𝙩𝙚𝙙 𝙥𝙝𝙤𝙣𝙚 𝙘𝙖𝙡𝙡.

𝗜𝗳 𝘆𝗼𝘂’𝗿𝗲 𝗮 𝗰𝗮𝗿𝗲𝗴𝗶𝘃𝗲𝗿, 𝗧𝗛𝗔𝗡𝗞 𝗬𝗢𝗨! 𝗪𝗵𝗮𝘁 𝘆𝗼𝘂 𝗱𝗼 𝗺𝗮𝘁𝘁𝗲𝗿𝘀 𝗺𝗼𝗿𝗲 𝘁𝗵𝗮𝗻 𝗺𝗼𝘀𝘁 𝗽𝗲𝗼𝗽𝗹𝗲 𝘄𝗶𝗹𝗹 𝗲𝘃𝗲𝗿 𝘀𝗲𝗲.

If someone in your life is a caregiver, this is a great week to give them an afternoon off, drop off a meal, or just call to ask how 𝘵𝘩𝘦𝘺 are doing.

𝐘𝐨𝐮𝐫 𝐋𝐢𝐟𝐞. 𝐃𝐞𝐬𝐢𝐠𝐧𝐞𝐝.

11/01/2026

𝐑𝐞𝐦𝐢𝐧𝐝𝐞𝐫: 𝐜𝐥𝐨𝐜𝐤𝐬 𝐟𝐚𝐥𝐥 𝐛𝐚𝐜𝐤 𝐒𝐮𝐧𝐝𝐚𝐲 𝐦𝐨𝐫𝐧𝐢𝐧𝐠.

Your car clock will stay wrong until March, as is tradition. ⏰

𝑪𝒉𝒆𝒆𝒓𝒔 𝒕𝒐 𝒕𝒉𝒆 “𝒆𝒙𝒕𝒓𝒂” 𝒉𝒐𝒖𝒓 𝒐𝒇 𝒔𝒍𝒆𝒆𝒑 𝒇𝒓𝒐𝒎 𝒂𝒍𝒍 𝒐𝒇 𝒖𝒔 𝒂𝒕 𝑺𝑾𝑷!

10/31/2026

𝐏𝐒𝐀: 𝐓𝐡𝐞 𝐟𝐮𝐥𝐥-𝐬𝐢𝐳𝐞 𝐜𝐚𝐧𝐝𝐲 𝐛𝐚𝐫 𝐡𝐨𝐮𝐬𝐞 𝐢𝐬 𝐚 𝐥𝐞𝐠𝐞𝐧𝐝 𝐢𝐧 𝐞𝐯𝐞𝐫𝐲 𝐧𝐞𝐢𝐠𝐡𝐛𝐨𝐫𝐡𝐨𝐨𝐝.
𝐁𝐞 𝐭𝐡𝐞 𝐥𝐞𝐠𝐞𝐧𝐝. 🍫🎃

𝑯𝒂𝒑𝒑𝒚 𝑯𝒂𝒍𝒍𝒐𝒘𝒆𝒆𝒏 𝒇𝒓𝒐𝒎 𝒂𝒍𝒍 𝒐𝒇 𝒖𝒔 𝒂𝒕 𝑺𝒕𝒓𝒂𝒕𝒆𝒈𝒊𝒄 𝑾𝒆𝒂𝒍𝒕𝒉 𝑷𝒂𝒓𝒕𝒏𝒆𝒓𝒔!

Your Life. Designed.

10/30/2026

🎃 𝐒𝐜𝐚𝐫𝐲 𝐒𝐭𝐨𝐫𝐲 𝐓𝐢𝐦𝐞 (𝐟𝐮𝐧𝐧𝐲 𝐨𝐧𝐞𝐬 𝐨𝐧𝐥𝐲)
Halloween is tomorrow, and we spend plenty of time talking about serious stuff around here. So today, we want your 𝘴𝘪𝘭𝘭𝘪𝘦𝘴𝘵 scare.

