Melissa Bankard Farmers Insurance Agency• 972-761-9333•

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Melissa Bankard Farmers Insurance Agency• 972-761-9333• Melissa Bankard, Texas Farmers Insurance Agent, loves her chickens 🐓 and hairless cat 🐈

I'm Melissa Bankard, your Texas Farmers Insurance Agent and the best choice to protect you from the unexpected through insurance/financial solutions.

10/19/2026

What do you mean your agent thought, "sure, carry $100,000 of UMPD (uninsured motorist property damage)" on a 2001 Honda Accord? Sorry, but that makes me mad. That's a cash grab.

As agents, we need to do a better job explaining how losses get covered, and whether it makes financial sense (not emotional sense) to carry certain coverage when those benefits will never be realized come claim time.

Let’s talk insurance 📱 Send a note, get a quote

Become a client of the Melissa Bankard Farmers Insurance Agency• 972-761-9333• auto 🚗/motorcycle 🏍️ / boat 🛥️ / landlord insurance

Rethink rental if you have a backup car, or if you're willing to organize ride sharing with another driver on the policy...
10/19/2026

Rethink rental if you have a backup car, or if you're willing to organize ride sharing with another driver on the policy. The inconvenience could be worth the premium saved.

Let’s talk insurance 📱 Send a note, get a quote

Become a client of the Melissa Bankard Farmers Insurance Agency • 972-761-9333 • auto 🚘 / home 🏠 / retirement solutions 💰 / life 👥 / business 🏙️ / motorcycle 🏍️ / boat 🛥️ / landlord insurance

10/18/2026

If you share custody of a teenage driver and they drive your vehicles regularly, even if it's not every day, consider adding them to your policy.

Some policies will only offer minimum state liability limits if an undisclosed driver is involved in an accident in a vehicle on your policy, regardless of the high limits or umbrella you carry.

Let’s talk insurance 📱 Send a note, get a quote

Become a client of the Melissa Bankard Farmers Insurance Agency • 972-761-9333 • auto 🚘 / home 🏠 / retirement solutions 💰 / life 👥 / business 🏙️ / motorcycle 🏍️ / boat 🛥️ / landlord insurance

Be cautious of, "I'd just like an adjuster to take a look." Regardless of how benign the intention, that is a claim.Rega...
10/18/2026

Be cautious of, "I'd just like an adjuster to take a look." Regardless of how benign the intention, that is a claim.

Regardless of what an agent tells you, this claim will stay on your loss report for quite some time, and it can affect your eligibility to change carriers.

Solution: find out what your deductible is. If it's a wind/hail claim, find out which settlement method applies, replacement cost or actual cash value. And lastly, what's the repair or replacement estimate from your contractor? All of this needs to be sorted out BEFORE submitting a claim, to best determine if doing so makes sense.

Let’s talk insurance 📱 Send a note, get a quote

Become a client of the Melissa Bankard Farmers Insurance Agency • 972-761-9333 • auto 🚘 / home 🏠 / retirement solutions 💰 / life 👥 / business 🏙️ / motorcycle 🛥️ / boat 🛥️ / landlord insurance

10/18/2026

I recently got a new flock of chickens, six white leghorns. These aren't the cluckers that like to be held, much less cuddled, like some of the other breeds I've had in the past.

The white leghorn is the most widely used commercial breed for extra large white eggs, so this flock is all about production. When I start getting more eggs than the family can eat, I'm definitely gonna start calling policyholders to come grab some at their renewal lol.

Let’s talk insurance 📱 Send a note, get a quote

Become a client of the Melissa Bankard Farmers Insurance Agency • 972-761-9333 • auto 🚘 / home 🏠 / retirement solutions 💰 / life 👥 / business 🏙️ / motorcycle 🏍️ / boat 🛥️ / landlord insurance

Often times customers will get a solicitation for an incredibly low offer, with details about their home that are just l...
10/16/2026

Often times customers will get a solicitation for an incredibly low offer, with details about their home that are just ludicrous. I'm talking homes that should be insured for $500,000, quoted at half the coverage, with everything builders grade, the highest deductibles, and everything paid out on depreciation.

These rates may also include discounts the insurer isn't even eligible for. I get the strategy from an agent's perspective, anything to get the phones to ring, but goodness gracious, buyer beware.

Let’s talk insurance 📱 Send a note, get a quote

Become a client of the Melissa Bankard Farmers Insurance Agency • 972-761-9333 • auto 🚘 / home 🏠 / retirement solutions 💰 / life 👥 / business 🏙️ / motorcycle 🏍️ / boat 🛥️ / landlord insurance

10/16/2026

How did the cash value of a life policy my dad bought for my sister and me end up benefiting us? Mine paid for my college education, and my sister used hers for the down payment on her first home. So obviously, I'm a huge advocate for these types of policies.

Let’s talk insurance 📱 Send a note, get a quote

Become a client of the Melissa Bankard Farmers Insurance Agency • 972-761-9333 • auto 🚘 / home 🏠 / retirement solutions 💰 / life 👥 / business 🏙️ / motorcycle 🏍️ / boat 🛥️ / landlord insurance

If you've had just one claim in the past five years, NOW is the time to look at a Farmers homeowners policy. Eligibility...
10/16/2026

If you've had just one claim in the past five years, NOW is the time to look at a Farmers homeowners policy. Eligibility is a big deal, so take advantage of it while you can.

Let’s talk insurance 📱 Send a note, get a quote

Become a client of the Melissa Bankard Farmers Insurance Agency • 972-761-9333 • auto 🚘 / home 🏠 / retirement solutions 💰 / life 👥 / business 🏙️ / motorcycle 🏍️ / boat 🛥️ / landlord insurance

10/16/2026

If your kiddo lives in a dorm at college, they're still considered a resident driver of your household. Now, if they live in an apartment while going to school and signed a lease, that's a different story. Two similar scenarios, and only one needs to be rated on your policy. Adding youthful drivers takes some nuance, but we got your back.

Let’s talk insurance 📱 Send a note, get a quote

Become a client of the Melissa Bankard Farmers Insurance Agency • 972-761-9333 • auto 🚘 / home 🏠 / retirement solutions 💰 / life 👥 / business 🏙️ / motorcycle 🏍️ / boat 🛥️ / landlord insurance

10/16/2026

Can you get surcharged for an at fault accident in a rental vehicle? Absolutely. Solution, just don't have an at fault 🙄 or purchase Accident Forgiveness. Choose the latter.

Let’s talk insurance 📱 Send a note, get a quote

Become a client of the Melissa Bankard Farmers Insurance Agency • 972-761-9333 • auto 🚘 / home 🏠 / retirement solutions 💰 / life 👥 / business 🏙️ / motorcycle 🏍️ / boat 🛥️ / landlord insurance

Address

8765 Stockard Drive Ste. 103
Frisco, TX
75034

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 9am - 5pm

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