Andrew Chisholm Loan Officer Hanover Mortgage

01/09/2026

Some things to watch as the New Year kicks off. We will keep an eye on interest rates to see if refinancing becomes advantageous!

10/28/2025

Hey everyone, if your in the hunt for a home reach out to Kelly Kommel, Realtor Associate Kelly Eubanks Kommel
Kelly is passionate in pairing her clients with the perfect home to compliment their lifestyle. She specializes in luxury condominiums, working with new construction and custom home builders, destination homes, first time home buyers and investors alike. Kelly attributes her extensive marketing knowledge and strong negotiation skills, large client database and extensive list of exceptionally strong client relationships with enabling her to match product with her clients quickly and efficiently.

She is dedicated to achieving the highest possible price for your home. She is diligent when pricing your home for sale and uses exclusive marketing tools to place that SOLD sign on your home. Her determination and work ethic is unstoppable and her professionalism with her colleagues is well known among her peers.

Having lived in the south for over 10 years, Kelly is originally from the Chicago suburb of Schaumburg, Illinois. She resided in Las Vegas for 20 years and lived on the island of St Maarten in 2015. Kelly has been a contributing member of several successful executive sales teams involving prestigious real estate projects such as the Trump International Hotel & Tower in Las Vegas and Savannah Quarters in Pooler, Georgia. Her top professional rankings in previous real estate sales roles are attributed to her dedication to client service, enthusiasm and genuine care for her clients. She holds an Associate Broker license with Rawls Realty in Savannah, Georgia and Greenville, South Carolina and a Broker Salesperson license with General Realty Group LLC in Las Vegas, NV.

Whether you are searching for your first home, second vacation home, looking to build your dream home, relocating or ready to sell your current home or investment property, Kelly is ready to work together with you to meet your goals TODAY!

Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.

10/25/2024

PENNY TAX LIES

Hey everyone,
I usually don’t make posts on Facebook about many things but I think everyone should know about the Lies that are being made that this “penny tax” is a good thing. The Penny tax in Greenville county is being portrayed as .01 cent and that it will fix all these roads and will be very beneficial! That is a Lie! If you break down the math it is about a 17%!! increase in your sales taxes currently!

The county officials also tell half truths like the tax doesn’t apply to grocery’s… that’s only partly true because it does tax you when you buy a rotisserie chicken that’s cooked from the store. That’s TAXED because it’s prepared food and this “Penny TAX” will increase sales taxes overall in Greenville by 1%! Also it is added on to the sales taxes when you eat out at a restaurant because that’s prepared food!

Every item you purchase in Greenville county you will be taxed on by an extra 1%!

SC as an overall State has a surplus of over 1 Billion dollars and they want more of your money to “fix” our roads! Let them use the money they already have!

PLEASE VOTE NO on more TAXES. Pass this along to your friends as well! This is the only way to stop this increase by passing the word!

10/24/2024

Hey, if your looking to move or need assistance storing items in conditioned spaces. I would reach out to Sydney with Hilldrup! She can be very helpful!

10/14/2024

If you are looking to get your home inspected for a home purchase or during the construction of your home I would recommend reaching out to Candid Home Inspections. Here is a little information about them.

Founded in 2013, Candid Home Inspections is a Veteran-Owned and Operated business providing reliable, accurate inspection results to give peace of mind to homeowners, sellers, and buyers across the Upstate.
We provide top-rated home inspection services to the following counties in South Carolina.
• Greenville County
• Spartanburg County
• Cherokee County
• Union County
• Anderson County
Our team of highly qualified and trained experts uses the latest technology and tactics to ensure you receive consistent results and accurate, unbiased insights into any home.

Whether selling or buying the home of your dreams in Greenville SC, you can trust Candid Home Inspections with an expert evaluation.

09/24/2024

Hey Everyone,
If you have purchased a home in the last year and you have a interest rate in the higher 7%s then it maybe a good time to look at what your refinancing options may be. Even if your rate is in the high 6%s you could possibly do a streamline refinance depending on which loan type you have. Depending on your home value and if you have done renovations to improve the home value dropping PMI off your loan may be an option for you as well. If you have any questions about any of the things I mentioned above or want to see if now is a good time to refinance or maybe to wait a little longer just feel free to reach out to me I will be glad to help. Also, as a Mortgage Broker I do have the ability to quote over 20 different lenders to find a great option for you. Below is an article of the most recent FED meeting where they reduced the rates by .5%.

The Fed reduced its key interest rate by a relatively large 50 bps. Wall Street rallies on news.

09/20/2024

“My mission is to deliver the dream of home ownership everywhere. That is why I am a real estate broker in 3 states.....South Carolina, Georgia and Nevada and have referral partners all over the country. I believe that owning real estate provides security, safety and opportunity for individuals. I am passionate about what I do and by working with "all heart" I can change the world. I am committed to being knowledgeable of each of the markets I serve and my clients needs.I conduct myself in the highest ethical standards, demonstrating honesty and fairness in every decision and action. When you are looking to sell or buy your next home or investment property, choose me.” Kelly Kommel, Realtor Associate.