𝗪𝗵𝗮𝘁’𝘀 𝘁𝗵𝗲 𝘀𝗰𝗮𝗿𝗶𝗲𝘀𝘁 𝘁𝗵𝗶𝗻𝗴 𝗶𝗻 𝘆𝗼𝘂𝗿 𝗹𝗶𝗳𝗲 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸?
𝘛𝘰 𝘨𝘦𝘵 𝘺𝘰𝘶 𝘴𝘵𝘢𝘳𝘵𝘦𝘥, 𝘩𝘦𝘳𝘦 𝘢𝘳𝘦 𝘢 𝘧𝘦𝘸 𝘧𝘳𝘰𝘮 𝘰𝘶𝘳 𝘰𝘧𝘧𝘪𝘤𝘦:

👻 𝙒𝙝𝙖𝙩 𝙩𝙝𝙚 𝙙𝙤𝙜 𝙞𝙨 𝙥𝙡𝙤𝙩𝙩𝙞𝙣𝙜 𝙬𝙝𝙞𝙡𝙚 𝙄 𝙣𝙖𝙥
👻 𝙊𝙥𝙚𝙣𝙞𝙣𝙜 𝙩𝙝𝙚 𝙜𝙧𝙤𝙪𝙥 𝙩𝙚𝙭𝙩 𝙖𝙛𝙩𝙚𝙧 𝙨𝙞𝙡𝙚𝙣𝙘𝙞𝙣𝙜 𝙞𝙩 𝙛𝙤𝙧 𝟯 𝙝𝙤𝙪𝙧𝙨
👻 𝙏𝙝𝙚 “𝙦𝙪𝙞𝙘𝙠 𝙦𝙪𝙚𝙨𝙩𝙞𝙤𝙣” 𝙚𝙢𝙖𝙞𝙡 𝙩𝙝𝙖𝙩 𝙖𝙧𝙧𝙞𝙫𝙚𝙨 𝙖𝙩 𝟰:𝟱𝟴 𝙤𝙣 𝙖 𝙁𝙧𝙞𝙙𝙖𝙮
👻 𝙒𝙝𝙖𝙩𝙚𝙫𝙚𝙧 𝙞𝙨 𝙜𝙧𝙤𝙬𝙞𝙣𝙜 𝙞𝙣 𝙩𝙝𝙚 𝙘𝙤𝙣𝙩𝙖𝙞𝙣𝙚𝙧 𝙖𝙩 𝙩𝙝𝙚 𝙗𝙖𝙘𝙠 𝙤𝙛 𝙩𝙝𝙚 𝙛𝙧𝙞𝙙𝙜𝙚

𝗬𝗼𝘂𝗿 𝘁𝘂𝗿𝗻. Drop yours in the comments. Bonus points if it makes us laugh out loud.

𝗛𝗮𝗽𝗽𝘆 𝗛𝗮𝗹𝗹𝗼𝘄𝗲𝗲𝗻 𝗳𝗿𝗼𝗺 𝗮𝗹𝗹 𝗼𝗳 𝘂𝘀 𝗮𝘁 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗰 𝗪𝗲𝗮𝗹𝘁𝗵 𝗣𝗮𝗿𝘁𝗻𝗲𝗿𝘀! 🍬

𝐘𝐨𝐮𝐫 𝐋𝐢𝐟𝐞. 𝐃𝐞𝐬𝐢𝐠𝐧𝐞𝐝.

10/29/2026

𝗢𝗻𝗲 𝘃𝗲𝗿𝘆 𝗰𝗼𝗺𝗺𝗼𝗻 𝗲𝗹𝗲𝗰𝘁𝗶𝗼𝗻-𝘆𝗲𝗮𝗿 𝗿𝗲𝗮𝗰𝘁𝗶𝗼𝗻 𝘁𝘂𝗿𝗻𝘀 𝗼𝘂𝘁 𝘁𝗼 𝗯𝗲 𝗼𝗻𝗲 𝗼𝗳 𝘁𝗵𝗲 𝗺𝗼𝘀𝘁 𝗲𝘅𝗽𝗲𝗻𝘀𝗶𝘃𝗲 𝗵𝗮𝗯𝗶𝘁𝘀 𝗮𝗻 𝗶𝗻𝘃𝗲𝘀𝘁𝗼𝗿 𝗰𝗮𝗻 𝗵𝗮𝘃𝗲. Read the latest blog👉 https://www.mystrategicwealth.com/blog/election-season-is-loud-your-plan-doesnt-have-to-be

And it costs people on both sides of the aisle.

