The AAIG

The AAIG Serving Michigan residents since 1927. Give us a call for a free quote today!

*Previously known as Steenland Kacos Insurance Agency*

Independent insurance agency that provides auto, homeowners, life, and business insurance.

Worried about the cost of commercial insurance? You’re not alone. However, there are ways to keep premiums in check. We ...
02/26/2026

Worried about the cost of commercial insurance? You’re not alone. However, there are ways to keep premiums in check.

We can help you:

✅ Perform an annual risk assessment to reduce potential claims.
✅ Review your deductibles and coverage with your agent.
✅ Combine policies to take advantage of multi-policy discounts.

Your insurance plan should evolve as your business grows and so should your savings opportunities.

If you're exploring options or wondering if your coverage still fits your needs, we're just a call away.

If you're running a business from home or have no employees, you might be wondering if you need to get small business co...
02/24/2026

If you're running a business from home or have no employees, you might be wondering if you need to get small business coverage. Here’s what you should know:

✅Most homeowner’s policies don’t fully cover business-related equipment or liability.
✅ A general liability policy is often a smart (and affordable) place to start for small business owners running their business out of their home.
✅ If you use a personal vehicle for deliveries, client meetings, or equipment transport, you may need commercial auto coverage, too.

Have questions about your current coverage or want help closing gaps? Just give us a call. We’re happy to help.

Owning a small business can come with a lot of considerations, regardless of whether you’re just starting out or have be...
02/19/2026

Owning a small business can come with a lot of considerations, regardless of whether you’re just starting out or have been running your business for years. One major thing that business owners need to consider is their commercial insurance coverage. It can be tricky for small businesses to balance cost and crucial coverage.

With that in mind, we wanted to share a few foundational coverages most small businesses benefit from:

✅ General Liability Insurance helps against bodily injury or property damage claims.
✅ Commercial Property Insurance can help cover buildings, equipment, and inventory.
✅ Business Owner’s Policy (BOP) will typically combine liability and property insurance into one affordable package.
✅ Workers’ Compensation Insurance is required in most states if you have employees.

Your needs will depend on your industry, size, and risk profile, but having the right coverage can help save you from costly surprises.

Our firm is here to help make sure that you have the coverage you need without breaking the bank. If you have a question about the right type of insurance for your small business, give us a call.

During this month of love, we wanted to share a message from the heart: thank you ❤️ Whether you’re a client, profession...
02/12/2026

During this month of love, we wanted to share a message from the heart: thank you ❤️ Whether you’re a client, professional contact, or supporter, please know that you’re a big part of why we love what we do. We deeply appreciate the trust you’ve placed in us.

If you need assistance this month or at any time this year, please feel free to give us a call anytime. We’re here for you.

President’s Day is known for its eye-catching auto deals. That’s why we wanted to reach out with a reminder if you’re pl...
02/10/2026

President’s Day is known for its eye-catching auto deals. That’s why we wanted to reach out with a reminder if you’re planning on buying a new car this February: Be sure you have a plan in place for your car insurance coverage.

Many insurers automatically extend your current coverage to a newly purchased car for a limited time — typically seven to 30 days. However, before your grace period ends, you’ll need to be sure your new car is fully added to your auto policy and that your coverage is keeping up with your new vehicle.

Additionally, if you’re getting rid of an older car as you purchase a new one, you’ll want to make sure the older vehicle is removed from your policy.

We can help you make sure your auto policy is set up for your current situation. Give us a call today, and we can make sure you and your new ride are fully covered.

Are you planning on making a big purchase for a special someone this Valentine’s Day? If so, you might not realize that ...
02/10/2026

Are you planning on making a big purchase for a special someone this Valentine’s Day? If so, you might not realize that high-value items will need a separate insurance policy.

If you’re buying jewelry, fine art, or collectibles this Valentine’s Day, make sure you have:

✅ An appraisal to determine the value of your purchase, which should be updated regularly.
✅ Well-documented receipts, serial numbers, and appraisal results.
✅ Separate coverage to ensure full protection beyond your standard homeowners policy.

Leaving valuables underinsured could mean that you don’t receive the full value of the item if something were to happen to it.

Give us a call, and we can help you get a separate policy set up for any big purchases you plan to make this Valentine’s Day. Let’s make sure your valuables are properly protected.

We get a lot of questions from our clients about potential gaps in their homeowners insurance polices, so we wanted to t...
02/04/2026

We get a lot of questions from our clients about potential gaps in their homeowners insurance polices, so we wanted to take a second to share some information about home insurance riders (also commonly referred to as endorsements or floaters). These optional add-ons can help fill coverage gaps and provide peace of mind when it matters most.

Reach out today, and we can schedule a review to make sure you’re not missing out on key add-ons that could save you thousands down the line. We’re here to help you feel confident in your coverage.

February is Insure Your Love Month, a time to celebrate the people who matter most by protecting their future. Life insu...
02/04/2026

February is Insure Your Love Month, a time to celebrate the people who matter most by protecting their future. Life insurance isn’t only for what-if scenarios; it’s also a lifelong tool that can support your goals while you’re here:

💙 Offers financial protection for your family after you’re gone.
💙 Death benefits are often paid out tax-free to your beneficiaries.
💙 Access to living benefits like cash value can help support costs related to medical bills or even support a family’s education costs.
💙 Riders like return of premium or long-term care can provide additional value and protection for you and your family while you’re alive.
💙 Leaves a lasting legacy for loved ones or your favorite cause while taking care of your family’s financial picture.

Call us today to review your life insurance options or make sure your current policy still fits your family’s needs.

Winter is the perfect time to simplify your protection. By having your home, auto, and even life insurance in one conven...
01/29/2026

Winter is the perfect time to simplify your protection. By having your home, auto, and even life insurance in one convenient place, you can reduce paperwork, keep your family covered, and potentially even cut costs.

Swipe to see common coverages to combine, and call our office today to review your options.

Employee-related claims can happen to any organization — from small businesses to large companies. Employment practices ...
01/29/2026

Employee-related claims can happen to any organization — from small businesses to large companies. Employment practices liability insurance (EPLI) helps defend your business against claims of discrimination, harassment, or wrongful termination. These claims have become more common and costly in recent years amid “nuclear verdicts” (jury awards exceeding $10 million).

A quick review now can ensure your business is properly protected against unexpected legal challenges in 2026. Contact our team for more information or to schedule a portfolio review.

A single cyberattack can cost your business time, money, and customer trust. Cyber liability insurance helps protect aga...
01/27/2026

A single cyberattack can cost your business time, money, and customer trust. Cyber liability insurance helps protect against data breaches, ransomware, and other digital threats that are becoming more frequent and more costly each year.

As technology evolves, so do the risks. Let’s make sure your business is protected in 2026 and beyond. Call our office to schedule your coverage review.

Address

4187 Chicago Drive SW Suite 3
Grandville, MI
49418

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

Telephone

+16164512855

Website

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