09/08/2026
📘 : Let’s talk credit.
Your credit profile is made up of more than just a score. How much available credit you’re using, the accounts on your report, and when your credit is reviewed can all be part of the bigger picture.
This week, we’re breaking down three terms worth knowing: Credit Utilization, Tradelines, and Credit Inquiries.
👉 Swipe through for a quick credit vocabulary refresh—and save this one for later!
Have questions about how credit factors into the mortgage process? Get in touch with us to learn more.
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All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).