𝙒𝙝𝙚𝙣 𝙚𝙫𝙚𝙧𝙮 𝙝𝙚𝙖𝙙𝙡𝙞𝙣𝙚 𝙨𝙤𝙪𝙣𝙙𝙨 𝙪𝙧𝙜𝙚𝙣𝙩, 𝙨𝙞𝙩𝙩𝙞𝙣𝙜 𝙨𝙩𝙞𝙡𝙡 𝙘𝙖𝙣 𝙛𝙚𝙚𝙡 𝙘𝙖𝙧𝙚𝙡𝙚𝙨𝙨. 𝙃𝙚𝙧𝙚'𝙨 𝙬𝙝𝙮 𝙞𝙩 𝙪𝙨𝙪𝙖𝙡𝙡𝙮 𝙞𝙨𝙣'𝙩.

10/29/2026

𝐂𝐚𝐧 𝐈 𝐜𝐨𝐮𝐧𝐭 𝐨𝐧 𝐢𝐭?
For a lot of women, the bigger retirement question comes after the saving: will the plan hold up once the paychecks stop?

In a recent study, women shared their top retirement concerns:
⏳ 50% worried their retirement savings won’t last
⏳ 49% concerned about having a dependable income source in retirement
⏳ 47% concerned about having sufficient emergency savings

Each of those comes back to confidence: knowing where next year’s income comes from, having a cushion when life happens, and trusting the plan in year 20 as much as in year one.

That’s the work behind 𝐘𝐨𝐮𝐫 𝐈𝐧𝐜𝐨𝐦𝐞. 𝐃𝐞𝐬𝐢𝐠𝐧𝐞𝐝. We build a strategy you can understand, adjust, and live with.

10/28/2026

𝐖𝐡𝐚𝐭 𝐝𝐨𝐞𝐬 𝐚 13-𝐲𝐞𝐚𝐫 𝐫𝐞𝐥𝐚𝐭𝐢𝐨𝐧𝐬𝐡𝐢𝐩 𝐰𝐢𝐭𝐡 𝐲𝐨𝐮𝐫 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐚𝐝𝐯𝐢𝐬𝐨𝐫 𝐥𝐨𝐨𝐤 𝐥𝐢𝐤𝐞? 𝐋𝐞𝐭'𝐬 𝐚𝐬𝐤 𝐀𝐦𝐲.
Read more from our clients: https://www.mystrategicwealth.com/testimonials

A plan that holds up through the ups and downs leaves room for what matters most. 𝑭𝒐𝒓 𝑨𝒎𝒚, 𝒕𝒉𝒂𝒕’𝒔 𝒉𝒆𝒓 𝒉𝒖𝒔𝒃𝒂𝒏𝒅, 𝒉𝒆𝒓 𝒋𝒐𝒃 𝒂𝒏𝒅 𝒍𝒊𝒗𝒊𝒏𝒈 𝒂 𝒈𝒐𝒐𝒅 𝒍𝒊𝒇𝒆.

𝐓𝐡𝐚𝐧𝐤 𝐲𝐨𝐮, 𝐀𝐦𝐲, 𝐟𝐨𝐫 𝐬𝐡𝐚𝐫𝐢𝐧𝐠 𝐲𝐨𝐮𝐫 𝐬𝐭𝐨𝐫𝐲.

What matters most to you as the years go by?

𝐘𝐨𝐮𝐫 𝐋𝐢𝐟𝐞. 𝐃𝐞𝐬𝐢𝐠𝐧𝐞𝐝.

