Frankie Fells, Licensed Agent with New York Life Insurance Company

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Frankie Fells, Licensed Agent with New York Life Insurance Company Agent licensed to sell insurance through New York Life Insurance Company. These testimonials are no guarantee of future performance or success.

As a licensed Agent of New York Life Insurance Company I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Please contact me to help you fully analyze your needs and recommend appropriate solutions. Neither New York Life Insurance Company, nor its agents, provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. I am not licensed in all jurisdictions.

4435 Waterfront Drive, Suite 400, Glen Allen, VA 23060. Any testimonial on this site is based on an individual’s experience and may not be representative of the experience of other customers.

Want to learn about a property tax benefit that may be available to eligible retirees who make charitable contributions?...
11/02/2026

Want to learn about a property tax benefit that may be available to eligible retirees who make charitable contributions? Here’s what you should know.

Want to save up to $1,500 on your property taxes? Here's how giving back can lower your bill in retirement.

From healthcare logistics to social ties, here's why staying in my longtime home won out over a tropical move.
11/02/2026

From healthcare logistics to social ties, here's why staying in my longtime home won out over a tropical move.

Healthcare, family, and familiarity: how the reality of retiring in place outshone moving abroad.

11/02/2026

Small actions taken consistently can make a meaningful difference over time. For many individuals, annual Roth IRA contributions may help create additional flexibility in retirement through the potential for tax-free growth.

While $8,000 per year may not seem significant on its own, the long-term impact can add up. If you'd like to explore how consistent saving could support your retirement goals, let's schedule time to discuss.

Learn about the common mistakes made in filing the FAFSA and how to help avoid them.
11/02/2026

Learn about the common mistakes made in filing the FAFSA and how to help avoid them.

I barely scratched the surface with my previous column about filling out the 2027-2028 Free Application for Federal Student Aid (FAFSA). Here’s more from my interview with Mark Kantrowitz, financial aid expert and author of “How to Appeal for More College Financial Aid”: Q. What are some commo...

Retirement used to come with a pension that paid you every month, no matter what the market did. For most people today, ...
11/02/2026

Retirement used to come with a pension that paid you every month, no matter what the market did. For most people today, that safety net is gone. Your retirement income now depends almost entirely on the decisions you make, how much you save, how you invest it, and how carefully you draw it down over the next decades.

That's a lot to navigate on your own. A thoughtful income strategy can give you the confidence to enjoy retirement the way you intended without second-guessing every withdrawal.

If you're ready to build more certainty into your retirement picture, let's find time to connect.

The inflation rate you hear about on the news is an average, and averages don't always reflect what you're actually spen...
11/02/2026

The inflation rate you hear about on the news is an average, and averages don't always reflect what you're actually spending. Healthcare, housing, and everyday essentials often rise at a different pace than the broader index, which means the official number can look calm while your real costs are moving in a different direction.

If you're in or approaching retirement, it's worth taking a closer look at whether your income strategy accounts for the inflation that's specific to your life, not just the headline figure.

I'm happy to walk through that with you. Let's talk.

Looking for a little more certainty with your money?Check out this guaranteed interest rate. Contact me today!
10/27/2026

Looking for a little more certainty with your money?
Check out this guaranteed interest rate.
Contact me today!

In this week’s Kiplinger Ask the Tax Editor, Joy Taylor answers questions from readers on federal and state estate taxes...
10/26/2026

In this week’s Kiplinger Ask the Tax Editor, Joy Taylor answers questions from readers on federal and state estate taxes.

In this week's Ask the Tax Editor Q&A, Joy Taylor answers questions from readers on federal and state estate taxes.

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Glen Allen, VA
23060

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