Denver Lending

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Denver Lending MLO # 279527
Check the license status of your mortgage loan originator at:
http://www.dora.state.co.

Denver Lending is a Colorado based mortgage loan company with specialized consultants that guide new homeowners through the loan process. We work diligently to customize a loan structure specific to you because we believe that there is no such thing as a cookie cutter solution when it comes to home loans. Our team at Denver Lending approaches the mortgage process from a different perspective. Buying a home is a long-term investment that goes beyond numbers and rates and, for that reason, we hope to become your partner throughout the entire process, building a long-term relationship that sets you up to succeed.

Half of Colorado homes have radon levels above the EPA’s recommended action level.Radon is invisible and odorless. CDPHE...
10/22/2026

Half of Colorado homes have radon levels above the EPA’s recommended action level.

Radon is invisible and odorless. CDPHE says it has been found throughout Colorado, and testing is the only way to know a home’s level.

A finished basement, newer construction, a neighbor’s result, or an old test does not replace current information for the property.

Buyer and seller checklist:
1. Ask for the test date and result.
2. Review mitigation-system records.
3. Coordinate any needed testing with contract deadlines.
4. If the result is 4 pCi/L or higher, follow CDPHE/EPA guidance and use a licensed professional.

Comment RADON and we’ll send Colorado’s official testing and contractor resources.

Sources: Colorado Department of Public Health and Environment; U.S. EPA.

Denver Lending | NMLS #1720179 | Colorado only.

Denver inflation is 4.0% — but housing wasn’t the fastest mover.The latest Denver-area CPI shows energy up 18.9%, gasoli...
10/21/2026

Denver inflation is 4.0% — but housing wasn’t the fastest mover.

The latest Denver-area CPI shows energy up 18.9%, gasoline up 29.0%, food up 3.1%, and housing up 2.6% year over year.

Those are area averages. The local index is bimonthly, not seasonally adjusted, and can be volatile. The useful question isn’t simply “Is inflation up?” It’s which category is squeezing your household.

Before you buy, sell, or wait, separate four buckets: housing, transportation and energy, food, and fixed debt.

Comment CPI and we’ll send the official BLS Denver table.

Source: U.S. Bureau of Labor Statistics, Denver-Aurora-Lakewood CPI release, October 14, 2026.

Denver Lending | NMLS #1720179 | Colorado only.

Remodeled does not automatically mean permitted.Denver’s public e-permits system lets buyers search an address for permi...
10/20/2026

Remodeled does not automatically mean permitted.

Denver’s public e-permits system lets buyers search an address for permit status and inspection results without creating an account.

That record is useful—but it is not a quality guarantee. Match listing claims to public records, seller disclosures and your professional inspection. Ask questions before contractual deadlines.

Comment PERMIT and we’ll send the public Denver permit-lookup link.

Sources: City and County of Denver e-permits and Building Permit Status pages.

Denver Lending | NMLS #1720179 | Colorado only.

Your preapproval is a ceiling—not a spending target.A lender evaluates whether a loan can meet program and repayment rul...
10/19/2026

Your preapproval is a ceiling—not a spending target.

A lender evaluates whether a loan can meet program and repayment rules. Only you can decide what leaves enough room for repairs, savings, childcare, travel and everyday life.

Set a comfortable total housing payment first—principal, interest, property taxes, homeowners insurance, HOA dues and mortgage insurance when applicable. Then work backward into the price range.

DM COMFORT with the monthly payment you want to protect. We’ll help map the questions and tradeoffs for a Colorado purchase.

Source: Consumer Financial Protection Bureau, “Decide how much you want to spend on a home.”

Denver Lending | NMLS #1720179 | Colorado only.

A green Denver lawn is now a due-diligence item.Denver Water reported storage at 67% on October 1, versus about 90% norm...
10/18/2026

A green Denver lawn is now a due-diligence item.

Denver Water reported storage at 67% on October 1, versus about 90% normally. Lawn watering and spray irrigation are prohibited for Denver Water customers. Hand watering and drip irrigation remain allowed for trees, shrubs and plants.

For buyers, brown turf does not automatically mean neglect—and green turf does not automatically mean the irrigation system is fine.

