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David Black at Guaranteed Rate NMLS 453677

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Gainesville, VA
David Black at Guaranteed Rate NMLS 453677

VP of Mortgage Lending NMLS 453677 at Guaranteed Rate NMLS 2611; nmlsconsumeraccess.org

10/28/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why.

Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.

09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/22/2026

All the tools to live a longer, happier life - all in one place

07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

06/28/2024

Did you know that with a reverse mortgage, there are no restrictions on how you use your income? Learn the whole story on the benefits of a reverse mortgage: http://ms.spr.ly/6180YhRwm

06/27/2024

Pending home sales were down in June, but the amount of homes for sale as well as housing prices are moving in a positive direction. http://ms.spr.ly/6185YC5Wx

06/26/2024

The 20% of buyers who can pay with cash have a significant leg up. Compete with cash with PowerBid Approval.* Learn more: http://ms.spr.ly/6188Y75gE

06/25/2024

We offer more options to make homeownership attainable, no matter the market. Learn more about our affordable loan options: http://ms.spr.ly/6186YAXKY

06/24/2024

Did you know your home's down payment may not be as much as you thought? Check out our eight helpful hacks to help make saving for a home easier than ever: http://ms.spr.ly/6189YfiGV

06/21/2024

Median housing prices reach record highs. http://ms.spr.ly/6184YNREi

06/20/2024

Getting outpriced in the market? Learn how your homebuying power can go further in certain metro areas where the median home average is under $300k. http://ms.spr.ly/6183Y2DuD

06/19/2024

Juneteenth is a day to celebrate freedom and resilience. At Guaranteed Rate, we are committed to fostering diversity, equality and inclusion in everything we do.

06/18/2024

Move faster than the competition. The average homebuyer takes ten weeks to find a home, but we can help you get ahead. http://ms.spr.ly/6187Y0iEX

06/17/2024

Looking for tips on how to implement into your daily routine? Download the today: http://ms.spr.ly/6184YLpvA

Address

14091 Daves Store Lane, Suite 101
Gainesville, VA
20155

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://www.Rate.com/davidmblack?utm_source=facebook&utm_medium=organic&utm_campaign=yext&utm_content=17487&adtrk=%7Cseo

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