10/27/2026

𝐅𝐨𝐫 𝐦𝐨𝐬𝐭 𝐨𝐟 𝐲𝐨𝐮𝐫 𝐰𝐨𝐫𝐤𝐢𝐧𝐠 𝐲𝐞𝐚𝐫𝐬, 𝐭𝐡𝐞 𝐠𝐨𝐚𝐥 𝐢𝐬 𝐩𝐫𝐞𝐭𝐭𝐲 𝐬𝐢𝐦𝐩𝐥𝐞: 𝐬𝐚𝐯𝐞, 𝐢𝐧𝐯𝐞𝐬𝐭, 𝐚𝐧𝐝 𝐥𝐞𝐭 𝐢𝐭 𝐠𝐫𝐨𝐰.
Then retirement gets closer, and the question quietly changes. It's no longer "How much have I accumulated?" It becomes "Can I actually spend this with confidence?"

Which accounts do you draw from first? When should Social Security start? How do you cover the essentials when the market has a rough year?

Saving well got you here. A plan for turning it into a steady paycheck is what carries you through.

𝐘𝐨𝐮𝐫 𝐈𝐧𝐜𝐨𝐦𝐞. 𝐃𝐞𝐬𝐢𝐠𝐧𝐞𝐝.

10/26/2026

𝐌𝐨𝐬𝐭 𝐩𝐞𝐨𝐩𝐥𝐞 𝐝𝐨𝐧'𝐭 𝐰𝐚𝐤𝐞 𝐮𝐩 𝐨𝐧𝐞 𝐦𝐨𝐫𝐧𝐢𝐧𝐠 𝐚𝐧𝐝 𝐢𝐧𝐭𝐞𝐧𝐭𝐢𝐨𝐧𝐚𝐥𝐥𝐲 𝐛𝐮𝐢𝐥𝐝 𝐚 𝐜𝐨𝐦𝐩𝐥𝐢𝐜𝐚𝐭𝐞𝐝 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐥𝐢𝐟𝐞.
It just happens over time.

A retirement account from an old employer. A life insurance policy purchased when the kids were young. Investments added here and there. Bank accounts that made sense at one point and never got revisited.

𝐍𝐨𝐧𝐞 𝐨𝐟 𝐭𝐡𝐨𝐬𝐞 𝐝𝐞𝐜𝐢𝐬𝐢𝐨𝐧𝐬 𝐚𝐫𝐞 𝐰𝐫𝐨𝐧𝐠. 𝐈𝐧 𝐟𝐚𝐜𝐭, 𝐦𝐨𝐬𝐭 𝐰𝐞𝐫𝐞 𝐩𝐫𝐨𝐛𝐚𝐛𝐥𝐲 𝐠𝐨𝐨𝐝 𝐝𝐞𝐜𝐢𝐬𝐢𝐨𝐧𝐬 𝐚𝐭 𝐭𝐡𝐞 𝐭𝐢𝐦𝐞.

Before long, you've accumulated plenty of pieces, but nobody has stepped back to see whether the whole thing is coordinated.

𝑻𝒉𝒂𝒕'𝒔 𝒐𝒇𝒕𝒆𝒏 𝒕𝒉𝒆 𝒓𝒆𝒂𝒍 𝒗𝒂𝒍𝒖𝒆 𝒐𝒇 𝒑𝒍𝒂𝒏𝒏𝒊𝒏𝒈. 𝑵𝒐𝒕 𝒄𝒓𝒆𝒂𝒕𝒊𝒏𝒈 𝒎𝒐𝒓𝒆 𝒎𝒐𝒗𝒊𝒏𝒈 𝒑𝒂𝒓𝒕𝒔, 𝒃𝒖𝒕 𝒎𝒂𝒌𝒊𝒏𝒈 𝒔𝒖𝒓𝒆 𝒕𝒉𝒆 𝒐𝒏𝒆𝒔 𝒚𝒐𝒖 𝒂𝒍𝒓𝒆𝒂𝒅𝒚 𝒉𝒂𝒗𝒆 𝒂𝒓𝒆 𝒘𝒐𝒓𝒌𝒊𝒏𝒈 𝒕𝒐𝒘𝒂𝒓𝒅 𝒕𝒉𝒆 𝒔𝒂𝒎𝒆 𝒈𝒐𝒂𝒍.

𝐘𝐨𝐮𝐫 𝐋𝐢𝐟𝐞. 𝐃𝐞𝐬𝐢𝐠𝐧𝐞𝐝.

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