Jim Podratsky at Atlantic Coast Mortgage

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Gainesville, VA
Jim Podratsky at Atlantic Coast Mortgage

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Jim Podratsky SVP, Branch Manager & Sr. Jim Podratsky | SVP, Branch Manager & Sr. Let’s Make Your Next Move, Your Best Move!

Loan Officer
NMLS 312528

Atlantic Coast Mortgage, LLC
Equal Housing Lender
Company NMLS 643114 (www.nmlsconsumeraccess.org) Loan Officer - NMLS 312528

Your Trusted Mortgage Advisor—Here to Guide You Home. Reliable Mortgage Support from Application to Closing and Beyond
Whether you’re buying your first home, upgrading to your next, securing a vacation home, or financing your forever home, having the right mortgage loan officer makes all the difference. With over 22.9K 5-star client reviews, ACM is proud to be recognized as a trusted and reliable home loan partner — delivering peace of mind at every step of the homeownership journey. We understand that buying a new home or refinancing the home you love is always a big life event, which is why we focus on delivering tailored lending solutions and mortgage strategies to help you accomplish your homeownership goals. Experienced Mortgage Professionals & Tailored Lending Solutions
Navigating today’s housing market requires a skilled mortgage professional who understands local markets and evolving lending guidelines. We specialize in a wide variety of home financing options, including Conventional, FHA loans, VA loans, USDA loans, Jumbo loans, and mortgage refinancing. Each solution is personalized to help meet your unique financial needs and long-term goals. Our Lender for Life Commitment to Your Long-Term Success
We believe that a closed loan is just the beginning of our journey together. Throughout the life of your loan, we’ll help you monitor your home investment to discover new cost-saving opportunities and help you plan and achieve your future home purchase and refinance goals. Most importantly we’ll provide you with the tools and knowledge you need to leverage and take full advantage of your home investment making it work to your benefit.

10/31/2026

Wishing everyone a Happy Halloween! 🎃👻

Hope your day is filled with fun, treats, and a little Halloween spirit!

10/29/2026

Waiting for the “perfect” market could mean putting your homeownership goals on hold longer than necessary.

Instead of trying to time rates, focus on what makes sense for your finances, timeline, and long-term plans. The right strategy starts with understanding your options.

10/27/2026

Your mortgage can be more than a monthly payment. The right financing strategy can help you think differently about cash flow, equity, and how your money works toward your bigger financial goals.

Swipe through to see how the All In One Loan offers a more flexible approach for eligible borrowers.

10/27/2026

Another thrilled buyer! It was so nice to find this wonderful first time home buying family a home. Reach out if you know of a First Time Home Buyer who needs assistance.

10/22/2026

Fall may bring a different pace to the housing market, and that can be worth exploring. 🍂

If buying a home is on your radar, this season could be a good opportunity to see how current conditions line up with your budget, goals, and timeline.

10/21/2026

There's no better feeling than knowing my clients are happy with their experience! ⭐️🏡

Whether it's answering questions after hours, being there every step of the way, or securing competitive rates, I'm always committed to going the extra mile.

Thank you, Deborah, for the thoughtful review and for putting your trust in me! 💙

10/21/2026

When you have amazing clients and referral partners there is no such thing as a slow market. I am so happy for our buyer who found this perfect home for her and her journey! The entire transaction was handled and negotiated with the expertise of Marina Marchesani. We sailed through the transaction and were able to secure a rate for our client well below the market. As always thanks to Brindley Ross Title for handing all of the legal and for a smooth settlement. If you are looking to take advantage of this fall buyers market reach out and allow me to connect you with the best in the business!

10/20/2026

Sweater weather is here, so let’s warm up that mortgage knowledge too. ☕🏡

Understanding the factors that can shape your financing options can help you feel more prepared when it’s time to make a move.

10/15/2026

Don’t let this homebuying “trick” catch you off guard. 🎃 You may not need 20% down to make a move, and some loan programs offer lower down payment options for eligible buyers.

Did you already know this one was a trick? Let me know in the comments!

Address

14535 John Marshall Highway, Suite 112 & 113
Gainesville, VA
20155

Website

https://acmllc.com/jim-podratsky

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