11/02/2026
MONDAY MORTGAGE TIP: STOP CHASING THE LOWEST INTEREST RATE!
Here's something many homebuyers overlook: the lowest advertised interest rate doesn't automatically mean the best mortgage.
Why? Because there's more to a loan than the rate!
Before choosing a mortgage, make sure you're comparing:
✔️ Your actual monthly payment
✔️ Closing costs and fees
✔️ Whether discount points are involved
✔️ Loan terms and long-term costs
Sometimes a slightly higher rate with lower upfront costs may make more sense for your situation.
The goal isn't simply to get the lowest rate. It's to find the right mortgage for your budget and financial goals.
Thinking about buying a home? Let's look at the whole picture!
— Maggie Buchanan | Mortgages by Maggie 🏡
www.mortgagesbymaggieb.com
Building connections is the most fulfilling part of Maggie's job – empowering others to grow & achieve their goals. She believes with open-minds and shared experiences, we can all do great work and come to solutions that benefit all parties. Maggie is empathetic of the stress accompanying the home...