Check out Kelly’s active listings that she has going right now and how she can help you!

Kelly Kommel
Upstate Group by Rawls Realty
Office 9124501800
Mobile 9126043541
[email protected]
SC License 117523
GA License 365047
NV License 59188-General Realty Group

02/01/2024

Hey everyone, so this past Fed meeting rates were held steady. However, there is a lot of optimism that rate reductions could start in March, and we could possibly see five total rate reductions on the year! We have seen some improvement in rates already as some of this news has been factored into the current market. If you are looking at purchasing a home, I would be glad to talk with you and strategize on the best options or plan of action going forward. Also, if you purchased a home in the end of 2023 and have a higher interest rate, reach out to me and we can track the interest rates and determine the best time for a refinance. We are a mortgage broker so we have a large variety of lenders to price your loan to and find the best rates.

The Federal Reserve kept its benchmark rate steady at its first meeting of 2024. Here's what it means for your money.

08/24/2023

Hey everyone! There is a great program that one of our lenders has going on right now where you put 1% down and the lender pays the other 2% of your minimum (3%) downpayment. Also, there is $0 PMI on the loan even though you aren't putting 20% down. This is a loan program for anyone purchasing a single family home so if you or anyone you know is looking for a home I would be glad to help. If you have any questions or want to know more details just reach out to me. There is a picture with a few more details about the income requirements but just give me a call if you have any questions.

06/21/2023

Renovating your home or need some flooring recommendations?
I would reach out to Janet Rosman. She is very knowledgeable about flooring and has her own mobile showroom.
https://l.facebook.com/l.php?u=https%3A%2F%2Fprofessionalwomanmag.com%2Fturning-tragedy-triumph-widow-finds-inner-strength-move-forward-dream-husbands-passing%2F%3Ffbclid%3DIwAR0FDcvHZYMWZeOWwnqgaERE5foXMyLRRKtJrltgW_3xNvkq0_QtMIDu-94&h=AT28roeq8pzuv8h5xx-IIA0dvb0PKY4T3K68LI1_upBrc1aXZDW9ADzLB7P8IXFxuNazHhLEtar5INzaSRWSkm0TrHLbQ_H75kCjhRCj9VYMPQM082WSYwlClDYecM4w1oO7&__tn__=H-R&c[0]=AT2JDz3X7xjVpWsM9476m0lPPEHZMdNSytJ2UW6WsXJeBnt4cKEO3rFWvZKvc55UG4s_myKHClQU2NP9kRyce3i-CgRkhgqbhA8W_YNYME_Xkc5sAnsXaTlOsK6EMspfX-npfOv_tjq9lVzf23qQgw1RebEyqQv5BKoaQzWKeWgmJNzc0C_yZ3LxSp7lYkxNFQ

The dreaming is the easy part. It’s fulfilling that dream that’s often the hard part, especially when the unthinkable happens. … Continue reading Turning Tragedy Into Triumph, Widow Finds the Inner Strength to Move Forward with Dream after Husband’s Passing →

06/12/2023

Hi Everyone,

If your looking for a property and need assistance reach out to.
Kelly Eubanks Kommel here is a little information about her.

Kelly is passionate in pairing her clients with the perfect home to compliment their lifestyle. She specializes in luxury condominiums, working with new construction and custom home builders, destination homes, first time home buyers and investors alike. Kelly attributes her extensive marketing knowledge and strong negotiation skills, large client database and extensive list of exceptionally strong client relationships with enabling her to match product with her clients quickly and efficiently.
Kelly is dedicated to achieving the highest possible price for your home. She is diligent when pricing your home for sale and uses exclusive marketing tools to place that SOLD sign on your home. Her determination and work ethic is unstoppable and her professionalism with her colleagues is well known among her peers.
Having lived in the south for over 8 years, Kelly is originally from the Chicago suburb of Schaumburg, Illinois. She resided in Las Vegas for 20 years and lived on the island of St Maarten in 2015. Kelly has been a contributing member of several successful executive sales teams involving prestigious real estate projects such as the Trump International Hotel & Tower in Las Vegas and Savannah Quarters in Pooler, Georgia. Her top professional rankings in previous real estate sales roles are attributed to her dedication to client service, enthusiasm and genuine care for her clients. She holds an Associate Broker license with Rawls Realty in Savannah, Georgia and Greenville, South Carolina and a Broker Salesperson license with General Realty Group LLC in Las Vegas, NV.

Whether you are searching for your first home, second vacation home, looking to build your dream home, relocating or ready to sell your current home or investment property, Kelly is ready to work together with you to meet your goals TODAY!

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James and Lora