Impact Home Lending

Impact Home Lending MLO # 279527
Check the license status of your mortgage loan originator at:
http://www.dora.state.co.

Denver Lending is a Colorado based mortgage loan company with specialized consultants that guide new homeowners through the loan process. We work diligently to customize a loan structure specific to you because we believe that there is no such thing as a cookie cutter solution when it comes to home loans. Our team at Denver Lending approaches the mortgage process from a different perspective. Buyi

ng a home is a long-term investment that goes beyond numbers and rates and, for that reason, we hope to become your partner throughout the entire process, building a long-term relationship that sets you up to succeed.

05/28/2026

Mortgage rates have been moving up and down with the bond market, and that can change a buyer’s monthly payment quickly.

Right now, it’s not just about asking, “What’s today’s rate?”

It’s also important to ask, “What happens if rates improve after I lock?”

A lender’s rate renegotiation or float-down policy can be a big deal in this market because policies can vary from lender to lender.

Here in Denver, the market is steady. Prices are staying mostly flat, inventory is up, and buyers have more options — but payment strategy still matters.

Before you buy, wait, or assume you’re priced out, let’s run the numbers and look at your options.

Message me if you want to compare payment strategies in today’s market.

05/27/2026

Did you know you could buy down the interest rate on your mortgage for up to three years? Call me today to learn how I can help you save money at the start of your loan.

🏡 Denver Metro Market Update: More choices, steady prices.Most people don't know that you only need a 620 credit score, ...
05/08/2026

🏡 Denver Metro Market Update: More choices, steady prices.

Most people don't know that you only need a 620 credit score, and you can put as little as a $1,000 down.

Curious about what is going on with the Denver mertro real estate market?

April brought a noticeable jump in available homes across the Denver Metro area:

📌 Active listings: 11,539 — up 17.19% from March
📌 Median close price: $605,000 — up 2.54% month-over-month
📌 Closed homes: 3,926 — up 2.35%
📌 Median days in MLS: 14 days
📌 Months of inventory: 2.94 months

What does this mean?

Buyers have more room to compare options, negotiate strategically, and avoid rushing into the wrong home. But well-priced homes are still moving, especially when they show well and are priced correctly.

For sellers, this is not the market to “test the price.” The data shows stability, not a runaway market. Strong presentation, smart pricing, and buyer-friendly terms matter.

For buyers, the mortgage strategy matters just as much as the home search. Payment comfort, loan structure, seller concessions, and long-term affordability should all be part of the conversation before you write an offer.

Thinking about buying or selling in the Denver Metro area? Let’s look at the numbers and build a game plan before you make your next move.

Tired of paying me rent? Message me "Options" and we can help you figure out what a home purchase might look like.

Most people don't know that you only need a 620 credit score and you can put as little as a $1,000 down.

There are several factors that go into whether you should buy or rent, and I'm here to help you make that decision. Give...
05/06/2026

There are several factors that go into whether you should buy or rent, and I'm here to help you make that decision. Give me a call to explore which option is right for you.

04/29/2026

A mortgage broker like me can get you on the path to becoming a homeowner. Reach out today and let me do the work to find the right home loan product for you!

Fed changeover? Mortgage rates could react fast.Kevin Warsh has moved one step closer to potentially becoming the next F...
04/29/2026

Fed changeover? Mortgage rates could react fast.

Kevin Warsh has moved one step closer to potentially becoming the next Fed Chair, and markets are already watching closely.

Why does that matter if you’re buying a home?

Because mortgage rates don’t wait for the average buyer to catch up. Rates often move based on expectations, policy direction, inflation data, and what the market believes the Fed may do next.

Nobody can promise where rates are headed. But one thing is true:

Prepared buyers are in a much stronger position than buyers who wait for the perfect headline.

At Impact Home Lending, we help buyers, homeowners, and real estate investors understand their options, compare strategies, and make smart mortgage decisions in a changing market.

Whether you’re thinking about buying, refinancing, or just want to know what today’s rate environment means for your payment, now is a smart time to run the numbers.

Message Impact Home Lending today and let’s build your mortgage strategy before the next market move.

I get questions like this all the time, and the truth is, you shouldn't let the myth of a large down payment scare you o...
04/22/2026

I get questions like this all the time, and the truth is, you shouldn't let the myth of a large down payment scare you off. Message me today to discuss your down payment options.*

04/16/2026

Thinking about buying a home? 🏡 Discover your mortgage options with us today! Let's make your homeownership dreams a reality!

03/11/2026

Don't let your fear of the down payment prevent you from becoming a homeowner! Get into your dream home with as little as 3% down.

03/07/2026

📉 Mortgage rates are starting to drop… and inventory is rising in the Denver market.

That combination can create great opportunities for buyers who have been waiting on the sidelines.

I just recorded a quick Denver Real Estate Market Update for March 2026, explaining:

✔️ Where mortgage rates are right now
✔️ What’s happening with housing inventory
✔️ Whether buyers should wait or buy now

🎥 Watch the short update below.

If you're curious what today’s rates or payments would look like for you, comment RATE and I’ll send you the numbers.

Address

2000 S Colorado Boulevard Tower 1, STE 2000/625
Glendale, CO
80222

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

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