Luminate Bank; Michael L. Campbell. NMLS# 694846

09/08/2026

Buying A New Build? Don't Sign Without Reading This.
👉New-construction communities are booming in Johnstown, Greeley, and Severance — but the builder's sales rep works for the BUILDER, not you. Buyers often miss out on upgrade credits, rate buy-downs, and warranty protections they could've negotiated. My representation costs YOU nothing (the builder pays it) and can save you thousands. After 20+ years, I know these new-build deals inside and out. Thinking about a brand-new home in NoCo? Bring me along before you visit the model — it pays off big.
🌻Jessica Jimenez, Broker/Owner
🏠Homes4NoCo Real Estate
📲970-231-1753
💻www.homes4noco.com
⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
new construction homes Johnstown, Milliken homes for sale, Severance real estate agent, Greeley homes

09/08/2026

These days, there’s a little more to condo financing than finding a place you love and getting the keys.

Your lender may need to look at the condo project itself, including the HOA’s finances, insurance, reserves, repairs, and more.
And with condo review changes taking effect in 2026, plus the transition to UAD 3.6 appraisal reporting, there are some things worth knowing before you make an offer.

If a condo is on your wishlist, let’s talk about your plans. I’m happy to help you figure out what comes next!

When you buy a condo, your lender may look at more than just you and the unit you want to buy. They may also need to review the condominium project itself.

09/04/2026

09/04/2026

Contact me for any mortgage financing needs!

Beautifully remodeled 4-bedroom, 2-bath home in the coveted Lakeside Terrace subdivision! Designed for low-maintenance living, this home features new flooring, fresh interior and exterior paint, updated lighting, and quality upgrades throughout. The stunning kitchen has been fully updated with ne...

09/04/2026

Please contact me for any mortgage financing needs!

09/04/2026

Beautifully remodeled 4-bedroom, 2-bath home in the coveted Lakeside Terrace subdivision! Designed for low-maintenance living, this home features new flooring, fresh interior and exterior paint, updated lighting, and quality upgrades throughout. The stunning kitchen has been fully updated with ne...

09/04/2026

The market matters, but your goals matter more. Let's create a plan that works for you.

09/03/2026

Please come check me out and buy me! Then contact Mike Campbell for any mortgage financing needs!

🏡✨ OPEN HOUSE IN GREELEY, COLORADO! ✨🏡

Looking for a 3-bedroom home in Greeley priced under $400,000? Come see this one in person!

📅 Saturday, September 5
⏰ Starting at 10:00 AM
📍 1143 25th Avenue, Greeley, CO 80634
💰 Listed at $365,000

This charming brick ranch offers approximately 1,218 square feet of comfortable single-level living, including:

🛏️ 3 bedrooms
🛁 1 bathroom
🚗 Attached 2-car garage
🛋️ Spacious family room
✨ Plenty of opportunity to make it your own

The seller is also offering a concession that may be used toward an allowable interest-rate buydown or buyer closing costs, depending on financing and lender approval!

Stop by, tour the home and ask all your questions—no appointment needed. I’ll be there ready to show you around…and there’s a pretty good chance the unicorn will make an appearance too. 😉🦄

Can’t attend the Greeley open house? Send me a message to schedule a private showing or explore the complete property details here:

🔗 https://melissaballard.com/1143-25th-ave-greeley

Melissa Ballard
Mother of Chaos | Powered by LPT Realty
📲 970-451-3415

09/03/2026

First-time homebuyers: here’s your permission to ask your loan officer all the questions.

Even the “this might be a dumb question…” questions.

There aren’t any dumb questions when you’re making one of the biggest financial decisions of your life. In fact, some of the best conversations happen when we get beyond the basic numbers and start talking about what could change, what you might be overlooking and where you want to be a few years from now.

A good mortgage conversation should leave you feeling more informed, not more overwhelmed.