Before you offer, verify:
• the property’s water provider
• current restrictions
• irrigation type and winterization
• tree and landscape condition
• applicable HOA rules

DM WATER with the neighborhood and property type for the five-point walk-through.

Denver Lending | NMLS #1720179 | Colorado only.

Colorado added jobs in September—and unemployment still rose.That is not a contradiction. The employer survey counted 2,...
10/17/2026

Colorado added jobs in September—and unemployment still rose.

That is not a contradiction. The employer survey counted 2,400 more nonfarm payroll jobs, while the household survey put unemployment at 4.1%. Labor-force participation fell to 65.2%, the lowest in Colorado records dating to 1976.

The practical lesson: do not let one economic headline make a housing decision for you. Pressure-test income stability, emergency reserves, monthly comfort and how long you expect to stay.

DM ECONOMY if you want a calm, private second opinion on your timeline.

Denver Lending | NMLS #1720179 | Colorado only.

The busiest Denver price band is not moving like a hot market.In DMAR’s October 2026 report, $500K–$749,999 homes repres...
10/16/2026

The busiest Denver price band is not moving like a hot market.

In DMAR’s October 2026 report, $500K–$749,999 homes represented 35.70% of year-to-date new listings and 31.98% of total sales volume.

Yet September closed sales in that band fell 29.56% year over year while new listings fell only 5.14%.

That does not mean every seller will negotiate. Evaluate competition, condition, price, credits, repairs and timing.

Swipe for the numbers. DM BAND with the city, property type and list price you’re considering.

Source: DMAR October 2026 Market Trends Report.

Denver Lending | NMLS #1720179 | Colorado only.

Shopping one mortgage quote is not safer for your credit.FICO says older versions may group focused mortgage inquiries w...
10/15/2026

Shopping one mortgage quote is not safer for your credit.

FICO says older versions may group focused mortgage inquiries within 14 days and newer versions within 45 days. The CFPB encourages buyers to compare Loan Estimates.

The separate problem is opening unrelated credit—cards, auto loans or financed furniture—during the mortgage process.

Swipe for the five numbers to compare beyond rate. DM SHOP with your goal and current quote; redact personal information.

Sources: CFPB and myFICO.

Denver Lending | NMLS #1720179 | Colorado only.

Denver’s job market is growing and shrinking at the same time.The latest BLS metro data show:• August unemployment: 4.6%...
10/14/2026

Denver’s job market is growing and shrinking at the same time.

The latest BLS metro data show:
• August unemployment: 4.6%, up from 4.1% in July
• Total nonfarm employment: +0.1% year over year

Growing sectors:
• Leisure and hospitality: +2.9%
• Education and health services: +2.8%
• Construction: +1.2%

Cooling sectors:
• Information: −7.9%
• Financial activities: −2.9%
• Manufacturing: −2.6%

That is why one national or Denver headline cannot describe every household. Industry, job stability, and location shape how people feel about major housing decisions.

DM JOBS and we’ll send the current BLS Denver sector table and source link.

Source: U.S. Bureau of Labor Statistics. August 2026 metro data are preliminary and not seasonally adjusted.

Denver Lending | NMLS #1720179 | Colorado only.

Denver just recorded its fewest September home closings since DMAR’s records began in 2008. Prices still didn’t collapse...
10/13/2026

Denver just recorded its fewest September home closings since DMAR’s records began in 2008. Prices still didn’t collapse.

The September numbers:
• 2,849 closed sales
• Down 21.39% year over year
• $650,000 year-to-date detached median—matching each of the prior two years
• 98.45% close-price-to-list-price ratio
• 32 median days in MLS, down from 35 last year

That is the useful contradiction: fewer transactions do not automatically mean every seller is desperate or every home is losing value. Property type, location, condition, competition, and price range still determine the leverage.

DM MARKET with the city, property type, and price range you’re watching.

Source: DMAR September 2026 Market Trends Report, published October 3, 2026.

Denver Lending | NMLS #1720179 | Colorado only.

Address

2000 S Colorado Boulevard Tower 1, STE 2000/625
Glendale, CO
80222

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

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