Intelliplan Financial

05/27/2026

Social Security works differently when you’re married—and coordination matters.

Each spouse earns their own benefit, and coordination around spousal and survivor options can meaningfully impact total retirement income.

Even timing matters—when you claim can affect both current income and long-term outcomes.

Before filing, make sure you understand how your benefits work together.

To learn more about how social security is calculated for married couples, read the article here:

Social Security for married couples is based on each spouse's individual earnings record, but there are additional spousal and survivor benefits that can increase your household income. Understanding these benefits is key to determining the best filing strategy for your situation, helping ensure you...

05/26/2026

💡 Tuesday Tip: Take time to understand what your future tax picture might look like before you retire—not after you’re already in it.

Many people look forward to retirement and think taxes will finally ease up—but for some, it’s an unexpected source of stress.

The choices you make today—when to take income, how to draw from your accounts—can significantly impact how much you keep versus how much goes to taxes.

Ready to see what your retirement tax picture could look like? Let’s walk through it together. Schedule your consultation here: https://go.oncehub.com/schedulemyintro

05/22/2026

As we close our AFEA Taxes in Retirement and Social Security workshops in Pickerington, we'd like to thank everyone who joined us and engaged in great conversations.

Next up: We'll be in Canal Wi******er on June 24th and July 1st for another round of workshops. If you're in the area and have been meaning to learn more about how Social Security and taxes affect your retirement, reserve your spot here: https://www.myafea.org/chapterevent/5046

We hope you can make it!

05/20/2026

Quick Retirement Check-In ✅

How many of these can you confidently say “yes” to?

☐ I know when to take Social Security
☐ I have a tax-efficient withdrawal strategy
☐ My investments align with my income needs
☐ I have a plan for healthcare costs
☐ I understand how much I can safely spend

If you’re unsure about even one of these, it may be time for a second opinion.

Schedule a time to connect with our team and review your plan: https://go.oncehub.com/schedulemyintro

05/18/2026

Are you looking for a way to feel more in control of your finances, save more intentionally, and build long-term wealth?

Through properly structured life insurance, some families explore strategies that allow cash value to grow over time, and potentially be accessed for opportunities, emergencies, or retirement income.

Check out the article below to explore more on how you can “be your own banker”, using life insurance as part of a bigger financial strategy.

https://intelliplanfinancial.com/be-your-own-banker-using-life-insurance/

https://www.youtube.com/watch?v=JcajqN_F4kU Are you looking for a way to gain better control of your finances, save money and increase wealth? If so, consider becoming your own banker by using life insurance as a key financial tool. Life insurance can be a powerful tool. Investors have used it over....

05/14/2026

💡 Myth-Busting Thursday: “If I’ve saved enough, I don’t really need a financial advisor.”

As retirement approaches, financial decisions can become more complex—income planning, taxes, RMDs, investments, protection, and legacy planning all start to play a bigger role.

Without a coordinated strategy, it’s easy to overlook opportunities or create unnecessary stress along the way.

At Intelliplan Financial, we bring these key areas together to help clients move forward with clarity and confidence.

Here's why you should consider working with a financial advisor: https://intelliplanfinancial.com/why-financial-advisors-are-important/

05/13/2026

Taxes in retirement don’t work the same way they did while you were working—and that difference can have a big impact on your income.

That’s why we’re hosting a free virtual workshop:

Taxes in Retirement
📅 May 19th
🕡 6:30 PM
💻 Online (join from anywhere)

We’ll walk through key areas that may affect your retirement income, including:
• How recent tax changes could impact your plan
• Why IRA withdrawals don’t always lower your tax bracket
• How RMDs and Social Security are taxed
• Strategies that may help reduce overall tax burden in retirement

If you’re approaching retirement—or already there—this session is designed to bring clarity to a complex topic.

👉 Register here:

Efficiently managing your taxes involves many intricate details and strategies — and a clear understanding of any changes to the tax code. To prepare and plan for the future, register below to attend our class, Taxes in Retirement.

05/12/2026

💡 Retirement Tip: Be intentional about which accounts you tap first—taxes can vary more than you think.

Treating all accounts the same in retirement can lead to unnecessary taxes. A better approach is knowing which accounts to draw from—and when.

Want help creating a strategy that fits your situation? Schedule a time to connect with our team. https://go.oncehub.com/schedulemyintro

05/11/2026

Can you work while collecting Social Security?

Yes—but earning too much before full retirement age could reduce your benefits. After that, there’s no limit.

The rules aren’t always straightforward and getting them wrong can be costly.

We break it down here: https://intelliplanfinancial.com/what-can-i-earn-while-on-social-security/

Are you considering pulling the trigger to retire and start collecting income through your Social Security benefits? If so, you're not alone, as 1 in 4 older adults rely on Social Security for at least 90% of their income, according to the Census Bureau. As an eager

05/06/2026

Our AFEA Taxes in Retirement and Social Security workshops in Dublin have come to an end! Thank you to everyone who attended—we enjoyed the great conversations.

If you missed us, we’ll be in Pickerington on May 13th & May 20th.

📅 Reserve your spot here: https://www.myafea.org/chapterevent/5046

We hope to see you there!

05/04/2026

You’ve spent years saving for retirement—but do you know if you’re on track to retire on your timeline?

Oftentimes individuals approaching retirement rely on assumptions more than a clearly defined plan. But retirement isn’t just a number—it’s understanding how your savings may support your lifestyle.

If retirement were right around the corner, would you feel prepared?

Find out more by exploring some of our most frequently asked retirement questions:

https://www.youtube.com/watch?v=WYDHstcA74w Are you on the verge of retirement and have many questions running through your head? Unfortunately, most people do when they get closer to that phase of their lives. If you're looking for answers, then look no further! We've compiled the most frequently a...