06/08/2026
đź’¬ Money Myth Monday with Jen
Myth or Fact? Let’s clear it up!
All credit inquiries equally hurt your score.
❌ Myth!
Not all inquiries are the same. Soft checks (like checking your own credit) don’t affect your score, while hard inquiries (like applying for credit) may have a small impact—but it’s temporary.
đź’ˇ Smart tip: Check your credit regularly without worry, and be thoughtful about when you apply for new credit.
âś… Understanding how inquiries work helps you protect and build your credit with confidence.
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