Integrity First Home Loans LLC - Justin Hamacher #1972211

05/19/2026

05/14/2026

A lot of buyers think the biggest goal is just getting approved.

But the real win is understanding how your mortgage works after closing.

Because once you get the keys, the monthly payment starts… and in the beginning, a big portion of that payment can go toward interest. That’s why small strategy matters.

One extra payment per year, when applied correctly, can help reduce the life of your loan and save you interest over time.

But here’s the part people miss:

You need to make sure extra payments are applied to principal only.

Not future payments.
Not interest.
Not just sitting there incorrectly.

This is the kind of mortgage education I want buyers to learn before they buy, not years later when they wish someone explained it sooner.

05/13/2026

Realtors you DO NOT want to miss this FREE EVENT! Come learn from the legendary Dayton Schrader who has sold over 3000 homes throughout his career. Get ready for an hour with one of the best of the best in the industry. Sign up below to reserve your seat!

https://realtortipswithjustin.com/

03/19/2026

So excited that our team is now partnered with Virginia Housing! This gives us even more tools in the tool box to help more families become homeowners! If you or a someone you know if looking to buy a home in Virginia or another state, we're here to help!

03/12/2026

We are now licensed in IDAHO! Woop! Woop! If you or someone you know is looking to buy a home across the street or across the country, please keep our family owned small business, in mind. We would love the opportunity to connect and serve other families in need of home financing.

02/04/2026

The famous words CLEAR TO CLOSE are always great to hear from your loan officer! But here's the other 6 behind the scenes steps that most people are unaware of that take place AFTER Clear to Close has been issued and before funds are released

12/04/2025

Welcome to the December edition of Growing Gainesville! Today, your hosts— Lesley Salman with Salman Homes and Jacobs & Co. Real Estate, and Pastor Allen Perdue of Alive Church —sit down with Justin Hamacher , President of Integrity First Home Loans.

Justin is no stranger to the mortgage world, but his business is new. He recently stepped out on his own to launch Integrity First, a company built to serve the community with excellence and purpose. Justin carries strong biblical values into his work, viewing his role in home finance as a way to honor the Lord. His desire is to glorify God through every client he serves and every loan he helps make possible.

12/02/2025

Sometimes, what homebuyers don’t realize can cost them thousands. 💸

That “instant pre-approval” online? Might collapse the moment it’s verified.

That “low rate” ad you clicked? Comes with sky-high fees buried in the fine print.

And that lender who takes days to reply? Could make you lose the house you love.

This isn’t about fear — it’s about clarity. Because a great loan officer doesn’t just quote numbers…

They catch red flags before they become roadblocks, protect your buying power, and make sure you walk into your offer fully prepared — not blindsided.

When you work with the right mortgage pro, you’re not just getting a loan — you’re gaining someone who sees what others miss. 👀

💬 Tag a friend who’s starting their pre-approval journey
📌 Save this post before you make your next mortgage move

11/20/2025

Pretty good news out there! If you or someone you know is on the fence about buying a new home NOW is definitely the time to get started! The info below comes straight from Freddie Mac and shows that mortgage rates have dropped to an almost 3 year low. They are still higher than the historical 20 year average but homes are a LOT more affordable NOW than at any point over the last 3 years. If you have questions or know of anyone that could use some help getting started in the home buying process please let me know. Have great day all!