Fred Levine Regional Manager NMLS# 188051 VA Wholesale Mortgage

09/09/2026

09/02/2026

7 business days to Submit a mortgage application and get it Cleared to Close. This included getting an appraisal and Title work.

Call me for great rates and great service.

08/30/2026

IMPORTANT READ IF THINKING OF BUYING A HOME
When a Realtor steers you toward a particular lender, treat that as a conflict-of-interest interview, not just a courtesy recommendation.

You are never required to use the agent’s preferred lender. A buyer’s agent works for you. Financing is a separate marketplace. Shop lenders yourself get at least two or three competing quotes before you accept the “easy” option.

Ask these questions out loud, and listen for hesitation:

1-Why this lender, specifically? Ask for a Cost Worksheet showing rate, points, origination fee, lender credits, appraisal turn time—not just “they’re easy to work with.”
2-Am I required to use them? The answer must be no.
3-Does your brokerage own this mortgage company, or have an interest in it?
4-Does this lender pay you, your team, or your firm for a marketing agreement, co-branded ads, leads, or office space?
5-Do you or your company have a referral or lead-share agreement with this lender? Veterans United and Zillow are 2 of these.
6-If I use someone else, will that change how you work with me or how quickly you write offers?

Those last questions matter most with high-volume lead machines. Proposed class actions against Zillow Home Loans and Veterans United Home Loans allege that access to buyer leads was tied to steering clients back to the platform’s own lender, and that consumers were not told about those arrangements.

Remember a Buyer's Agent works for the buyer's interest not theirs, their company's, or a referral agreement Company.
Just as important, as a Mortgage Broker it is my fiduciary responsibility to look for the best rate and program for my client, not my company's best interest. I am lending Nationwide in 44 states. (757) 287-0551

Read the article in the link.

In an ongoing proposed class action against Veterans United Home Loans and Veterans United Realty, a federal judge has allowed the plaintiffs’ core RESPA theory to move forward, rejecting the lender’s argument that its affiliated real estate referral arrangement is categorically protected by RES...

08/28/2026

Got PCS Orders? Let's Make Your Move Easy

Relocating on military orders shouldn't mean a mortgage headache — no matter where you're stationed.

Meet Fred Levine, a 30-year VA Mortgage Professional helping Veterans and Active-Duty service members nationwide, whether you're buying, refinancing, or just starting to explore options.

Email, WhatsApp, phone, or text, Fred works around your schedule and time zone, with a fully tech-friendly process built for military families relocating from ANYWHERE in the world.

Before you sign with the first lender your Realtor recommends, compare rates and fees. It's one of the biggest financial decisions you'll make, make sure it's the right one for you and not someone else.

08/28/2026

My lazy assistant took the afternoon off.

07/23/2026

Hurry and enjoy some softshell crabs before the season is over. I had these a little while back at Tempt Restaurant in Virginia Beach. Amazing meal and large crabs.

06/11/2026

Realtors: Stop losing deals because of slow lenders.

Your clients deserve a mortgage experience that's responsive, affordable, and stress-free: you deserve a lending partner who answers the phone and gets deals to the closing table.

🏡 Competitive pricing
⚡ Fast turnaround times
🤝 Exceptional communication and client care

Let's build your business together.

Call or text: (757) 287-0551

Licensed in 44 states (not currently licensed in NY, NJ, MA, IL, OH, or AL).

06/10/2026

Another Happy Client, always great to see my clients appreciate the job we did for them. Shout out to Angela Glatfelter with Joyner Fine Properties for finding them the right home.

06/08/2026

I focus on my military and first responder clients first, and feel great when they return a second and third time for a mortgage.

05/19/2026

Another great closing. Congratulations to my awesome clients and their Realtor, Angela Glatfelter at Joyner Fine Properties.

Thank you all for trusting me to handle your financing.