Westhouse Agency, LLC

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Westhouse Agency, LLC We are here to help you determine the right Health or Medicare coverage to fit your small business or family's unique needs and budget. All at no cost to you!

We will answer questions, research options, identify subsidies, and assist with enrollment. We are here to help you find and enroll in the best coverage to fit your small business or family's unique needs and budget.

Before making your Medicare decisions for 2027, ask yourself these 7 questions:1. Does my current plan still meet my nee...
11/03/2026

Before making your Medicare decisions for 2027, ask yourself these 7 questions:

1. Does my current plan still meet my needs?
2. Are my doctors and hospitals still in-network?
3. Are my prescriptions still covered, and at what cost?
4. What will my total healthcare expenses be, beyond premiums?
5. Are there extra benefits I’ll actually use?
6. Should I consider a different coverage option?
7. Have I allowed enough time to compare plans?

Medicare Annual Enrollment runs October 15 through December 7. Even if you’re happy with your current coverage, reviewing your options each year can help you avoid unexpected changes.

We’re here to help! Give us a call to schedule a Medicare coverage review.

🎃 Halloween Safety Checklist 🎃Keep the night safe and fun with a few quick reminders: ✅ Bright or reflective costumes so...
10/30/2026

🎃 Halloween Safety Checklist 🎃

Keep the night safe and fun with a few quick reminders:

✅ Bright or reflective costumes so drivers can see them.
✅ Avoid trips and falls: Hem long robes and capes, use face paint instead of masks.
✅ Leave the pumpkin design to kids and carving to adults (or supervise closely if an older kid tries a carving saw)
✅ Trick-or-treat with groups or adult supervision, and bring flashlights
✅ Check the candy before anyone digs in
✅ Clear the porch and walkway of trip hazards
✅ Drivers, slow down and watch for kids near the road

A little planning goes a long way toward a great Halloween for the whole family. 👻

Have a safe and fun Halloween!

📢 Open Enrollment Update for 2027 Marketplace CoverageThe dates for ACA Marketplace open enrollment have changed in some...
10/28/2026

📢 Open Enrollment Update for 2027 Marketplace Coverage

The dates for ACA Marketplace open enrollment have changed in some states. Here's the latest.

Most states, including the federal HealthCare.gov states, will run open enrollment from November 1, 2026 through January 15, 2027.

A few states start earlier:
- Idaho: October 15
- Connecticut: October 23
- Massachusetts: October 23

And a few states end on a date other than January 15:
- California: January 31
- Connecticut: December 23
- District of Columbia: January 31
- Idaho: December 15
- Massachusetts: December 23
- Minnesota: December 31
- New Jersey: January 31
- New York: January 31
- Rhode Island: December 31
- Virginia: January 29

If your state isn't listed above, you're likely on the standard November 1 to January 15 schedule.

If you're not sure which schedule applies to you, reach out to us and we'll help you sort out your exact dates.

Retirement isn't a single day like it used to be. It's more of a season people are moving into at their own pace and on ...
10/26/2026

Retirement isn't a single day like it used to be. It's more of a season people are moving into at their own pace and on their own terms.

Data shows more Americans are choosing gradual transitions into retirement, like reducing hours, consulting, freelancing, or pursuing a new kind of work they love. And these choices are increasingly becoming the norm, not the exception.

Wondering what a phased retirement could look like for you? The first step is having an honest conversation about your goals, your finances, and your timeline.

Let's talk.

If you're young and relatively healthy, you may think life insurance is something you'll worry about later. Here's what ...
10/23/2026

If you're young and relatively healthy, you may think life insurance is something you'll worry about later. Here's what you're probably wrong about:

Young, healthy people pay way less for life insurance than you think. The most affordable time to purchase life insurance and qualify for coverage is when you are young and healthy. And being healthy now doesn't guarantee you'll stay that way forever. The time to explore coverage is while you're in the strongest position to qualify.

Plus, it’s important to think about the people who rely on you… roommates, partners, family. If the unthinkable happens, you don’t want to leave them in even more distress.

Stop guessing. Get a real quote. Talk to an agent about whether coverage makes sense for your situation.

Fall is rolling in… and so are the fall jokes. 😄🍂
10/21/2026

Fall is rolling in… and so are the fall jokes. 😄🍂

A week-long hospital stay can cost you thousands of dollars out of pocket, even with Original Medicare or a Medicare Adv...
10/19/2026

A week-long hospital stay can cost you thousands of dollars out of pocket, even with Original Medicare or a Medicare Advantage plan. Daily copayments, deductibles, and cost-sharing add up fast when you’re hospitalized.

Hospital indemnity insurance is a great solution. A plan pays you cash benefits directly for a hospital stay, so you're not forced to drain your savings. Benefits go straight to you and can be used for any expense: copays or deductibles, lost income, household bills, or recovery costs.

Wondering if it's right for you? Let's talk about your coverage needs and find the right plan.

Join Us!
10/16/2026

Join Us!

🎃 Creamy Pumpkin Soup — A Cozy Fall Favorite! 🍂Cool fall evenings call for something warm and comforting, and this easy ...
10/16/2026

🎃 Creamy Pumpkin Soup — A Cozy Fall Favorite! 🍂

Cool fall evenings call for something warm and comforting, and this easy pumpkin soup is just the thing!

Ingredients:
1 (15 oz.) can pumpkin puree
1 small onion, chopped
2 cloves garlic, minced
2 Tbsp. butter or olive oil
3 cups chicken or vegetable broth
½ cup heavy cream
½ tsp. salt
¼ tsp. black pepper
¼ tsp. ground nutmeg

Directions:
Sauté the onion in butter or olive oil over medium heat until soft, about 5 minutes. Add the garlic and cook for another 30 seconds.

Stir in the pumpkin, broth, salt, pepper, and nutmeg. Bring to a gentle simmer and cook for 15 minutes, stirring occasionally.

Reduce the heat and stir in the cream. Heat through without boiling, then taste and adjust the seasoning.

Ladle into bowls and, if you'd like, top with toasted pumpkin seeds, croutons, or an extra swirl of cream.

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Grandville, MI

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