Goosehead Insurance - Jacob Gabinski

06/01/2026

📊 Illinois Insurance Trend (Last 6+ Months)

Here’s a simple breakdown of what we’re seeing across multiple zip codes:

- Slight increase into early winter (Dec–Jan)
- Dip through late winter / early spring (Feb–Mar)
- Gradual rebound heading into May & June

👉 Translation:
Insurance pricing isn’t static—it’s constantly adjusting based on risk, seasonality, and carrier changes.

05/29/2026

📊 Illinois Insurance Snapshot – May

Most homes are landing between $2K–$2.6K,
but I’m seeing some as low as ~$1,300 and others pushing ~$3,600+ depending on location.

Batavia, Geneva, St. Charles → right in the middle.

👉 Translation: pricing is spreading out, not just rising.

June focus:
Make sure your coverage and pricing still line up with today’s market.

If you want a quick benchmark, I’m happy to help.

05/21/2026

Check Your Roof Age Before It Becomes a Problem!

Quick question most homeowners can’t answer off the top of their head:
How old is your roof—and is your insurance aligned with it?

In our area, this matters more than people think:

- Older roofs can impact how claims are handled
- Some policies adjust coverage or settlement based on age
- Small wear can turn into bigger issues over time

Simple check:
✔️ Know your roof’s approximate age
✔️ Keep records of repairs or replacements
✔️ Make sure your policy reflects the current condition

This is one of those things people don’t think about…
until they have to.

Doesn’t take long to review, but it can save a lot of confusion down the road.

If you’re unsure how your policy treats roof coverage, I’m always happy to help you take a look.

Send a message to learn more

05/14/2026

🌧️ May Reminder – Illinois Insurance Tips

As we head into May, Illinois weather starts doing its thing — and that usually means more claims popping up this time of year.

A few quick things to stay ahead:
✔ Check gutters & downspouts (water backup = headaches)
✔ Test your sump pump before heavy rain hits
✔ Look for roof damage or water spots from spring storms
✔ Review your coverage if you’ve made updates to your home

We’re seeing rising premiums and repair costs, so making sure your coverage is accurate now matters more than ever.

A quick review now can save you a lot later.

Stay dry out there 🌦️

Send a message to learn more

05/13/2026

Great way to improve on the work/life balance :)

We’ve always believed that a great workday should give something back. Do good work and feel good doing it. 💼👍

So we made it official.

Introducing the Workwell Project - our commitment to building wellness into the fabric of your workday. Not as an add-on. As a given. It shows up in the spaces you work in, the snacks in the kitchen, the wellness room down the hall, and the monthly community events designed to help you reset and recharge.

Because we don’t think success should require exhaustion. And we think the place you work should reflect that.

05/07/2026

Insurance Pop Quiz 👇

1. Flood covered on homeowners?
2. Does car color affect your rate?
3. Illinois minimum limits?

Drop your answers…

Also—my network group meets Thursdays 10am at Moretti’s Elgin if you want to network with solid people.

Send a message to learn more

04/29/2026

One less thing to worry about for 2026!

I wrapped up my Illinois continuing education over a month early and added 3 new states to my license ✅

Why? Because staying ahead means I can offer more options, more carriers, and better choices for the people I work with — not just one way to do things.

Behind‑the‑scenes work like this is all about making sure clients are set up right, no matter what changes come their way.

04/17/2026

🌷 Illinois Insurance Reminder – Spring 2026

As the weather starts warming up and bouncing back and forth, this is one of the busiest times of year for insurance claims in Illinois. A little awareness now can save a lot of frustration later.

Coverage reminder:
Not all water damage is covered the same way. Sump pump backups, groundwater, and maintenance‑related issues are common claim surprises. Spring is a great time to make sure your policy actually matches your risk. Weather changes are normal in Illinois — surprises don’t have to be.

If you haven’t reviewed your home insurance in a while, or if your home has changed over the last few years, a quick check now can prevent headaches later.

Smarter insurance starts before the storm. 🌦️

Send a message to learn more

04/08/2026

✅ Great Coverage. Fair Pricing. No Guesswork.

This is exactly how insurance should work!

Good coverage isn’t about paying the most — it’s about paying for what actually fits your life. Taking the time to understand your needs, compare options, and design coverage that protects without overpaying.

If you’ve ever wondered whether you’re insured right — not just insured — this is your reminder that a second look can make a real difference.

04/07/2026

🌷 A Few Days After Easter — Still Grateful

The baskets are put away, life is back in motion, and moments of gratitude are still coming in.