06/08/2026
Thinking about a new build this summer? Here's something worth knowing before you walk into the model home.
Builders usually have a preferred lender, and there are often incentives tied to using them. That's not automatically a bad deal β sometimes it's a good one. But the preferred lender has a relationship with the builder, and you have the right to choose your own lender either way.
The smart move is to get your own pre-approval and a second opinion before you sign anything. Compare the full picture β rate, costs, and terms together β not just the headline incentive.
I work on new construction all the time and I'm glad to be your second set of eyes. Reach out before you tour.