Desiree Garza Insurance Advisor

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Desiree Garza Insurance Advisor Southeast Kane County TRIAD, President
Aurora Regional Hispanic Chamber of Commerce, Member
Financial Planning and Insurance Advisor

🔔 Medicare's Annual Enrollment Period is officially HERE! 🔔From today, October 15th, through December 7th, you have the ...
10/15/2026

🔔 Medicare's Annual Enrollment Period is officially HERE! 🔔

From today, October 15th, through December 7th, you have the opportunity to review your Medicare coverage for 2027.

A lot can change in a year! Your healthcare needs may have changed, and your plan's benefits, costs, prescription coverage, and provider networks may be changing for 2027, too.

Don't wait until the last minute to review!

Schedule your annual Medicare review with your local KRS Medicare Specialist today.

Desiree Garza
Insurance Advisor/MMC
Southeast Kane County TRIAD, President
331-269-8600
[email protected]

🔑 www.krs.insure

📬 ATTENTION ALL MEDICARE RECIPIENTS: Keep an eye on your mailbox!Your Annual Notice of Change (ANOC) letter from your pl...
09/18/2026

📬 ATTENTION ALL MEDICARE RECIPIENTS: Keep an eye on your mailbox!
Your Annual Notice of Change (ANOC) letter from your plan provider should be arriving soon, and this is one piece of mail you don’t want to overlook.
Your ANOC explains what’s changing with your Medicare Advantage or Part D prescription drug plan for the upcoming year, including potential changes to:
💡 Premiums, deductibles & copays
💡 Covered services & prescription drugs
💡 Provider & pharmacy networks
WHY DOES THIS MATTER?
Medicare plans can change from year to year, and the coverage that worked for you in 2026 may look different in 2027. Understanding those changes now can help you avoid costly surprises later.
When your ANOC arrives, don’t toss it aside! Take a few minutes to review it and make note of anything that stands out.
Then, during your annual review, your KRS retirement specialist can walk through the important changes with you so you understand what they could mean for your coverage in 2027. 🔑
Watch your mailbox—your ANOC should arrive by September 30. ‼️

🎒📚 Investing in Our Community & Our Future! 📚🎒Key Retirement Solutions is proud to have sponsored a Back 2 School event ...
08/17/2026

🎒📚 Investing in Our Community & Our Future! 📚🎒

Key Retirement Solutions is proud to have sponsored a Back 2 School event with the Aurora Regional Hispanic Chamber of Commerce, helping provide backpacks and school supplies to 100 children as they prepare for a successful new school year! ✏️📓🎓

At Key Retirement Solutions, our commitment to the community goes beyond retirement planning. We are passionate about educating individuals and families about their financial futures and helping them find options that best fit their needs.

We also believe that investing in the young minds of our future is one of the most meaningful investments we can make. Every child deserves to begin the school year feeling prepared, confident, and ready to learn and excel.

We are proud to be a community partner and honored to be trusted by so many individuals and families when planning for their personal, family, and community futures.

A special thank you to the Aurora Regional Hispanic Chamber of Commerce for allowing us to be part of an event that makes such a positive difference in the lives of local families. 💙

At Key Retirement Solutions, we’re not only helping you plan for tomorrow—we’re investing in the future of our community today.

After years of saving, investing, and planning, it's important to have a strategy that helps prepare for life's uncertai...
07/27/2026

After years of saving, investing, and planning, it's important to have a strategy that helps prepare for life's uncertainties, from inflation and market volatility to rising healthcare costs and creating reliable income in retirement beyond Social Security.

Because retirement isn't just about growing your nest egg.
It's about having the confidence to enjoy it. 🔑

Whether you're preparing for retirement or already enjoying it, we're here to be a trusted resource for you and your family. 😊

Our services are provided at no cost, and we're always happy to answer your questions, review your current plan, or help you explore retirement strategies tailored to your unique needs and goals.

Desiree Garza
Insurance Advisor/MMC
Southeast Kane County TRIAD, President
331-269-8600
[email protected]

One of the greatest joys of retirement is having more time to spend with family. If you're looking for ways to make this...
07/24/2026

One of the greatest joys of retirement is having more time to spend with family. If you're looking for ways to make this summer memorable with your grandchildren, here are a few ideas:
☀️ Visit a local farmers market
🍦 Have an ice cream date
🎣 Go fishing together
📚 Create a summer reading challenge
🏖️ Spend a day at the beach or lake
🌱 Plant a small garden together
🎬 Host an outdoor movie night
Sometimes the moments grandchildren remember most are the simple ones!
Happy Summer

Are you turning 65 this year? 🥳This milestone comes with a lot of questions:• What plan is right for me?• What’s not cov...
07/22/2026

Are you turning 65 this year? 🥳

This milestone comes with a lot of questions:

• What plan is right for me?
• What’s not covered?
• What will my healthcare actually cost?

Our Medicare Specialists walk you through your options and help you understand every part of Medicare so you can feel confident in your decisions.

If you’re within 6 months of turning 65, let's start the conversation.

👉 Schedule your complimentary appointment by visiting www.krs.insure/contact-us

Desiree Garza
Insurance Advisor | MMC
President, Southeast Kane County TRIAD
331-269-8600
[email protected]
krs.insure
Instagram:

Most people protect everything they own… except what could cost them the most. 👀The #1 threat to your retirement saving...
07/20/2026

Most people protect everything they own… except what could cost them the most. 👀
The #1 threat to your retirement savings is healthcare costs. More specifically, the biggest gap in coverage is long-term care.

📣 And here’s where many people get it wrong:

➡️ Medicare does NOT cover long-term care
➡️ “Self-insuring” can quickly drain your savings
➡️ 70% of people over 65 will need some form of long-term care
(Source: Department Health & Human Services, LongTermCare.gov)

The reality is, extended care costs can eat through your retirement faster than most people expect.

And once those assets are gone, so is your freedom of choice.
Where you receive care, how you receive it, and what that experience looks like.

The goal isn’t just to have savings…
It’s to have a plan that protects them. 💡

Let’s talk about how to protect what you worked so hard to build. 🔑
www.krs.insure

Desiree Garza
Insurance Advisor | MMC
President, Southeast Kane County TRIAD
331-269-8600
[email protected]
krs.insure
Instagram:

Address

2000 S Batavia Avenue
Geneva, IL

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 4pm

Telephone

+13312698600

Website

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