Cierra Davis NMLS # 2684946

06/17/2025

If you have student loan debt, it doesn’t automatically disqualify you from getting a mortgage.
Lenders will look at your overall debt-to-income ratio and your credit score, so consider paying down high-interest debt first and then maintaining a good credit score to help improve your chances of qualifying for a mortgage!

If you’re ready to take the next step in your homebuying journey, I’d love to help you get started! Reach out to start the conversation.

06/15/2025

Happy Father’s Day to all the incredible dads out there! 🙌
Whether you’re cheering us on, providing words of wisdom, or embarrassing us with your corny jokes, we’re grateful to have you on our team.

06/12/2025

Hang that picture 🔨 Tighten that hinge 🪛 Fix that leak 🔧 Change that lightbulb 🪜

You take care of the tools you need to keep your home in tip top shape, we’ll take care of the tools needed to help secure a home loan.

Ready to take the next step on your homebuying journey? Let’s get started – reach out to start the conversation.

06/10/2025

It might seem daunting, but you can actually get a mortgage loan in just a few steps (it’s true!)

When you’re ready to start step one, we’re here to help. Reach out anytime!

06/05/2025

If not, here’s your reminder. Keeping your air quality high and your family healthy – it’s one of the smaller parts of being a homeowner that doesn’t always get talked about, but that can make a huge difference.

Ready to be a homeowner (and take care of all the little homeowner chores, too)? Reach out for more information!

06/03/2025

Is it building equity? Ensuring more predictable payments? Investing in your future? Or is it that you finally have the chance to paint your living room that BOLD color you’ve always been dreaming of (and your landlord would never allow)? Let us know in the comments what you love about being a homeowner!

Don't own a home yet but want to start the journey towards homeownership? Reach out for more information!

06/02/2025

June is a time to celebrate the joys and benefits of owning a home. Whether you're a first-time buyer or a seasoned homeowner, remember that every small step brings you closer to your dream. Let's make this month a celebration of the possibilities that come with owning a home. 🏡 🌟 ❤️

05/29/2025

Do you call your dad (or whoever you most trust with a toolbox) when something breaks? 🤔 Well, we’re kind of like that trusted person with a toolbox when it comes to answering questions about mortgages and the homebuying process.

Don’t wait until it breaks. Reach out today with any of your pressing questions about getting a home loan.

05/28/2025

05/27/2025

You have a choice on who you work with for your mortgage, including banks, credit unions, and mortgage brokers. Here are the main differences between the professionals you’re likely to work with:
• Loan Officer: Works for a specific lender (like a bank or credit union) and helps borrowers apply for a loan- including home loans – directly with that institution.
• Mortgage Broker: Works with multiple lenders to find the best mortgage rates and terms for your situation. They act as a middleman between borrowers and potential lenders.
Knowing the difference can help you choose the right professional for your home financing needs! 🏠🔑

Interested in talking to a mortgage professional who’s part of a mortgage brokerage? Reach out for more information!