Keystone Financial Group

09/03/2026

This Life Insurance Awareness Month, we want to highlight an unfortunate reality: too few Americans have adequate life insurance. The good news is that there are several simple steps you can take to better protect your family’s future.

Swipe for key statistics and steps to consider. As always, we are here to help ensure you have the right life insurance protection. Reach out today for assistance with any of the steps we’ve recommended or to further explore coverage for your family.

* Sources:
2025 Facts about life insurance. (2025).https://www.limra.com/siteassets/newsroom/liam/2025/2025_facts_about_life_insurance.pdf
Martin, A. (2023, April 17). Life Insurance Statistics, facts, and industry trends for 2026. Choice Mutual. https://choicemutual.com/original-research/life-insurance-statistics
Sloan, B. (2025, July). Half of americans don’t have any life insurance. Here’s why that’s a mistake. CNBC. https://www.cnbc.com/select/half-of-americans-dont-have-any-life-insurance/

09/03/2026

Fiduciary responsibility is more than a marketing term.

The Investment Advisers Act of 1940 helped shape the responsibilities of registered investment advisers.

Today, fiduciary duty remains an important part of how many financial professionals serve clients.

🎧 Catch the full episode on The Financial Huddle on YouTube, Apple Podcasts, Spotify, or your favorite podcast platform!

09/02/2026

Thinking of starting a business? Startup costs vary widely, but careful planning can help you get a good estimate of how much funding you’ll need.

Startup costs vary widely, but careful planning can help you get a good estimate of how much funding you’ll need.

09/02/2026

Fiduciary responsibility has deep historical roots.

Over time, the concept evolved into a standard applied to people entrusted with managing assets for others.

Today, that principle remains an important part of financial planning and investment management.

🎧 Catch the full episode on The Financial Huddle on YouTube, Apple Podcasts, Spotify, or your favorite podcast platform!

09/01/2026

Planning for retirement on your own can require a different kind of preparation.

Without a second household income or built-in decision-making partner, emergency savings, retirement income, long-term care, estate documents, and a reliable support network can become even more important.

The goal is not to predict every future expense. It is to build enough flexibility and structure to handle changes as they come.

Read the full blog post here: https://www.keystoneadvisors.com/blog/building-financial-strength-alone-after-50-7-steps-greater-solo-security

09/01/2026

The word fiduciary comes back to one central idea: trust.

In financial planning, that word carries an important responsibility.

Understanding what fiduciary means can help investors ask better questions about who is managing their money.

🎧 Catch the full episode on The Financial Huddle on YouTube, Apple Podcasts, Spotify, or your favorite podcast platform!

08/31/2026

College financial aid offers may not always be the final number.

In some cases, families may be able to appeal or negotiate an award based on their situation and competing offers.

In this example, the family received an additional $67,000 in aid over four years.

The bigger takeaway: understanding the financial aid process can make a meaningful difference in the true cost of college.

🎧 Listen to the full episode: College Planning Is A Retirement Issue on YouTube or anywhere you listen to podcasts!

08/28/2026

The kids are headed back to school, and that can only mean two things: The house is quiet again, and the coffee is hot for the first time in months.

However you are feeling about back-to-school season this year, we hope the transition is going smoothly for your family. As always, if there is anything we can do to help, do not hesitate to reach out. That is what we are here for.

08/28/2026

Good strategy sometimes means adjusting to the person beside you.

In pickleball, that may mean changing how you play based on your partner’s strengths and limitations.

In financial planning, the same idea applies: the strategy should be built around the individual.

🎧 Catch the full episode on The Financial Huddle on YouTube, Apple Podcasts, Spotify, or your favorite podcast platform!

08/27/2026

Many people hear terms like CPI, PPI, and PCE in financial news and may wonder what they actually mean and why they matter in the financial world. Each of these three indicators offers a different perspective on pricing trends and the broader economy. Swipe through to learn more.

If you have questions about how inflation or market conditions may impact your financial strategy, our team is here to help. Contact us anytime to start the conversation.