Patricia Mahoney, Mortgage Loan Originator, NMLS #933613

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Patricia Mahoney, Mortgage Loan Originator, NMLS #933613 Mortgage Loan Originator with Happy State Bank, a division of Centennial Bank NMLS #466091. Equal Housing Lender. Member FDIC. Member FDIC

Mortgage Loan Originator w/Happy State Bank, a division of Centennial Bank NMLS #466091.

Happy Halloween!All loans subject to credit and property approval. Happy State Bank, a division of Centennial Bank NMLS ...
10/31/2026

Happy Halloween!

All loans subject to credit and property approval. Happy State Bank, a division of Centennial Bank NMLS #466091 Equal Housing Lender. Member FDIC.

https://myoc.io/PatriciaMahoney

Did you know a seller can sometimes help with your closing costs? 🏡It's called a seller concession, and the limits depen...
10/28/2026

Did you know a seller can sometimes help with your closing costs? 🏡
It's called a seller concession, and the limits depend on your loan type. Ask me how it could apply to your purchase.

All loans subject to credit and property approval. Seller concession limits vary by loan program, occupancy, and loan-to-value, and other restrictions apply. Happy State Bank, a division of Centennial Bank NMLS #466091. Equal Housing Lender. Member FDIC.
https://myoc.io/PatriciaMahoney

Buying a home and wondering what costs a seller can help cover? 🤔The answer depends on your loan program. Message us and...
10/21/2026

Buying a home and wondering what costs a seller can help cover? 🤔
The answer depends on your loan program. Message us and we'll point you in the right direction.

All loans subject to credit and property approval. Seller concession limits vary by loan program, occupancy, and loan-to-value, and other restrictions apply. Happy State Bank, a division of Centennial Bank NMLS #466091. Equal Housing Lender. Member FDIC.
https://myoc.io/PatriciaMahoney

Whether you are buying your first home, planning your next move, or exploring options as a homeowner, having a trusted r...
10/14/2026

Whether you are buying your first home, planning your next move, or exploring options as a homeowner, having a trusted resource matters. We are grateful for every opportunity to educate, guide, and support our clients through important financial decisions. All loans subject to credit and property approval. Happy State Bank, a division of Centennial Bank. NMLS #466091
https://myoc.io/PatriciaMahoney

Happy Columbus Day!All loans subject to credit and property approval. Happy State Bank, a division of Centennial Bank NM...
10/12/2026

Happy Columbus Day!

All loans subject to credit and property approval. Happy State Bank, a division of Centennial Bank NMLS #466091 Equal Housing Lender. Member FDIC.

https://myoc.io/PatriciaMahoney

One thing clients consistently tell us they value most is communication. Timely updates. Honest conversations. Clear exp...
10/07/2026

One thing clients consistently tell us they value most is communication. Timely updates. Honest conversations. Clear expectations. We believe staying informed helps make the mortgage process less stressful and more predictable. That is a standard we will never compromise. All loans subject to credit and property approval. Happy State Bank, a division of Centennial Bank. NMLS #466091
https://myoc.io/PatriciaMahoney

Life changes. Goals evolve. Maybe you are considering home improvements, preparing for a move, or planning your next cha...
09/30/2026

Life changes. Goals evolve. Maybe you are considering home improvements, preparing for a move, or planning your next chapter. Whatever brings you to the conversation, we are committed to helping you understand your options and creating a strategy that supports your long-term goals. All loans subject to credit and property approval. Happy State Bank, a division of Centennial Bank. NMLS #466091
https://myoc.io/PatriciaMahoney

Questions are a normal part of buying or refinancing a home. In fact, we encourage them. Our team believes informed clie...
09/23/2026

Questions are a normal part of buying or refinancing a home. In fact, we encourage them. Our team believes informed clients make confident decisions, and we are always happy to walk through the details so you understand your options every step of the way. All loans subject to credit approval. Happy State Bank, a division of Centennial Bank. NMLS #466091
https://myoc.io/PatriciaMahoney

One of the biggest misconceptions about buying a home is feeling like you need to rush. Every buyer’s path looks differe...
09/16/2026

One of the biggest misconceptions about buying a home is feeling like you need to rush. Every buyer’s path looks different. Whether you are actively searching or simply gathering information, we are here to provide guidance and help you prepare for the future at your own pace. All loans subject to credit and property approval. Happy State Bank, a division of Centennial Bank. NMLS #466091
https://myoc.io/PatriciaMahoney

For us, the relationship does not end when the paperwork is signed. We are proud to remain a resource for our clients lo...
09/09/2026

For us, the relationship does not end when the paperwork is signed. We are proud to remain a resource for our clients long after closing day, helping answer questions and support future goals as life evolves. Because homeownership is more than a moment. It is a journey. All loans subject to credit and property approval. Happy State Bank, a division of Centennial Bank. NMLS #466091
https://myoc.io/PatriciaMahoney

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Grapevine, TX
76051

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